Listed for:Listed 8 days ago
$399,900

220 London Street

Peterborough (Town Ward 3), ON K9H 2Y9

Multiplex For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 220 London Street, Peterborough, Town Ward 3

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 220 London Street, Peterborough, Town Ward 3

Summarized Description

  • Centrally located legal duplex with investment potential.
  • Separate legal apartment for additional rental income.
  • Finished loft offers flexible living options.
  • Ample parking space available for multiple vehicles.
  • Updated furnace and roof for peace of mind.
  • Close to amenities, schools, and transit routes.
  • Multiple living spaces enhance versatility.
  • Opportunity to customize outdoor deck area.

LEGAL DUPLEX | CENTRAL LOCATION | INVESTMENT OPPORTUNITY. Welcome to this centrally located legal duplex, perfectly positioned within the city and offering easy access to amenities, schools, shopping, dining and transit. Located on a transit route popular with students, this property presents an excellent opportunity for investors or those looking to offset their mortgage with rental income. The main level features a spacious kitchen, multiple living spaces, family room, dining room and plenty of storage. The second level offers two bedrooms and a full 4pc bath, along with a separate legal apartment complete with its own kitchen, living room, bedroom & full 4-piece bathroom. The finished loft provides additional flexible space and awaits your personal touch - use it as a studio, home office, hobby space or a quiet place to relax. The lower level is unfinished but offers an abundance of dry storage space along with laundry facilities. Outside, there is ample parking for several vehicles and a versatile deck system that provides options for the future. The existing deck could accommodate an above-ground pool, or it could be removed to create additional parking or green space. Updates include shingles (2016) and furnace (2022). Whether you're looking to expand your investment portfolio or take advantage of a property with multiple living spaces and future potential, this legal duplex is worth a look!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,158
Land Transfer Tax Fee
$4,474

Rental Items

Rental Equipment
HWT

Basement Type
Partial Basement, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Accessory Apartment, In-Law Capability, Storage, Water Heater
View
City
Security Features
Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Family Room, Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch, Year Round Living
Pool
None
Property Features
Public Transit
Other Structures
Garden Shed

Building

Building Type
Multiplex
Building Style
2 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
26.00 ft
Lot Depth
116.00 ft

Inclusions

Inclusions
fridge, stove, dishwasher, washer, dryer, fridge, stove (upstairs apartment), microwaves x 2, deep freezer in basement, bedroom set in the primary

Exclusions

Exclusions
personal chattel

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None, Window Unit(s)
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3
Washrooms
2
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Kitchen—
    Second level
  • Family Room—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Main level, 4 Pc Bath
  • Living Room—
    Main level
  • Dining Room—
    Second level
  • Living Room—
    Main level
  • Living Room—
    Second level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Second level

Washrooms

  • 4-piece, Main
  • 4-piece, Second

Municipality
Peterborough
Neighbourhood
Town Ward 3
Main cross streets
AYLMER / LONDON
Zoning
R2
Directions
AYLMER / LONDON
Waterfront
None

MLS® number
X13870446
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-07
Updated on
2026-10-07
Days on market
8 days
Possession type
Flexible
Co-op commission
2.0
Seller
Listed by
FLAT RATE REALTY CORP.

Home Market Value

Current home valuation for 220 London Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $399,900

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 220 London Street, Peterborough, Town Ward 3

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

Insufficient Data
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,196$11,157$9,518$0
=Total mortgage
$395,101$371,067$349,433$319,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,929monthly$1,812monthly$1,706monthly$1,562monthly
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Land Transfer Tax

Provincial

$4,474

Total Land Transfer Tax

$4,474

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