Sold for:Sold Jun 12, 2026
$407,500

494 Charlotte Street

Peterborough (Town Ward 3), ON K9J 2W3

Semi-Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 494 Charlotte Street, Peterborough, Town Ward 3

2026-05-19
2026-06-12
Sold
Price
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MLS#
x13143712

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 494 Charlotte Street, Peterborough, Town Ward 3

Summarized Description

  • 3-bedroom, 1.5-bathroom semi-detached home.
  • Upgraded major systems for peace of mind.
  • Private back deck for entertaining.
  • Minutes from downtown restaurants and shops.
  • Solid bones with no surprises.
  • Generous primary bedroom with two additional bedrooms.
  • Off-street parking included.
  • Perfect for first-time buyers or investors.

Character, convenience, and a list of upgrades that will make any buyer sleep easy at night. Tucked into one of Peterborough's most walkable and sought-after downtown neighbourhoods, this solid 3-bedroom, 1.5-bathroom semi-detached home delivers the kind of quality and peace of mind that's increasingly hard to find. The welcoming perennial front garden sets the tone before you even step inside, where a classic layout unfolds - bright living room at the front, formal dining room at the rear opening directly onto a private back deck, perfect for morning coffee or evening entertaining. The bones are excellent, and the major systems have been done: 40-year shingle roof (2018), eaves, fascia and soffit (2018), furnace and A/C (2015), and R-40 insulation (2018). This is a home you can move into with complete confidence - no surprises. Upstairs, a generous primary bedroom is complemented by two additional bedrooms and a full bathroom. Off-street parking rounds out the package. Step outside and you're minutes from downtown Peterborough's restaurants, cafés, shops, the river, and everything the city has to offer - without the noise or congestion. Walk, cycle, or simply park the car and forget about it. For first-time buyers, investors, or anyone seeking a character-filled downtown home with the hard work already done - this one is worth a serious look.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,414
Land Transfer Tax Fee
$4,625

Rental Items

Rental Equipment
Hot Water Heater

Basement Type
Unfinished

Interior Features

Interior Extras
Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None

Building

Building Type
Semi-Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
24.00 ft
Lot Depth
84.00 ft

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Foyer—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
Peterborough
Neighbourhood
Town Ward 3
Main cross streets
Charlotte Street and St. Joseph Street
Directions
Park Street N to Charlotte Street
Waterfront
None

MLS® number
X13143712
Data source
Toronto Regional Real Estate Board
Status change
2026-06-12
Listed on
2026-05-19
Days on market
24 days
Possession type
Other
Co-op commission
2%
Seller
Listed by
MINCOM KAWARTHA LAKES REALTY INC.

Home Market Value

Current home valuation for 494 Charlotte Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $407,500

HOMEH Estimate

?

$332,000

Estimated Sales Range

?

$252,462 - $411,538

HOMEH Estimate for 494 Charlotte Street, Peterborough, Town Ward 3

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$332,000Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$20,375

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,485$11,369$9,699$0
=Total mortgage
$402,610$378,119$356,074$326,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,966monthly$1,846monthly$1,739monthly$1,592monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,625

Total Land Transfer Tax

$4,625

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