
1099c Polar Bear Lane
Frontenac (Frontenac Centre), ON K0H 2P0
- 1+2Bedrooms
- 2Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $8,534Tax
- 260×472 ftLot Size
- Estimated Value:$1,160,000See Free Estimate Report

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About 1099c Polar Bear Lane, Frontenac, Frontenac Centre
Summarized Description
- Stunning waterfront property on Sharbot Lake.
- Generates $50K-$60K annual rental income.
- Full walk-out basement with second kitchen.
- Heated inground saltwater pool for relaxation.
- Main floor primary bedroom for convenience.
- High-speed fibre Internet for remote work.
- Ideal for family gatherings and getaways.
Waterfront retreat with full walk out basement on beautiful Sharbot Lake! Nestled on a 2.9-acre lot, this gorgeous 1 1/2 storey detached home offers the perfect blend of cottage comfort and modern living-with breathtaking panoramic lake views from the back of the house. Currently used as a successful short-term rental, it generates $50K-$60K annually, making it both an ideal getaway and a great investment.The main floor features a large kitchen with island, plenty of counter space, and ample cabinetry. The kitchen opens to the dining and living area with soaring ceilings and a high-efficiency wood-burning stove, perfect for cozy winter nights. A main floor primary bedroom and full bathroom provide convenience, while the sunroom overlooking the lake offers the perfect spot to unwind and enjoy the view. Upstairs, the loft includes three semi-private sleeping areas separated by partition walls and overlooking the living area-ideal for guests or family stays.The walk-out lower level features a second kitchen, full bathroom, two bright bedrooms, a family room with gas fireplace, and ample storage. Step outside to the heated inground saltwater pool or head down to the shoreline to swim, paddle, or simply relax by the water. Located just 1 1/2 hours from Ottawa, this property is the perfect year-round retreat-ideal for family gatherings, peaceful getaways, or earning supplemental rental income when you're not there. Working from the lake is also a breeze with high speed fibre Internet. Experience lakeside living at its finest on sought-after Sharbot Lake! Private road fee of $250 per year.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $8,534
- Land Transfer Tax Fee
- $20,475
Rental Items
- Rental Equipment
- Propane tank - $80/year
- Basement Type
- Finished with Walk-Out, Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor
- View
- Lake
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood, Propane
- Elevator
- No
Exterior Features
- Pool
- Inground
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 16-30
Construction
- Exterior Finish
- Stone
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 260.00 ft
- Lot Depth
- 472.00 ft
- Lot Size
- 2.908
Inclusions
- Inclusions
- Refrigerator x 2, Stove, Microwave/Hood Fan, Dishwasher, Washer, Dryer, All Window Coverings, Microwave (lower level), Cooktop (lower level), On demand hot water tank, Air exchanger, hot tub
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Other
- Water
- Well
- Sewers
- Septic
- Bedrooms
- 1 + 2
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Solarium—Main level
- Bathroom—Main level, 3 Pc Bath
- Primary Bedroom—Main level
- Loft—Second level
- Bedroom 2—Lower level
- Bedroom 3—Lower level
- Kitchen—Lower level
- Living Room—Lower level
- Bathroom—Lower level, 3 Pc Bath
Washrooms
- 3-piece, Main
- 3-piece, Lower
- Municipality
- Frontenac
- Neighbourhood
- Frontenac Centre
- Main cross streets
- Shibley & Polar Bear Lane
- Zoning
- RU
- Directions
- Hwy 417W to Hwy 7 and follow past Maberly. At Sharbot Lake, left on Road 38. Left on Shibley Road. Left Polar Bear Lane.
- Waterfront
- Direct
- MLS® number
- X13125482
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-04
- Listed on
- 2026-05-13
- Days on market
- 52 days
- Possession type
- Flexible
- Co-op commission
- 2.00%
- Seller
- Listed by
- EQUITY ONE REAL ESTATE INC.
Home Market Value
Current home valuation for 1099c Polar Bear Lane, Frontenac, Frontenac Centre, Frontenac, ON. Listed for $1,200,000
HOMEH Estimate
$1,160,000
Estimated Sales Range
$696,000 - $1,624,000
HOMEH Estimate for 1099c Polar Bear Lane, Frontenac, Frontenac Centre
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $700,000 over $500K
$95,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $44,160 | $33,480 | $28,560 | $0 |
=Total mortgage | $1,148,160 | $1,113,480 | $1,048,560 | $960,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $5,606monthly | $5,437monthly | $5,120monthly | $4,687monthly |
Land Transfer Tax
$20,475
$20,475
Around this home
No schools found nearby
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