Was listed for:Terminated Sep 19, 2025
$749,999

Unit 124, 695 Highway

McKellar, ON P0G 1C0

Detached House TerminatedNot available

Property not available for sale or for rent.

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Sale & Price History for Unit 124, 695 Highway, McKellar

2025-07-02
2025-09-19
Terminated
Price
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MLS#
x12257351

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 124, 695 Highway, McKellar

Your lakefront retreat awaits! Situated on approx. 2.5 acres with approx. 380 feet of gently sloping frontage on Armstrong Lake in McKellar, this beautifully maintained property features smooth granite shoreline and deep water off the sun-soaked dock ideal for swimming, boating, and fishing. This charming 2-bedroom, 1-bath cottage offers approx. 870 sq ft of living space and has been lovingly cared for by the same family for over 40 years.Enjoy the spacious rear composite deck and a stunning screened-in sunroom perfect for lakeside lounging. Inside, you will find large windows with unobstructed lake views, a cozy wood stove, and an updated kitchen with all appliances included. Being sold fully furnished for a true turnkey experience.The property also includes two hydro-connected storage sheds and a private dock ideal for kayaks, canoes, and paddle boats. Located on a year-round municipal road with high-speed internet and phone service. Just minutes from local amenities community centre, beaches, boat launches, library, arena, parks, and trails. A rare opportunity to own a peaceful, move-in-ready cottage on a quiet and desirable lake.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,200
Land Transfer Tax Fee
$11,475

Rental Items

Rental Equipment
None

Basement Type
None

Interior Features

Interior Extras
Other
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Other
Foundation Details
Other
Special Designation
Unknown

Lot

Lot Front
0.00 ft
Lot Depth
0.00 ft

Inclusions

Inclusions
Hot water tank (owned), refrigerator, stove, and all interior furniture. All items included in as-is condition.

Parking & Garages

Garage Type
None
Garage Spaces
8
Parking Spaces
8
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Other
Sewers
Septic

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Sunroom—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bathroom—
    Main level
  • Foyer—
    Main level

Washrooms

  • 4-piece, Main

Municipality
McKellar
Neighbourhood
McKellar
Main cross streets
Highway 124 to SOP
Directions
Highway 124 to SOP
Waterfront
Direct

MLS® number
X12257351
Data source
Toronto Regional Real Estate Board
Status change
2025-09-19
Listed on
2025-07-02
Days on market
79 days
Possession type
30-59 days
Co-op commission
2.5%
Seller
Listed by
RE/MAX MILLENNIUM REAL ESTATE

Home Market Value

Current home valuation for Unit 124, 695 Highway, McKellar, McKellar, ON. Listed for $749,999

HOMEH Estimate

?

$397,000

Estimated Sales Range

?

$313,630 - $480,370

HOMEH Estimate for Unit 124, 695 Highway, McKellar

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$397,000Medium confidence
Based on 12 comparable properties
+ $352,999 (89%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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$
McKellar, ON
Minimum Down Payment Required:6.7%

5% on first $500K + 10% on $249,999 over $500K

Minimum down payment

$50,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,990$20,925$17,850$0
=Total mortgage
$727,739$695,924$655,349$599,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,553monthly$3,398monthly$3,200monthly$2,929monthly
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Land Transfer Tax

Provincial

$11,475

Total Land Transfer Tax

$11,475

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