Listed for:Listed Aug 21, 2026
$699,900

78 Thomas Drive

Kawartha Lakes (Verulam), ON K0M 1N0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 78 Thomas Drive, Kawartha Lakes, Verulam

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 78 Thomas Drive, Kawartha Lakes, Verulam

Summarized Description

  • Charming Cape Cod in a quiet waterfront community
  • Spacious living area with natural light
  • Ideal for home-based business opportunities
  • Ample indoor and outdoor space for relaxation
  • Convenient main-floor laundry and office
  • Double and single garages for storage
  • Boat launch steps away for water activities
  • Pride of ownership evident throughout the home

Welcome to this charming Cape Cod nestled in a quiet waterfront community, offering the perfect blend of comfort and character. With 2,088 sq.ft. of living space, this three-bedroom, two-bathroom home showcases pride of ownership at every turn. Step inside to find a spacious living room filled with natural light, a large office ideal for working from home, and the convenience of main-floor laundry. A cozy woodstove adds warmth and charm during the colder months, creating the perfect spot to gather with family and friends. The home also features newer windows, a generous double attached garage, and a single detached garage for additional storage or workshop space. Whether you're enjoying peaceful evenings by the water or making use of the ample indoor and outdoor space, this property offers a lifestyle of relaxation and ease. Also note, this property is an ideal setting for a home based business with lots of room to expand. Boat launch within steps of property. Township park, beach, government dock and boat launch down the street.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,796
Land Transfer Tax Fee
$10,473

Rental Items

Rental Equipment
WATER SOFTENER AND FILTERS, PROPANE TANKS

Basement Type
Crawl Space

Interior Features

Interior Extras
None
View
Forest, Trees/Woods
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Patio, Privacy, Porch, Year Round Living
Pool
None
Property Features
Beach, Lake Access, Lake Backlot, Level, Park

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
31-50

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
300.00 ft
Lot Depth
242.15 ft
Lot Size
1.66

Inclusions

Inclusions
FRIDGE, STOVE, MICROWAVE, DISHWASHER, WASHER & DRYER, GARAGE DOOR OPENERS, TOOL BENCH IN GARAGE, PATIO WINDOW COVERING, PRIMARY BEDROOM WINDOW COVERINGS, OFFICE BLINDS, SHEERS IN KITCHEN

Exclusions

Exclusions
2 SMALLER BEDROOM WINDOW COVERINGS, ALL PERSONAL BELONGINGS

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
10
Total Garage And Parking Spaces
12

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Wall Unit(s)
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Family Room—
    Main level
  • Bathroom—
    Second level, 4 Pc Bath
  • Dining Room—
    Main level
  • Den—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
Kawartha Lakes
Neighbourhood
Verulam
Main cross streets
CRANE BAY ROAD AND THOMAS DRIVE
Directions
Crane Bay Road and Thomas Drive
Waterfront
WaterfrontCommunity

MLS® number
X13700466
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-21
Updated on
2026-08-22
Days on market
57 days
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
BALL REAL ESTATE INC.

Home Market Value

Current home valuation for 78 Thomas Drive, Kawartha Lakes, Verulam, Kawartha Lakes, ON. Listed for $699,900

HOMEH Estimate

?

$734,895

Estimated Sales Range

?

$440,937 - $1,028,853

HOMEH Estimate for 78 Thomas Drive, Kawartha Lakes, Verulam

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$734,895Low confidence
Based on 15 comparable properties
− $34,995 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kawartha Lakes, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,900 over $500K

Minimum down payment

$44,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,176$19,527$16,658$0
=Total mortgage
$680,582$649,437$611,573$559,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,323monthly$3,171monthly$2,986monthly$2,734monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$10,473

Total Land Transfer Tax

$10,473

Around this home

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