
496 Cross Street
Peterborough (Town Ward 3), ON K9H 4T2
- 3+2Bedrooms
- 2Bathrooms
- 2Garage
- 700–1100Sq Ft
- $4,441Tax
- 4×138 ftLot Size
- Estimated Value:$460,020See Free Estimate Report

This home has sold. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for 496 Cross Street, Peterborough, Town Ward 3
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-09-11 | 2025-10-27 | Login to See Prices | Sold | x12398316 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 496 Cross Street, Peterborough, Town Ward 3
Step inside this charming 3+2 bedroom brick bungalow and feel right at home! Perfectly situated within walking distance to downtown Peterborough and along the bus route, this home offers both convenience and comfort. The main floor welcomes you with fresh flooring (2024) that flows through the bright living and dining rooms, accented by crown moulding and a large picture window that fills the space with natural light. The updated kitchen connects seamlessly to the dining area, making it easy to gather with family and friends. Three comfortable bedrooms and a stylish 4-piece bath complete the main level. Downstairs, the newly finished basement (winter 2023/24) opens the door to so many possibilities. With its own private entrance, this space includes a cozy living room with kitchenette, two full bedrooms, a 3-piece bath, and separate laundry. Whether you're looking for in-law potential, space for extended family, or a flexible rental option, this lower level is ready for your personal touch. Outside, enjoy your own backyard retreat with a fully fenced yard backing onto a creek and a 18 x 36 in-ground pool the perfect spot for summer fun and relaxation. Recent updates include shingles (2024), new main level flooring, basement flooring, and new bathroom tile. With its blend of modern updates, inviting spaces, and a location close to schools, shops, dining, and downtown, this home offers a wonderful opportunity to settle into one of Peterborough's most convenient neighbourhoods.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,441
- Land Transfer Tax Fee
- $5,475
Rental Items
- Rental Equipment
- Hot water heater
- Basement Type
- Separate Entrance, Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Awnings, Porch
- Pool
- Inground
- Property Features
- Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, Rec./Commun.Centre
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 3.62 ft
- Lot Depth
- 138.14 ft
- Lot Size
- 0.103
- Lot Shape
- Irregular
- Lot Size Code
- 32.66 x 136.62
Inclusions
- Inclusions
- Fridge, stove, dishwasher, microwave, stacked washer dryer, basement fridge, stove, washer and dryer, pool equipment.
Exclusions
- Exclusions
- All personal belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3 + 2
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room16'6 X 11'10Main level
- Dining Room12'6 X 9'Main level
- Kitchen13' X 10'6Main level
- Primary Bedroom14' X 10'5Main level
- Bedroom 210' X 9'10Main level
- Bedroom 311'2 X 9'10Main level
- Bathroom—Main level, 4 Pc Bath
- Kitchen22' X 11'10Lower level
- Bedroom 423'3 X 12'2Lower level
- Bedroom 533' X 12'5Lower level
- Recreation—Lower level
- Bathroom—Lower level, 3 Pc Bath
- Utility Room—Lower level
- Other—Lower level
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Municipality
- Peterborough
- Neighbourhood
- Town Ward 3
- Main cross streets
- Murray Street/Cross Street
- Zoning
- R1
- Directions
- Murray Street/Cross Street
- MLS® number
- X12398316
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-27
- Listed on
- 2025-09-11
- Days on market
- 46 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + H.S.T.
- Seller
- Listed by
- ROYAL LEPAGE PROALLIANCE REALTY
Home Market Value
Current home valuation for 496 Cross Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $450,000
HOMEH Estimate
$460,020
Estimated Sales Range
$322,014 - $598,026
HOMEH Estimate for 496 Cross Street, Peterborough, Town Ward 3
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$22,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,100 | $12,555 | $10,710 | $0 |
=Total mortgage | $444,600 | $417,555 | $393,210 | $360,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,171monthly | $2,039monthly | $1,920monthly | $1,758monthly |
Land Transfer Tax
$5,475
$5,475
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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