Sold for:Sold Oct 27, 2025
$450,000

496 Cross Street

Peterborough (Town Ward 3), ON K9H 4T2

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 496 Cross Street, Peterborough, Town Ward 3

2025-09-11
2025-10-27
Sold
Price
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MLS#
x12398316

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 496 Cross Street, Peterborough, Town Ward 3

Step inside this charming 3+2 bedroom brick bungalow and feel right at home! Perfectly situated within walking distance to downtown Peterborough and along the bus route, this home offers both convenience and comfort. The main floor welcomes you with fresh flooring (2024) that flows through the bright living and dining rooms, accented by crown moulding and a large picture window that fills the space with natural light. The updated kitchen connects seamlessly to the dining area, making it easy to gather with family and friends. Three comfortable bedrooms and a stylish 4-piece bath complete the main level. Downstairs, the newly finished basement (winter 2023/24) opens the door to so many possibilities. With its own private entrance, this space includes a cozy living room with kitchenette, two full bedrooms, a 3-piece bath, and separate laundry. Whether you're looking for in-law potential, space for extended family, or a flexible rental option, this lower level is ready for your personal touch. Outside, enjoy your own backyard retreat with a fully fenced yard backing onto a creek and a 18 x 36 in-ground pool the perfect spot for summer fun and relaxation. Recent updates include shingles (2024), new main level flooring, basement flooring, and new bathroom tile. With its blend of modern updates, inviting spaces, and a location close to schools, shops, dining, and downtown, this home offers a wonderful opportunity to settle into one of Peterborough's most convenient neighbourhoods.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,441
Land Transfer Tax Fee
$5,475

Rental Items

Rental Equipment
Hot water heater

Basement Type
Separate Entrance, Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Awnings, Porch
Pool
Inground
Property Features
Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, Rec./Commun.Centre
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
3.62 ft
Lot Depth
138.14 ft
Lot Size
0.103
Lot Shape
Irregular
Lot Size Code
32.66 x 136.62

Inclusions

Inclusions
Fridge, stove, dishwasher, microwave, stacked washer dryer, basement fridge, stove, washer and dryer, pool equipment.

Exclusions

Exclusions
All personal belongings

Parking & Garages

Garage Type
None
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3 + 2
Washrooms
2
Kitchens
2

Room sizes

  • Living Room16'6 X 11'10
    Main level
  • Dining Room12'6 X 9'
    Main level
  • Kitchen13' X 10'6
    Main level
  • Primary Bedroom14' X 10'5
    Main level
  • Bedroom 210' X 9'10
    Main level
  • Bedroom 311'2 X 9'10
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Kitchen22' X 11'10
    Lower level
  • Bedroom 423'3 X 12'2
    Lower level
  • Bedroom 533' X 12'5
    Lower level
  • Recreation—
    Lower level
  • Bathroom—
    Lower level, 3 Pc Bath
  • Utility Room—
    Lower level
  • Other—
    Lower level

Washrooms

  • 4-piece, Main
  • 3-piece, Lower

Municipality
Peterborough
Neighbourhood
Town Ward 3
Main cross streets
Murray Street/Cross Street
Zoning
R1
Directions
Murray Street/Cross Street

MLS® number
X12398316
Data source
Toronto Regional Real Estate Board
Status change
2025-10-27
Listed on
2025-09-11
Days on market
46 days
Possession type
Flexible
Co-op commission
2.5% + H.S.T.
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY

Home Market Value

Current home valuation for 496 Cross Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $450,000

HOMEH Estimate

?

$460,020

Estimated Sales Range

?

$322,014 - $598,026

HOMEH Estimate for 496 Cross Street, Peterborough, Town Ward 3

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$460,020Low confidence
Based on 15 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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Peterborough, ON
Minimum Down Payment Required:5.0%

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Minimum down payment

$22,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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$17,100$12,555$10,710$0
=Total mortgage
$444,600$417,555$393,210$360,000
Amortization
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Payment frequency
=Mortgage payment
$2,171monthly$2,039monthly$1,920monthly$1,758monthly
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Land Transfer Tax

Provincial

$5,475

Total Land Transfer Tax

$5,475

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