Was listed for:Expired Aug 17, 2025
$699,000

621 Ruth Street

Cobourg, ON K9A 2T9

Detached House ExpiredNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 621 Ruth Street, Cobourg

2025-04-17
2025-08-17
Expired
Price
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MLS#
x12091588

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 621 Ruth Street, Cobourg

WELCOME TO THIS DELIGHTFUL BUNGALOW NESTLED IN A PEACEFUL, SOUGHT-AFTER NEIGHBOURHOOD, ON A DEAD-END STREET JUST MOMENTS FROM THE SHORES OF LAKE ONTARIO. PERFECTLY BLENDING COMFORT AND CONVENIENCE, THIS MAINFLOOR 2 BEDROOM, 1 BATH HOME WITH THE POTENTIAL OF CONVERTING TO A 3 BEDROOM OFFERS COZY MAIN-FLOOR LIVING WITH A WARM, INVITING ATMOSPHERE. THE SUN-FILLED LIVING AREA FEATURES LARGE WINDOWS AND EASILY MAINTAINED FLOORS, LEADING INTO AN UPDATED KITCHEN WITH MODERN APPLIANCES AND AMPLE CABINATRY. DOWNSTAIRS, DISCOVER A FULLY FINISHED BASEMENT WITH ITS OWN ENTRANCE AND AN IMPRESSIVE IN-LAW SUITE - IDEAL FOR EXTENDED FAMILY, GUESTS OR RENTAL POTENTIAL. COMPLETE WITH ITS OWN KITCHEN, BATHROON AND 2 BEDROOMS, ITS A RARE FIND WITH GREAT VERSATILITY.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,794
Land Transfer Tax Fee
$10,455

Rental Items

Rental Equipment
Water Heater
Under Contract
Hot Water Heater

Basement Type
Finished

Interior Features

Interior Extras
In-Law Suite
Security Features
Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Beach, Fenced Yard, Hospital

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick, Stone
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
55.00 ft
Lot Depth
106.83 ft
Lot Size
0.14
Lot Shape
Rectangular

Inclusions

Inclusions
2 REFRIGERATORS, 2 STOVES, 2 RANGE MICROWAVES, 2 WASHING MACHINES, 2 DRYERS

Exclusions

Exclusions
NONE

Parking & Garages

Garage Type
None
Garage Spaces
3
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
4 + 1
Washrooms
2
Kitchens
2

Room sizes

  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Laundry—
    Main level
  • Bathroom—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Basement level
  • Kitchen—
    Basement level
  • Family Room—
    Basement level
  • Bedroom—
    Basement level
  • Bathroom—
    Basement level
  • Laundry—
    Basement level
  • Breakfast—
    Basement level

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
BURNHAM ST. & ELIZABETH ST.
Zoning
R2
Directions
BURNHAM ST. SOUTH FROM WILLIAM ST.

MLS® number
X12091588
Data source
Toronto Regional Real Estate Board
Status change
2025-08-17
Listed on
2025-04-17
Days on market
122 days
Possession type
Flexible
Co-op commission
2.0
Seller
Listed by
CENTURY 21 ALL-PRO REALTY (1993) LTD.

Home Market Value

Current home valuation for 621 Ruth Street, Cobourg, Cobourg, ON. Listed for $699,000

HOMEH Estimate

?

$704,000

Estimated Sales Range

?

$556,160 - $851,840

HOMEH Estimate for 621 Ruth Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$704,000Medium confidence
Based on 15 comparable properties
− $5,000 (1%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,000 over $500K

Minimum down payment

$44,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,143$19,502$16,636$0
=Total mortgage
$679,708$648,602$610,786$559,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,319monthly$3,167monthly$2,982monthly$2,730monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$10,455

Total Land Transfer Tax

$10,455

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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