481 Simcoe Street N
Oshawa (O'Neill), ON L1G 4T8
- 4Bedrooms
- 2Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $6,185Tax
- 50×150 ftLot Size
Estimated Value:$594,500See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 481 Simcoe Street N, Oshawa, O'Neill
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About 481 Simcoe Street N, Oshawa, O'Neill
Nestled in the highly sought-after ONeill neighbourhood, this home offers a rare combination of historical architecture, large private lot, and a vibrant community. Set on tree-lined streets with a true sense of neighbourhood, it's within walking distance to top-rated schools, including Dr. S.J. Phillips Public School and ONeill High School, as well as nearby conveniences, transit, Lakeridge Health Oshawa, and Alexandra Park. Boasting large rooms, high ceilings, and an eat-in kitchen, this home is ideal for family living and entertaining. The formal dining room, walk-in closets, and ample storage space provide both elegance and functionality. Key updates include the removal of knob-and-tube wiring in 2013. The property also features a cozy fireplace, partially finished basement with side access, and a interior that celebrates its unique, historic character. With a lot nearly 150 ft deep backing onto laneways, this home perfectly blends classic charm, modern updates, and a convenient central location in one of Oshawas most desirable neighbourhoods.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,185
- Land Transfer Tax Fee
- $8,273
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Heater, Built-In Oven, Storage, Countertop Range
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Hospital, Park, School, Fenced Yard, Golf, Public Transit
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 49.93 ft
- Lot Depth
- 150.42 ft
Inclusions
- Inclusions
- All Existing Appliances: Fridge, Stove, Dishwasher, Washer, & Dryer. Existing Window Coverings, ELFs, Security Cameras.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Radiant
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level, Hardwood Floor, Crown Moulding, Fireplace
- Kitchen—Main level, Vinyl Floor, B/I Stove, Eat-in Kitchen
- Breakfast—Main level, Vinyl Floor, Bay Window, W/O To Deck
- Dining Room—Main level, Hardwood Floor, Wainscoting, Large Window
- Den—Main level, Hardwood Floor, B/I Shelves, W/O To Deck
- Primary Bedroom—Second level, Walk-In Closet(s), Wainscoting, Ceiling Fan(s)
- Bedroom 2—Second level, Closet, Window
- Bedroom 3—Second level, Closet, Window
- Nursery—Second level, Broadloom, B/I Shelves, Large Window
- Recreation—Basement level, Broadloom, Window
Washrooms
- 2-piece, Main
- 4-piece, Second
- Municipality
- Oshawa
- Neighbourhood
- O'Neill
- Main cross streets
- North of Adelaide Ave, South of Rossland
- Directions
- -
- Waterfront
- None
- MLS® number
- E12636060
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-01-13
- Listed on
- 2025-12-16
- Days on market
- 28 days
- Possession type
- Immediate
- Co-op commission
- 2.5%
- Seller
- Listed by
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Home Market Value
Current home valuation for 481 Simcoe Street N, Oshawa, O'Neill, Oshawa, ON. Listed for $589,900
HOMEH Estimate
$594,500
Estimated Sales Range
$469,655 - $719,345
HOMEH Estimate for 481 Simcoe Street N, Oshawa, O'Neill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $89,900 over $500K
$33,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,227 | $16,458 | $14,040 | $0 |
=Total mortgage | $577,913 | $547,368 | $515,455 | $471,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,822monthly | $2,673monthly | $2,517monthly | $2,304monthly |
Land Transfer Tax
$8,273
$8,273
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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