492 Cross Street
Peterborough (Town Ward 3), ON K9H 4T2
- 3Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $4,344Tax
- 37×137 ftLot Size
Estimated Value:$428,500See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 492 Cross Street, Peterborough, Town Ward 3
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-27 | 2026-07-10 | Login to See Prices | Sold | x13202718 |
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About 492 Cross Street, Peterborough, Town Ward 3
Summarized Description
- Inviting home in the heart of the city
- Open-concept kitchen and living area
- Finished lower level with multiple spaces
- Backyard oasis with in-ground pool
- Privacy and nature right in the city
- Conveniently located near amenities
- Ideal for entertaining family and friends
Nestled in the heart of the city, this inviting home offers the perfect blend of comfort, space and lifestyle. The open-concept kitchen and living area create a warm and welcoming atmosphere, ideal for entertaining family and friends. The finished lower level adds even more living space with a cozy tv viewing area, workout space and room to relax. Step outside to your own backyard oasis featuring an in-ground pool, gazebo, storage shed and plenty of green space extending the back to Jackson Creek - a rare setting offering both privacy and nature right in the city. Conveniently located close to schools, shopping, playgrounds, downtown amenities, public transit and year round community activities, this home truly has something for everyone. 2025 - Water $1,040/year Gas - furnace/fireplace/dryer $689/year House Insurance $1,080/year
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,344
- Land Transfer Tax Fee
- $6,473
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Floor Drain, Water Meter
- View
- Pool, Trees/Woods
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- Inground
- Property Features
- Arts Centre, Fenced Yard, Golf, Hospital, Library, Park
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 51-99
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 37.32 ft
- Lot Depth
- 136.62 ft
Inclusions
- Inclusions
- Refrigerator, Stove, Microwave, Washer, Dryer, Gazebo, Pool Equipment, All Light Fixtures, All Blinds
Exclusions
- Exclusions
- All Personal Belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Washrooms
- 4-piece, Main
- Municipality
- Peterborough
- Neighbourhood
- Town Ward 3
- Main cross streets
- McDonnel Street
- Directions
- McDonnel Street to Cross Street
- MLS® number
- X13202718
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-10
- Listed on
- 2026-05-27
- Days on market
- 44 days
- Possession date
- 2026-07-02
- Possession type
- Flexible
- Co-op commission
- 2.5%
- Seller
- Listed by
- CENTURY 21 UNITED REALTY INC.
Home Market Value
Current home valuation for 492 Cross Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $499,900
HOMEH Estimate
$428,500
Estimated Sales Range
$332,828 - $524,172
HOMEH Estimate for 492 Cross Street, Peterborough, Town Ward 3
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,996 | $13,947 | $11,898 | $0 |
=Total mortgage | $493,901 | $463,857 | $436,813 | $399,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,411monthly | $2,265monthly | $2,133monthly | $1,953monthly |
Land Transfer Tax
$6,473
$6,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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