Was listed for:Suspended Aug 1, 2025
$1,000,000

982 Burnham Street

Cobourg, ON K9A 4T7

Detached House SuspendedNot available

Property not available for sale or for rent.

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Sale & Price History for 982 Burnham Street, Cobourg

2025-05-28
2025-08-01
Suspended
Price
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MLS#
x12180180
2024-05-13
2024-11-22
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 982 Burnham Street, Cobourg

Strategically located just minutes from downtown Cobourg, the beach, hospital, and key commuter routes, this is a compelling investment opportunity. Set on R4-zoned land, it opens the door to future development or multi-unit rental potential. The main floor features three bedrooms, a full bathroom, a bright living area with large windows, and a practical kitchen ideal for everyday living. The fully finished basement, with a separate entrance, presents excellent in-law suite or secondary unit potential, enhancing rental income opportunities. Outside, the fully fenced and treed backyard adds a touch of nature and privacy. Whether you're expanding your portfolio or looking for a property with strong upside potential, this is a smart buy in one of Cobourg's most convenient and desirable areas.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,709
Land Transfer Tax Fee
$16,475

Rental Items

Rental Equipment
HWT Rental

Basement Type
Separate Entrance, Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
In-Law Suite, Primary Bedroom - Main Floor
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Beach, Hospital, Public Transit, Rec./Commun.Centre

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
120.53 ft
Lot Size
0.14

Inclusions

Inclusions
All electric light fixtures; all existing window coverings; existing fridges (2), dishwasher (1), stoves (1 gas, 1 electric), washer, dryer.

Parking & Garages

Garage Type
Carport
Garage Spaces
1
Parking Spaces
5
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3 + 2
Washrooms
2
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level, Large Window
  • Living Room—
    Main level, Large Window, Combined w/Dining
  • Bedroom—
    Main level, Large Window, Closet
  • Bedroom 2—
    Main level, Large Window, Double Closet
  • Bedroom 3—
    Main level, Large Window, Closet
  • Bathroom—
    Main level
  • Foyer—
    Main level
  • Bedroom—
    Basement level
  • Bedroom—
    Basement level
  • Family Room—
    Basement level
  • Kitchen—
    Basement level, Combined w/Dining
  • Dining Room—
    Basement level
  • Dining Room—
    Main level, Large Window, Combined w/Living
  • Laundry—
    Basement level

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Burnham St./Elgin St. W.
Zoning
R4
Directions
401 to Burnham Rd.

MLS® number
X12180180
Data source
Toronto Regional Real Estate Board
Status change
2025-08-01
Listed on
2025-05-28
Days on market
65 days
Possession type
Flexible
Co-op commission
2% & HST
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 982 Burnham Street, Cobourg, Cobourg, ON. Listed for $1,000,000

HOMEH Estimate

?

$681,686

Estimated Sales Range

?

$409,012 - $954,360

HOMEH Estimate for 982 Burnham Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$681,686Low confidence
Based on 5 comparable properties
+ $318,314 (47%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:7.5%

5% on first $500K + 10% on $500,000 over $500K

Minimum down payment

$75,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$37,000$27,900$23,800$0
=Total mortgage
$962,000$927,900$873,800$800,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,697monthly$4,530monthly$4,266monthly$3,906monthly
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Land Transfer Tax

Provincial

$16,475

Total Land Transfer Tax

$16,475

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