Was listed for:Terminated Jul 4, 2026
$1,200,000

1099c Polar Bear Lane

Frontenac (Frontenac Centre), ON K0H 2P0

Detached House TerminatedNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 1099c Polar Bear Lane, Frontenac, Frontenac Centre

2026-05-13
2026-07-04
Terminated
Price
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MLS#
x13125482
2026-02-09
2026-05-10
Expired
Price
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2025-11-01
2026-01-02
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1099c Polar Bear Lane, Frontenac, Frontenac Centre

Summarized Description

  • Stunning waterfront property on Sharbot Lake.
  • Generates $50K-$60K annual rental income.
  • Full walk-out basement with second kitchen.
  • Heated inground saltwater pool for relaxation.
  • Main floor primary bedroom for convenience.
  • High-speed fibre Internet for remote work.
  • Ideal for family gatherings and getaways.

Waterfront retreat with full walk out basement on beautiful Sharbot Lake! Nestled on a 2.9-acre lot, this gorgeous 1 1/2 storey detached home offers the perfect blend of cottage comfort and modern living-with breathtaking panoramic lake views from the back of the house. Currently used as a successful short-term rental, it generates $50K-$60K annually, making it both an ideal getaway and a great investment.The main floor features a large kitchen with island, plenty of counter space, and ample cabinetry. The kitchen opens to the dining and living area with soaring ceilings and a high-efficiency wood-burning stove, perfect for cozy winter nights. A main floor primary bedroom and full bathroom provide convenience, while the sunroom overlooking the lake offers the perfect spot to unwind and enjoy the view. Upstairs, the loft includes three semi-private sleeping areas separated by partition walls and overlooking the living area-ideal for guests or family stays.The walk-out lower level features a second kitchen, full bathroom, two bright bedrooms, a family room with gas fireplace, and ample storage. Step outside to the heated inground saltwater pool or head down to the shoreline to swim, paddle, or simply relax by the water. Located just 1 1/2 hours from Ottawa, this property is the perfect year-round retreat-ideal for family gatherings, peaceful getaways, or earning supplemental rental income when you're not there. Working from the lake is also a breeze with high speed fibre Internet. Experience lakeside living at its finest on sought-after Sharbot Lake! Private road fee of $250 per year.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$8,534
Land Transfer Tax Fee
$20,475

Rental Items

Rental Equipment
Propane tank - $80/year

Basement Type
Finished with Walk-Out, Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, Primary Bedroom - Main Floor
View
Lake
Fireplace/Stove
Yes
Fireplace Features
Wood, Propane
Elevator
No

Exterior Features

Pool
Inground

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
16-30

Construction

Exterior Finish
Stone
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
260.00 ft
Lot Depth
472.00 ft
Lot Size
2.908

Inclusions

Inclusions
Refrigerator x 2, Stove, Microwave/Hood Fan, Dishwasher, Washer, Dryer, All Window Coverings, Microwave (lower level), Cooktop (lower level), On demand hot water tank, Air exchanger, hot tub

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Other
Water
Well
Sewers
Septic

Bedrooms
1 + 2
Washrooms
2
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Solarium—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Primary Bedroom—
    Main level
  • Loft—
    Second level
  • Bedroom 2—
    Lower level
  • Bedroom 3—
    Lower level
  • Kitchen—
    Lower level
  • Living Room—
    Lower level
  • Bathroom—
    Lower level, 3 Pc Bath

Washrooms

  • 3-piece, Main
  • 3-piece, Lower

Municipality
Frontenac
Neighbourhood
Frontenac Centre
Main cross streets
Shibley & Polar Bear Lane
Zoning
RU
Directions
Hwy 417W to Hwy 7 and follow past Maberly. At Sharbot Lake, left on Road 38. Left on Shibley Road. Left Polar Bear Lane.
Waterfront
Direct

MLS® number
X13125482
Data source
Toronto Regional Real Estate Board
Status change
2026-07-04
Listed on
2026-05-13
Days on market
52 days
Possession type
Flexible
Co-op commission
2.00%
Seller
Listed by
EQUITY ONE REAL ESTATE INC.

Home Market Value

Current home valuation for 1099c Polar Bear Lane, Frontenac, Frontenac Centre, Frontenac, ON. Listed for $1,200,000

HOMEH Estimate

?

$1,160,000

Estimated Sales Range

?

$696,000 - $1,624,000

HOMEH Estimate for 1099c Polar Bear Lane, Frontenac, Frontenac Centre

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,160,000Low confidence
Based on 15 comparable properties
+ $40,000 (3%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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Frontenac, ON
Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $700,000 over $500K

Minimum down payment

$95,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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+CMHC insurance
$44,160$33,480$28,560$0
=Total mortgage
$1,148,160$1,113,480$1,048,560$960,000
Amortization
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$5,606monthly$5,437monthly$5,120monthly$4,687monthly
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Land Transfer Tax

Provincial

$20,475

Total Land Transfer Tax

$20,475

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