Listed for:Listed 23 days ago
$747,000

108 Division Street

Oshawa (O'Neill), ON L1G 5M1

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 108 Division Street, Oshawa, O'Neill

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 108 Division Street, Oshawa, O'Neill

Summarized Description

  • Legal 2-unit home with strong income potential.
  • Ideal for multi-generational living arrangements.
  • Bright eat-in kitchen with private deck access.
  • Spacious main-floor bedroom and sunlit living room.
  • Versatile loft space on the upper level.
  • Excellent curb appeal with parking for 3 vehicles.
  • Turnkey property in a prime, walkable location.
  • Detached garden shed for extra storage.

*****LEGAL DUPLEX***** Welcome to this legal 2-unit home offering exceptional income potential or versatile multi-generational living, ideally located just steps from shopping, everyday amenities, and public transit.The main-level unit features a bright eat-in kitchen with a direct walkout to the private back deck and yard, accompanied by a comfortable living room and a spacious main-floor bedroom.The sprawling upper unit spans the top two levels, starting on the second floor with a second eat-in kitchen, a sunlit living room, a dedicated laundry room, and a bedroom equipped with convenient his-and-hers closets. Moving up to the third level, you will find a versatile loft space that functions beautifully as an expansive retreat.Out front, enjoy excellent curb appeal complete with a welcoming front deck and parking for up to 3 vehicles, along with a detached garden shed in the back for extra storage. A turnkey property offering rare versatility and strong rental potential in a prime, walkable location. Main floor is tenant occupied. Upper unit is vacant.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,553
Land Transfer Tax Fee
$11,415

Rental Items

Rental Equipment
Hot Water Heater

Basement Type
Full

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
80.00 ft
Lot Size
40.00 x 80.00 Feet
Lot Size Code
40.00 x 80.00 Feet

Inclusions

Inclusions
Main floor Unit: Stove, Microwave, Fridge. Upper Unit: Clothes Washer, Clothes Dryer, Stove, Microwave, Fridge. Garden Shed.

Exclusions

Exclusions
Coin Washer & Coin Dryer in basement.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
2

Room sizes

  • Bedroom 45.18 x 3.30
    Third level
  • Laundry3.46 x 3.20
    Second level, Laminate, Window
  • Loft2.13 x 2.13
    Third level, Laminate, Window, Double Closet
  • Living Room4.73 x 3.53
    Main level, Hardwood Floor, Window, Pot Lights
  • Kitchen2.20 x 1.80
    Second level, Laminate, Window
  • Kitchen3.89 x 3.53
    Main level, Laminate, W/O To Deck, Eat-in Kitchen
  • Living Room4.24 x 3.40
    Second level, Laminate, Window
  • Bedroom3.48 x 3.40
    Second level, Laminate, Window, His and Hers Closets
  • Bedroom3.48 x 3.18
    Main level, Hardwood Floor, Window

Washrooms

  • 4-piece, Main
  • 4-piece, Second

Area
Oshawa
Municipality
Oshawa
Neighbourhood
O'Neill
Main cross streets
Division And Bond
Directions
Ritson Rd. N. to Bond St. E. to Division St.

MLS® number
E13819914
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-23
Updated on
2026-09-24
Days on market
23 days
Possession type
60-89 days
Co-op commission
2.5% +HST
Seller
Listed by
KELLER WILLIAMS ENERGY REAL ESTATE

Home Market Value

Current home valuation for 108 Division Street, Oshawa, O'Neill, Oshawa, ON. Listed for $747,000

HOMEH Estimate

?

$565,000

Estimated Sales Range

?

$536,750 - $769,689

HOMEH Estimate for 108 Division Street, Oshawa, O'Neill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$565,000Low confidence
Based on 4 comparable properties
+ $182,000 (32%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Oshawa, ON
Minimum Down Payment Required:6.7%

5% on first $500K + 10% on $247,000 over $500K

Minimum down payment

$49,700

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,878$20,841$17,779$0
=Total mortgage
$724,829$693,141$652,729$597,600
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,539monthly$3,384monthly$3,187monthly$2,918monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$11,415

Total Land Transfer Tax

$11,415

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