
4 Second Street
Kawartha Lakes (Verulam), ON K0M 1L0
- 2+1Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $1,622Tax
- 66×100 ftLot Size
- Estimated Value:$392,919See Free Estimate Report

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About 4 Second Street, Kawartha Lakes, Verulam
Summarized Description
- Charming waterfront raised bungalow with stunning lake views.
- Newly finished walkout lower level with separate kitchen.
- Spacious deck and private dock for outdoor enjoyment.
- Versatile living space ideal for families or guests.
- Greenhouse/workshop perfect for hobbies and gardening.
- Main floor laundry for added convenience.
- Abundant indoor and outdoor living space throughout.
Motivated to sell! This charming year round waterfront raised bungalow offers beautiful Sturgeon Lake views, with an abundance of indoor and outdoor living space. With 2+1 bedrooms, 2 bathrooms and a thoughtfully designed layout, this home is equally well suited to year-round living, a weekend retreat or multi-generational use. The main level is bright and inviting, with the living area positioned to take full advantage of the southwest-facing lake views. The updated kitchen features stainless steel appliances, while the spacious primary bedroom offers generous built-in closets and beautiful water views. Main floor laundry combined with a 3-piece bathroom adds everyday convenience, and sliding doors provide easy access from the home to the backyard and expansive deck. A standout feature is the newly finished, completely separate walkout lower level. Offering its own kitchen, full bathroom (under renovations, being sold as-is), generous bedroom and comfortable living area, this versatile space provides excellent options for extended family, overnight guests, a private suite or additional living accommodations. Outside, the property continues to deliver with a spacious deck overlooking the water, private dock spot and plenty of room to enjoy the outdoors. The impressive 16' x 20' greenhouse/workshop features abundant windows and a large sliding door, making it ideal for gardening, hobbies or creative projects. A separate 16' x 20' storage shed with hydro provides even more valuable storage and workspace. With lake views from multiple rooms, a private dock spot, flexible living space and exceptional outbuildings, 4 Second Street offers a unique opportunity to own a well equipped waterfront home designed for comfortable four season living. Whether you're relaxing on the deck, enjoying the water or making use of the greenhouse and workshop, this property offers plenty of ways to enjoy it year round.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,622
- Land Transfer Tax Fee
- $5,035
Rental Items
- Under Contract
- Propane Tank
- Basement Type
- Finished, Separate Entrance, Apartment, Finished with Walk-Out, Walk-Out
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned
- View
- Lake
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Recreational Area, Year Round Living
- Pool
- None
- Property Features
- Beach, Golf, Lake Access, Lake/Pond, Marina, Part Cleared
- Other Structures
- Greenhouse, Shed, Storage, Workshop
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 100.26 ft
- Lot Size
- 6619.8
- Lot Shape
- Rectangular
- Lot Size Code
- 66.01 x 99.00 Feet
Inclusions
- Inclusions
- Stainless Steel Stove/Oven, Counter Top Stove, Stainless Steel Fridge/Freezer (x2), Stainless Steel Dishwasher (x2), Stainless Steel Built-in Microwave (x2), Stainless Steel Toaster Oven, Stacking Washer & Dryer, All Window Coverings, All Light Fixtures and Ceiling Fans, Bathroom Mirrors, Hot Water Tank Owned, Heated Washroom Flooring Upstairs.
Exclusions
- Exclusions
- Pink Sofa and Pink Chair and Corresponding Crystal Lamps and All Artwork Throughout.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Window Unit(s)
- Water
- Other
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Office—Main level, Laminate, Side Door, Overlooks Backyard
- Kitchen—Main level, Laminate, Ceiling Fan(s), Stainless Steel Appl
- Kitchen—Lower level, Laminate, B/I Ctr-Top Stove, Stainless Steel Appl
- Living Room—Main level, Laminate, Ceiling Fan(s), Overlook Water
- Primary Bedroom—Main level, Wood, B/I Closet, Overlook Water
- Bedroom—Lower level, Laminate, Window, Closet
- Bedroom 2—Main level, Wood, Closet, Window
- Laundry—Main level, Wood, Sliding Doors, 3 Pc Bath
- Living Room—Lower level, Laminate, Large Window, Pot Lights
Washrooms
- 3-piece, Main
- 3-piece, Lower
- Area
- Kawartha Lakes
- Municipality
- Kawartha Lakes
- Neighbourhood
- Verulam
- Main cross streets
- Thurstonia/Pavillion/Second Street
- Zoning
- R1
- Directions
- Highway 36/Thurstonia Rd.
- Waterfront
- WaterfrontCommunity
- MLS® number
- X13818246
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-13
- Listed on
- 2026-09-23
- Days on market
- 20 days
- Possession type
- Immediate
- Co-op commission
- 2.5% of the purchase price + HST
- Seller
- Listed by
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Home Market Value
Current home valuation for 4 Second Street, Kawartha Lakes, Verulam, Kawartha Lakes, ON. Listed for $428,000
HOMEH Estimate
$392,919
Estimated Sales Range
$275,043 - $510,795
HOMEH Estimate for 4 Second Street, Kawartha Lakes, Verulam
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,400
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,264 | $11,941 | $10,186 | $0 |
=Total mortgage | $422,864 | $397,141 | $373,986 | $342,400 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,065monthly | $1,939monthly | $1,826monthly | $1,672monthly |
Land Transfer Tax
$5,035
$5,035
Around this home
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