
621 Ruth Street
Cobourg, ON K9A 2T9
- 4+1Bedrooms
- 2Bathrooms
- 3Garage
- 700–1100Sq Ft
- $3,794Tax
- 55×107 ftLot Size
- Estimated Value:$704,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 621 Ruth Street, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-04-17 | 2025-08-17 | Login to See Prices | Expired | x12091588 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 621 Ruth Street, Cobourg
WELCOME TO THIS DELIGHTFUL BUNGALOW NESTLED IN A PEACEFUL, SOUGHT-AFTER NEIGHBOURHOOD, ON A DEAD-END STREET JUST MOMENTS FROM THE SHORES OF LAKE ONTARIO. PERFECTLY BLENDING COMFORT AND CONVENIENCE, THIS MAINFLOOR 2 BEDROOM, 1 BATH HOME WITH THE POTENTIAL OF CONVERTING TO A 3 BEDROOM OFFERS COZY MAIN-FLOOR LIVING WITH A WARM, INVITING ATMOSPHERE. THE SUN-FILLED LIVING AREA FEATURES LARGE WINDOWS AND EASILY MAINTAINED FLOORS, LEADING INTO AN UPDATED KITCHEN WITH MODERN APPLIANCES AND AMPLE CABINATRY. DOWNSTAIRS, DISCOVER A FULLY FINISHED BASEMENT WITH ITS OWN ENTRANCE AND AN IMPRESSIVE IN-LAW SUITE - IDEAL FOR EXTENDED FAMILY, GUESTS OR RENTAL POTENTIAL. COMPLETE WITH ITS OWN KITCHEN, BATHROON AND 2 BEDROOMS, ITS A RARE FIND WITH GREAT VERSATILITY.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,794
- Land Transfer Tax Fee
- $10,455
Rental Items
- Rental Equipment
- Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Finished
Interior Features
- Interior Extras
- In-Law Suite
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Beach, Fenced Yard, Hospital
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick, Stone
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 55.00 ft
- Lot Depth
- 106.83 ft
- Lot Size
- 0.14
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- 2 REFRIGERATORS, 2 STOVES, 2 RANGE MICROWAVES, 2 WASHING MACHINES, 2 DRYERS
Exclusions
- Exclusions
- NONE
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 4 + 1
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Kitchen—Main level
- Living Room—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Laundry—Main level
- Bathroom—Main level
- Dining Room—Main level
- Bedroom—Basement level
- Kitchen—Basement level
- Family Room—Basement level
- Bedroom—Basement level
- Bathroom—Basement level
- Laundry—Basement level
- Breakfast—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- BURNHAM ST. & ELIZABETH ST.
- Zoning
- R2
- Directions
- BURNHAM ST. SOUTH FROM WILLIAM ST.
- MLS® number
- X12091588
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-08-17
- Listed on
- 2025-04-17
- Days on market
- 122 days
- Possession type
- Flexible
- Co-op commission
- 2.0
- Seller
- Listed by
- CENTURY 21 ALL-PRO REALTY (1993) LTD.
Home Market Value
Current home valuation for 621 Ruth Street, Cobourg, Cobourg, ON. Listed for $699,000
HOMEH Estimate
$704,000
Estimated Sales Range
$556,160 - $851,840
HOMEH Estimate for 621 Ruth Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,000 over $500K
$44,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,143 | $19,502 | $16,636 | $0 |
=Total mortgage | $679,708 | $648,602 | $610,786 | $559,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,319monthly | $3,167monthly | $2,982monthly | $2,730monthly |
Land Transfer Tax
$10,455
$10,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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