640 Mary Street N
Oshawa (O'Neill), ON L1G 5E9
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $5,427Tax
- 40×145 ftLot Size
Estimated Value:$709,500See Free Estimate Report
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About 640 Mary Street N, Oshawa, O'Neill
Summarized Description
- Charming older home with character and charm.
- Finished basement with separate entrance.
- Two garages for versatile use.
- Renovated main bath and efficient heating.
- Fenced backyard ideal for kids.
- New laminate flooring in main areas.
- Close to parks, trails, and shopping.
- Spacious layout with lots of natural light.
Longing for a charming older home to make your own? Have a great idea for an extra garage/flex space? Minutes walk to Dr S. J. Phillips & O'Neill C.V.I.! Parks, walking trails, hospital & shopping are all conveniently close by! This 3 bed, 2 bath home is full of character & charm & is safe & sound! Freshly painted exterior! Lovely climbing roses! Spacious main floor has new laminate floor in the front hall & kitchen! Pass-thru from the dining room to the kitchen lets in the light & features a retro eating nook! Check the floorplans; lots of room to design your dream kitchen! Mudroom off the kitchen offers more closet space & leads to the fenced backyard! Two garages- an oversized single and regular single! Imagine... home gym, yoga studio, man/woman cave, craft/hobby room... with lots of windows & hydro! Upstairs you'll find 3 bedrooms, one without a closet but there is an extra large storage closet in the hall if needed! Renovated main bath! There is also a charming study nook with a built-in desk! The finished bsmt has a separate entrance & provides more living space & features a recently redone 3 pce bathroom! Efficient hot water radiator heating (not electric baseboard!) offers several advantages- comfortable heat distribution, a longer-lasting warmth, & quieter operation compared to forced air systems. They also contribute to better air quality by reducing dust circulation. There are TWO DRIVEWAYS! It's also a great space for the kids to play as well as in the large fenced backyard! If you're looking for a character home in one of Oshawa's finest old neighbourhoods this is a must see! Extras: Laminate floor hall & kitchen '25, Bsmnt bath '22, Chimney liner '18. Main bath, garage shingles, boiler updates '16. House shingles & Bay window roof '14. Bsmnt windows & window wells '12. Front windows, paved drive, insulation '10. Back windows, wiring '04.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,427
- Land Transfer Tax Fee
- $10,473
Rental Items
- Rental Equipment
- None.
- Basement Type
- Finished, Separate Entrance
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Floor Drain, Water Heater Owned, Water Meter
- View
- Clear
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Awnings
- Pool
- None
- Property Features
- Fenced Yard, Golf, Hospital, Park, Public Transit, School
- Accessibility Features
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block, Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 144.54 ft
- Lot Size
- 5781.6
Inclusions
- Inclusions
- Hot water tank owned '24. Appliances: Dishwasher '22, oven '16, washer '18 & dryer '15. Fridge. Freezer. All window coverings excluding drapes in primary bedroom, all electrical light fixtures. Combined smoke/carbon monoxide detectors on each floor
Exclusions
- Exclusions
- All personal belongings. Drapes in primary bedroom
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Water
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level, Laminate, B/I Shelves
- Dining Room—Main level, Laminate, B/I Shelves
- Kitchen—Main level, Laminate, Ceiling Fan(s), B/I Dishwasher
- Breakfast—Main level, Laminate, Combined w/Kitchen, Breakfast Bar
- Mud Room—Main level, Vinyl Floor, W/O To Patio
- Primary Bedroom—Second level, Vinyl Floor, Closet, B/I Vanity
- Bedroom 2—Second level, Laminate, Closet, B/I Shelves
- Bedroom 3—Second level, Vinyl Floor
- Recreation—Basement level, Broadloom
- Utility Room—Basement level, Concrete Floor
Washrooms
- 4-piece, Second
- 3-piece, Basement
- Municipality
- Oshawa
- Neighbourhood
- O'Neill
- Main cross streets
- Rossland/Mary
- Directions
- Rossland Rd east of Simcoe, south on Mary St N
- Waterfront
- None
- MLS® number
- E12804776
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-30
- Listed on
- 2026-02-20
- Days on market
- 69 days
- Possession type
- Flexible
- Co-op commission
- 2.5% with gratitude
- Seller
- Listed by
- RE/MAX JAZZ INC.
Home Market Value
Current home valuation for 640 Mary Street N, Oshawa, O'Neill, Oshawa, ON. Listed for $699,900
HOMEH Estimate
$709,500
Estimated Sales Range
$560,505 - $858,495
HOMEH Estimate for 640 Mary Street N, Oshawa, O'Neill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,900 over $500K
$44,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,176 | $19,527 | $16,658 | $0 |
=Total mortgage | $680,582 | $649,437 | $611,573 | $559,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,323monthly | $3,171monthly | $2,986monthly | $2,734monthly |
Land Transfer Tax
$10,473
$10,473
Around this home
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