
39 Tremaine Terrace
Cobourg, ON K9A 5A7
- 3+3Bedrooms
- 3Bathrooms
- 2Garage
- 2000–2500Sq Ft
- $14,490Tax
- 60×167 ftLot Size
- Estimated Value:$1,624,214See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 39 Tremaine Terrace, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-03 | 2025-10-08 | Login to See Prices | Sold | x12442842 |
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About 39 Tremaine Terrace, Cobourg
Charming brick bungalow set on the shores of Lake Ontario, nestled on a quiet street in Cobourg and featuring an in-law suite in the lower level. Surrounded by meticulously maintained gardens and mature trees, the property boasts a large, covered front porch, perfect for relaxing outdoors. Inside, a bright, skylit entry opens to the spacious living room, featuring crown mouldings. French doors open to a formal dining room with ample space for family gatherings. The open principal living area features a stunning family room with soaring vaulted ceilings, a fireplace, and a wall of windows that frames spectacular lake views. The eat-in kitchen is designed for both function and style, featuring stainless steel appliances, a tile backsplash, generous cabinet and counter space, recessed and pendant lighting. An informal dining area leads out to a screened deck where breathtaking views of the lake create the perfect setting for alfresco dining and extended living. The main floor primary suite offers vaulted ceilings, a bayed wall of windows, private walkout, and a spa-like ensuite with double vanity and glass shower enclosure with bench seating. Two additional bedrooms, a full bathroom, and a finished laundry room with garage access complete the main level. The lower level offers versatility and comfort with a spacious recreation room featuring built-ins, fireplace, and recessed lighting. A full kitchen with sleek black appliances and open shelving connects to the dining area. Three bedrooms and a modern bathroom with a glass shower enclosure provide plenty of additional living space, ideal for multi-generational living. Outdoors, a sprawling deck overlooks Lake Ontario, while a sprinkler system, mature trees, and lush gardens complete the landscaped grounds. Just minutes to Cobourg's downtown shops, restaurants, markets, marina, and with quick access to Highway 401, this is lakeside living at its finest.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $14,490
- Land Transfer Tax Fee
- $30,375
Rental Items
- Rental Equipment
- None.
- Under Contract
- None
- Basement Type
- Separate Entrance, Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Primary Bedroom - Main Floor, Auto Garage Door Remote, In-Law Capability, Water Heater Owned
- View
- Water
- Fireplace/Stove
- Yes
- Fireplace Features
- Living Room, Natural Gas, Rec Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Lawn Sprinkler System, Privacy, Porch, Porch Enclosed, Year Round Living
- Pool
- None
- Property Features
- Cul de Sac/Dead End, Lake Access, Park, Marina, Waterfront
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 60.30 ft
- Lot Depth
- 166.54 ft
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, All Window Coverings, All Electrical Light Fixtures, Basement Fridge, Stove, Microwave, Garage Door Openers x2, Central Vacuum & Attachments, Hot Water Tank.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Bedrooms
- 3 + 3
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Laundry—Main level
- Dining Room—Main level
- Kitchen—Main level, Combined w/Br
- Breakfast—Main level, W/O To Porch
- Family Room—Main level, Fireplace, W/O To Deck
- Primary Bedroom—Main level, Walk-In Closet(s), 4 Pc Ensuite, W/O To Deck
- Bathroom—Main level, 4 Pc Ensuite
- Bedroom 2—Main level
- Bedroom 3—Main level
- Bathroom—Main level, 4 Pc Bath
- Recreation—Basement level, Fireplace
- Kitchen—Basement level
- Bedroom 4—Basement level
- Bedroom 5—Basement level
- Bedroom—Basement level
- Bathroom—Basement level, 4 Pc Bath
- Utility Room—Basement level
- Other—Basement level
- Other—Basement level
- Other—Basement level
Washrooms
- 4-piece, Main
- 4-piece, Main
- 4-piece, Basement
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Tremaine Terr & Tremaine St
- Directions
- King St W, Right onto Tremaine St, Continue onto Tremaine Terr
- Waterfront
- Direct
- MLS® number
- X12442842
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-08
- Listed on
- 2025-10-03
- Days on market
- 5 days
- Possession type
- Immediate
- Co-op commission
- 2.0% Plus HST
- Seller
- Listed by
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Home Market Value
Current home valuation for 39 Tremaine Terrace, Cobourg, Cobourg, ON. Listed for $1,695,000
HOMEH Estimate
$1,624,214
Estimated Sales Range
$1,136,950 - $2,111,478
HOMEH Estimate for 39 Tremaine Terrace, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
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$339,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $0 | $0 | $0 | $0 |
=Total mortgage | $1,356,000 | $1,271,250 | $1,186,500 | $1,101,750 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $6,621monthly | $6,207monthly | $5,793monthly | $5,379monthly |
Land Transfer Tax
$30,375
$30,375
Around this home
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