Listed for:Listed 25 days ago
$1,300,000

16020 Front Road

Loyalist (Amherst Island), ON K0H 2S0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 16020 Front Road, Loyalist, Amherst Island

No listing history available

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 16020 Front Road, Loyalist, Amherst Island

Summarized Description

  • Historic 1840 stone house with original character
  • Spacious 2,300 feet of shoreline
  • Almost 14 acres of private land
  • 1300 sq ft carriage house for versatile use
  • Successful Airbnb with rental potential
  • Beautiful views of Lake Ontario
  • Plenty of outdoor space with gardens
  • Close-knit rural community near Kingston

Step back in time to a quieter, more genteel era at The Headlands. This 1840 stone house is at the far western edge of Amherst Island overlooking Prince Edward County. It sits on almost 14 acres with 2,300 feet of shoreline - walk the trails to the end of the island. It is one of only two stone houses on the island, and the original character is still here: enormous original fireplaces, original woodwork throughout and wide plank wood floors. But you're not missing the modern conveniences, including heat pumps in the main house. The 2347 sq ft main house has four bedrooms and one and a half bathrooms. The 1300 sq ft carriage house has three bedrooms, one bathroom and a huge living space on the main floor that works as an office, a studio or whatever you need. The Main floor is plumbed for a wet-bar, if you want to create an in-law or entertaining space. Picture croquet on the front lawn and cocktails on the stone patio, with perennial gardens, a kitchen garden, and rolling lawns. Sit by the level waterfront and watch sailboats going by on the north channel of Lake Ontario's Bay of Quinte. Your closest neighbours are a flock of sheep, with the Amherst Island Beacon lighthouse at the western edge of the property. Amherst Island is a destination for cyclists, nature lovers, sailors, and photographers and Headlands is currently a successful Airbnb. Amherst Island is a close rural community in Lake Ontario, 20 minutes from Kingston and less than three hours from Toronto, Montreal and Ottawa, and reached by a 15-minute ferry crossing that runs from 6 a.m. to 1:30 a.m., seven days a week.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,156
Land Transfer Tax Fee
$22,475

Rental Items

Rental Equipment
Propane Tanks
Under Contract
Propane Tank

Basement Type
Full, Exposed Rock

Interior Features

Laundry Level
Main Level
Interior Extras
Built-In Oven, Carpet Free, Countertop Range, Guest Accommodations, In-Law Capability, Propane Tank, Sump Pump, Water Heater Owned, Water Treatment
View
Lake, Meadow, Panoramic, Pasture, Water
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Wood, Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Fishing, Landscaped, Patio, Privacy, Recreational Area, Year Round Living
Pool
None
Property Features
Beach, Cul de Sac/Dead End, Island, Rec./Commun.Centre, School, Waterfront

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Stone
Roof
Metal
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
2279.89 ft
Lot Depth
389.75 ft
Lot Size
13.86
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Counter Top Range, Built in Oven, Dishwasher, Washer, Dryer

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
10
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Other, Window Unit(s)
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Yes

Bedrooms
7
Washrooms
3
Kitchens
1

Room sizes

  • Bedroom 3—
    Flat level
  • Bedroom 3—
    Second level
  • Bedroom 2—
    Flat level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Second level
  • Living Room—
    Main level
  • Bedroom—
    Flat level
  • Kitchen—
    Main level
  • Laundry—
    Main level
  • Bedroom 2—
    Second level
  • Mud Room—
    Main level
  • Recreation—
    Flat level
  • Bedroom 4—
    Main level
  • Family Room—
    Flat level
  • Sunroom—
    Main level

Washrooms

  • 2-piece, Main
  • 4-piece, Main
  • 4-piece, Flat

Municipality
Loyalist
Neighbourhood
Amherst Island
Main cross streets
Front Road
Zoning
SR-8
Directions
Ferry leaves Millhaven at half past the hour.
Waterfront
Direct

MLS® number
X13820222
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-22
Updated on
2026-10-13
Days on market
25 days
Possession date
2026-09-22
Possession type
Flexible
Co-op commission
2.0% + HST
Seller
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 16020 Front Road, Loyalist, Amherst Island, Loyalist, ON. Listed for $1,300,000

HOMEH Estimate

?

$1,100,000

Estimated Sales Range

?

$660,000 - $1,540,000

HOMEH Estimate for 16020 Front Road, Loyalist, Amherst Island

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,100,000Low confidence
Based on 1 comparable property
+ $200,000 (18%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Approximate location — on this street
Get Directions

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Loyalist, ON
Minimum Down Payment Required:8.1%

5% on first $500K + 10% on $800,000 over $500K

Minimum down payment

$105,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$47,788$36,270$30,940$0
=Total mortgage
$1,242,488$1,206,270$1,135,940$1,040,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,066monthly$5,890monthly$5,546monthly$5,078monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$22,475

Total Land Transfer Tax

$22,475

Around this home

0/100Loading...
0/100Loading...
0/100Loading...
Map unavailable

No schools found nearby

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.