Listed for:Listed Apr 17, 2026
$1,350,000

40 Tremaine Terrace

Cobourg, ON K9A 5A8

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 40 Tremaine Terrace, Cobourg

No listing history available

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 Tremaine Terrace, Cobourg

Summarized Description

  • Located in an exclusive Cobourg neighborhood.
  • Fully renovated with modern finishes throughout.
  • Spacious rear deck ideal for entertaining.
  • Private ensuites in main and second floor bedrooms.
  • Bonus room above garage for gym or study.
  • Mature landscaping offers privacy and tranquility.
  • Close proximity to Lake Ontario.
  • Estimated insurance replacement value of 1.9 million.

Welcome to 40 Tremaine Terrace located in a prominent, exclusive, Cobourg residential neighbourhood on a quiet cul-de-sac bordering Lake Ontario. The fully fenced yard with mature maple trees & perennials provides a private oasis offering peace & tranquility overlooking Cobourg Creek & Lake Ontario. This recently renovated 4 bedroom + den, 3600 sq ft (approx) professional & stylish home offers a sleek, modern kitchen and appliances with centre island, a bright sun filled open living area which walks out to a spacious rear deck, complete with BBQ gas line. Perfect for entertaining! Main floor & second floor sophisticated Primary bedrooms with private ensuites. The bonus room above the garage makes a great gym or quiet private area for reading or reflection. New furnace 2025. The skylights, stained glass windows, fireplace, gas stove, crown mouldings, wood flooring, interlock driveway, second floor laundry, etc, are additional details suggesting a grand, thoughtful floor plan and a stunning home with attention to detail. Great value here!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$9,245
Land Transfer Tax Fee
$23,475

Rental Items

Rental Equipment
Nil
Under Contract
None

Basement Type
Separate Entrance, Full, Unfinished

Interior Features

Laundry Level
Upper Level
Interior Extras
Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor, Storage
View
Creek/Stream
Fireplace/Stove
Yes
Fireplace Features
Family Room, Living Room
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy, Year Round Living
Pool
None
Property Features
Cul de Sac/Dead End, Fenced Yard, Level, Waterfront

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
31-50

Construction

Exterior Finish
Other
Roof
Shingles
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
60.02 ft
Lot Depth
203.31 ft

Inclusions

Inclusions
All electric light fixtures and window treatments. Fridge in garage. Workbench in garage. Garage door opener. Hot water heater.

Exclusions

Exclusions
Personal belongings.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
4
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Family Room—
    Main level
  • Den—
    Main level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bathroom—
    Main level, 3 Pc Ensuite
  • Kitchen—
    Main level
  • Mud Room—
    Main level
  • Living Room—
    Main level
  • Powder Room—
    Main level, 2 Pc Bath
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Ensuite
  • Bedroom 3—
    Second level
  • Bedroom 4—
    Second level
  • Other—
    Second level
  • Bathroom—
    Second level, 3 Pc Bath
  • Laundry—
    Second level

Washrooms

  • 2-piece, Main
  • 3-piece, Main
  • 3-piece, Second
  • 4-piece, Second

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Tremaine St
Directions
King St to Tremaine St to Tremaine Terrace

MLS® number
X13014808
Data source
Toronto Regional Real Estate Board
Listed on
2026-04-17
Updated on
2026-10-20
Days on market
186 days
Possession date
2026-05-31
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
ROYAL LEPAGE FRANK REAL ESTATE

Home Market Value

Current home valuation for 40 Tremaine Terrace, Cobourg, Cobourg, ON. Listed for $1,350,000

HOMEH Estimate

?

$1,538,140

Estimated Sales Range

?

$922,884 - $2,153,396

HOMEH Estimate for 40 Tremaine Terrace, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,538,140Low confidence
Based on 4 comparable properties
− $188,140 (12%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:8.1%

5% on first $500K + 10% on $850,000 over $500K

Minimum down payment

$110,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$49,572$37,665$32,130$0
=Total mortgage
$1,288,872$1,252,665$1,179,630$1,080,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,293monthly$6,116monthly$5,760monthly$5,273monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$23,475

Total Land Transfer Tax

$23,475

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
6.7 /10

St Michael's

Private·elementary·1.2km

6.0 /10

Burnham

Public·elementary·1.3km

4.6 /10

Notre Dame

Private·elementary·1.7km

5.2 /10

C R Gummow

Public·elementary·2.1km

5.6 /10

Cobourg

Public·secondary·2.3km

5.8 /10

Terry Fox

Public·elementary·2.7km

4.8 /10

St. Joseph

Private·elementary·2.9km

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.