Listed for:Listed Apr 24, 2026
$869,000

4227 County 45 Road

Hamilton Township (Rural Hamilton), ON K9A 0X3

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 4227 County 45 Road, Hamilton Township, Rural Hamilton

No listing history available

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About 4227 County 45 Road, Hamilton Township, Rural Hamilton

Summarized Description

  • Spacious 1-acre property with room to grow.
  • Potential for in-law suite on lower level.
  • Bright living room with crown moulding.
  • Functional kitchen with bayed breakfast nook.
  • Private backyard with sweeping forest views.
  • Separate entrance for lower level versatility.
  • Minutes from downtown Cobourg amenities.
  • Easy access to Highway 401 for convenience.

Nestled on the north end of Cobourg, this spacious 1-acre property offers a carpet-free layout with plenty of room to grow, including the potential for an in-law suite on the lower level. The main floor features a bright, airy living room with crown moulding and wall of windows that flood the space with natural light. Flowing seamlessly into the dining area, its perfect for family gatherings and entertaining. The kitchen is functional and stylish with a bayed breakfast nook, coffee bar, tile backsplash, generous cabinetry and counter space, a pantry for extra storage, and a walkout to the back deck, which is ideal for summer BBQS and outdoor living. The main level is complete with two well-appointed bedrooms and a bathroom with a walk-in shower enclosure. Downstairs, the lower level offers incredible versatility for multigenerational living. It features a separate entrance, spacious rec room with a cozy fireplace, and a flexible area for a games room or office. Two additional bedrooms, full bathroom, and laundry room provide comfort and convenience for extended family or guests. Step outside to your private backyard retreat. The upper-level deck off the kitchen provides sweeping views of the forested Northumberland hills. A spiral staircase leads to a lower patio perfect for al fresco dining. Mature trees and landscaping enhance privacy, while raised flower beds and generous green space offer room to garden, play, or simply unwind. Located just minutes from Cobourg's downtown amenities and with easy access to Highway 401, this property offers tranquility and convenience.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,889
Land Transfer Tax Fee
$13,855

Rental Items

Rental Equipment
Hot Water Tank, Telus Security System, Water Purifier.

Basement Type
Walk-Out, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
In-Law Capability, Primary Bedroom - Main Floor
Security Features
Alarm System
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy, Year Round Living
Pool
None
Property Features
Clear View, Hospital, Rec./Commun.Centre, School Bus Route, Wooded/Treed

Building

Building Type
Detached
Building Style
Bungalow-Raised

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
125.00 ft
Lot Depth
330.70 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Built-in Microwave, Washing Machine, Dryer, All Electrical Light Fixtures, All Window Coverings, Broil King Natural Gas BBQ.

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
10
Total Garage And Parking Spaces
12

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Septic
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Yes

Bedrooms
2 + 2
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Game Room—
    Lower level
  • Recreation—
    Lower level
  • Bedroom 3—
    Lower level
  • Bedroom 4—
    Lower level
  • Bathroom—
    Lower level, 4 Pc Bath
  • Utility Room—
    Lower level

Washrooms

  • 4-piece, Main
  • 4-piece, Lower

Municipality
Hamilton Township
Neighbourhood
Rural Hamilton
Main cross streets
Baltimore Rd (CR45) & Danforth Rd W
Directions
Hwy 41, Division Rd 45 Exit, head North
Waterfront
None

MLS® number
X13042412
Data source
Toronto Regional Real Estate Board
Listed on
2026-04-24
Updated on
2026-10-09
Days on market
177 days
Possession type
Other
Co-op commission
2.0% Plus HST
Seller
Listed by
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Home Market Value

Current home valuation for 4227 County 45 Road, Hamilton Township, Rural Hamilton, Hamilton Township, ON. Listed for $869,000

HOMEH Estimate

?

$795,151

Estimated Sales Range

?

$628,169 - $962,133

HOMEH Estimate for 4227 County 45 Road, Hamilton Township, Rural Hamilton

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$795,151Medium confidence
Based on 15 comparable properties
+ $73,849 (9%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Hamilton Township, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $369,000 over $500K

Minimum down payment

$61,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$32,257$24,245$20,682$0
=Total mortgage
$838,689$806,345$759,332$695,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,095monthly$3,937monthly$3,707monthly$3,394monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$13,855

Total Land Transfer Tax

$13,855

Around this home

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St. Mary

Private·secondary·2.0km

4.8 /10

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