
645 Main Street E
North Bay (Central), ON P1B 1C1
- 9Bedrooms
- 4Bathrooms
- 6Parking
- 2500–3000Sq Ft
- $4,399Tax
- 66×127 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 645 Main Street E, North Bay, Central
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-09-17 | - | Login to See Prices | Active | X13799122 |
| 2026-09-17 | 2026-10-07 | Login to See Prices | Sold | x13799134 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 645 Main Street E, North Bay, Central
Summarized Description
- Legal triplex with multiple rental units available.
- Low maintenance property with minimal exterior upkeep.
- Clean units ready for immediate occupancy.
- Historically high rental income potential.
- Parking available for several vehicles at the back.
- Individual laundry facilities in each unit.
- Investment opportunity with long-term tenant in place.
- Easy maintenance with a single boiler heating system.
Attention investors! A rare find in deed yielding around 10% cap rate and zoned both residential and commercial. Lots of possibilities situated on a great lot accommodating roughly 10 vehicles. This legal, low maintenance triplex currently has 2 units empty! Pick your own tenants, Historically each unit has been rented for $2,300.00 plus Hydro! Unit 641 has been fully renovated from top to bottom! Third unit 645 currently occupied by a long term tenant in great standing, paying $1,621.00 per month plus Hydro. The entire property is heated by 1 boiler system, easy to service and well maintained. Very low maintenance exterior with minimal grass. Lots of updates done recently including reno's, paint, roof, electrical panel, appliances and much more. Each unit has their own laundry and basement area for storage. This is the one to add to your portfolio. You can live in one unit and possibly live for free with the income!!! Don't miss out
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,399
- Land Transfer Tax Fee
- $8,273
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Separate Hydro Meter
- View
- City
- Security Features
- Alarm System, Carbon Monoxide Detectors
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch, Year Round Living
- Pool
- None
- Property Features
- Beach, Lake/Pond, Park, School, School Bus Route
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Membrane, Rolled
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 66.31 ft
- Lot Depth
- 126.55 ft
- Lot Size
- 8391.53
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- All existing fridge/stove/washer/dryers
Exclusions
- Exclusions
- Tenant Belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Water
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 9
- Washrooms
- 4
- Kitchens
- 3
- Family / bonus room
- Yes
Washrooms
- 4-piece, Upper
- 2-piece, Main
- Municipality
- North Bay
- Neighbourhood
- Central
- Main cross streets
- JOHN ST & MAIN ST
- Zoning
- C2
- Directions
- MAIN STREET BY CIRCLE K BEFORE OVERPASS,PARKING OFF OAK STREET.
- Waterfront
- None
- MLS® number
- X13799134
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-07
- Listed on
- 2026-09-17
- Days on market
- 20 days
- Possession type
- Other
- Co-op commission
- 2% + HST
- Seller
- Listed by
- Royal LePage Northern Life Realty, Brokerage
Home Market Value
Current home valuation for 645 Main Street E, North Bay, Central, North Bay, ON. Listed for $589,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 645 Main Street E, North Bay, Central
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $89,900 over $500K
$33,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,227 | $16,458 | $14,040 | $0 |
=Total mortgage | $577,913 | $547,368 | $515,455 | $471,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,822monthly | $2,673monthly | $2,517monthly | $2,304monthly |
Land Transfer Tax
$8,273
$8,273
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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