320 Elgin Street W
Oshawa (McLaughlin), ON L1J 2P3
- 9Bedrooms
- 4Bathrooms
- 4Parking
- 2000–2500Sq Ft
- $7,592Tax
- 60×120 ftLot Size
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About 320 Elgin Street W, Oshawa, McLaughlin
Summarized Description
- Rare legal fourplex on oversized lot.
- Strong income potential for investors.
- Four self-contained units with separate entrances.
- Newly installed windows and flooring.
- Immediate possession available for upper unit.
- Turnkey income property with redevelopment potential.
- Close to public transit and amenities.
- Well-maintained with pride of ownership.
Rare Legal Fourplex On An Oversized Lot In A High Demand Location! Exceptional Opportunity For Investors Or End-Users Seeking Strong Income Potential And Future Upside. This Well-Maintained Property Features 4 Self-Contained Units, 4 Separate Entrances, 3 Hydro Meters And 6 Parking Spaces. The Front Upper Unit Offers 3 Bedrooms, Living Room, Kitchen And 1 Bathroom And Is Currently Vacant, Providing Immediate Possession For Owner Occupancy Or The Opportunity To Set Market Rent. This Unit Features Several Newly Installed Windows As Well As New Flooring, Stove And Refrigerator. The Back Upper Unit Features 3 Bedrooms, Living Room, Kitchen And 1 Bathroom; The Front Lower Unit Includes 1 Bedroom, Living Room, Kitchen And 1 Bathroom; The Back Lower Unit Offers 2 Bedrooms, Living Room, Kitchen And 1 Bathroom. Buyer To Assume Existing Tenancies For The Remaining 3 Units. Common Area Coin-Operated Washer And Dryer Provide Additional Monthly Income. Long-Term Ownership With Excellent Maintenance And Pride Of Ownership Evident Throughout. Roof Replaced Approximately 2 Years Ago. Located Close To Public Transit, Shopping, Schools, Parks And Other Everyday Amenities. Excellent Option As A Turnkey Income Property, Owner-Occupied Investment, Or Future Redevelopment Opportunity On A Generous Lot.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $7,592
- Land Transfer Tax Fee
- $16,435
Rental Items
- Rental Equipment
- HWT
- Basement Type
- Finished
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 120.00 ft
- Lot Size
- 60.00 x 120.00 Feet
- Lot Size Code
- 60.00 x 120.00 Feet
Inclusions
- Inclusions
- Fridge, Stove, Range Hood, Dishwasher, Washer And Dryer, All Existing Window Coverings, All Electrical Lights Fixtures.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 9
- Washrooms
- 4
- Kitchens
- 4
Washrooms
- 4-piece
- 4-piece
- 3-piece
- 3-piece
- Area
- Oshawa
- Municipality
- Oshawa
- Neighbourhood
- McLaughlin
- Main cross streets
- Park Rd. & Adelaide
- Directions
- N/A
- MLS® number
- E12902488
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-22
- Listed on
- 2026-03-20
- Days on market
- 94 days
- Possession type
- Flexible
- Co-op commission
- 2.5%
- Seller
- Listed by
- HOMELIFE LANDMARK REALTY INC.
Home Market Value
Current home valuation for 320 Elgin Street W, Oshawa, McLaughlin, Oshawa, ON. Listed for $998,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 320 Elgin Street W, Oshawa, McLaughlin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $498,000 over $500K
$74,800
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $36,926 | $27,844 | $23,752 | $0 |
=Total mortgage | $960,076 | $926,044 | $872,052 | $798,400 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,688monthly | $4,521monthly | $4,258monthly | $3,898monthly |
Land Transfer Tax
$16,435
$16,435
Around this home
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