
494 Charlotte Street
Peterborough (Town Ward 3), ON K9J 2W3
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $3,414Tax
- 24×84 ftLot Size
- Estimated Value:$332,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 494 Charlotte Street, Peterborough, Town Ward 3
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-19 | 2026-06-12 | Login to See Prices | Sold | x13143712 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 494 Charlotte Street, Peterborough, Town Ward 3
Summarized Description
- 3-bedroom, 1.5-bathroom semi-detached home.
- Upgraded major systems for peace of mind.
- Private back deck for entertaining.
- Minutes from downtown restaurants and shops.
- Solid bones with no surprises.
- Generous primary bedroom with two additional bedrooms.
- Off-street parking included.
- Perfect for first-time buyers or investors.
Character, convenience, and a list of upgrades that will make any buyer sleep easy at night. Tucked into one of Peterborough's most walkable and sought-after downtown neighbourhoods, this solid 3-bedroom, 1.5-bathroom semi-detached home delivers the kind of quality and peace of mind that's increasingly hard to find. The welcoming perennial front garden sets the tone before you even step inside, where a classic layout unfolds - bright living room at the front, formal dining room at the rear opening directly onto a private back deck, perfect for morning coffee or evening entertaining. The bones are excellent, and the major systems have been done: 40-year shingle roof (2018), eaves, fascia and soffit (2018), furnace and A/C (2015), and R-40 insulation (2018). This is a home you can move into with complete confidence - no surprises. Upstairs, a generous primary bedroom is complemented by two additional bedrooms and a full bathroom. Off-street parking rounds out the package. Step outside and you're minutes from downtown Peterborough's restaurants, cafés, shops, the river, and everything the city has to offer - without the noise or congestion. Walk, cycle, or simply park the car and forget about it. For first-time buyers, investors, or anyone seeking a character-filled downtown home with the hard work already done - this one is worth a serious look.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,414
- Land Transfer Tax Fee
- $4,625
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- Unfinished
Interior Features
- Interior Extras
- Carpet Free
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 24.00 ft
- Lot Depth
- 84.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Foyer—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
Washrooms
- 2-piece, Main
- 4-piece, Second
- Municipality
- Peterborough
- Neighbourhood
- Town Ward 3
- Main cross streets
- Charlotte Street and St. Joseph Street
- Directions
- Park Street N to Charlotte Street
- Waterfront
- None
- MLS® number
- X13143712
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-12
- Listed on
- 2026-05-19
- Days on market
- 24 days
- Possession type
- Other
- Co-op commission
- 2%
- Seller
- Listed by
- MINCOM KAWARTHA LAKES REALTY INC.
Home Market Value
Current home valuation for 494 Charlotte Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $407,500
HOMEH Estimate
$332,000
Estimated Sales Range
$252,462 - $411,538
HOMEH Estimate for 494 Charlotte Street, Peterborough, Town Ward 3
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$20,375
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,485 | $11,369 | $9,699 | $0 |
=Total mortgage | $402,610 | $378,119 | $356,074 | $326,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,966monthly | $1,846monthly | $1,739monthly | $1,592monthly |
Land Transfer Tax
$4,625
$4,625
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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