
649 Charlotte Street
Peterborough (Town Ward 3), ON K9J 2X2
- 5Bedrooms
- 3Bathrooms
- 6Parking
- < 700Sq Ft
- $5,484Tax
- 40 ftLot frontage
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 649 Charlotte Street, Peterborough, Town Ward 3
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-30 | 2025-11-14 | Login to See Prices | Sold | x12495148 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 649 Charlotte Street, Peterborough, Town Ward 3
Introducing 649 Charlotte St, Peterborough - an exceptional fully tenanted triplex ideally located close to downtown, the hospital, and all of Peterborough's key amenities. This property combines modern updates, solid income, and investment versatility. The main 3-bedroom unit (approx. 1,200 sq. ft.) has been renovated top-to-bottom and is currently rented for $2,100/month plus hydro. It features its own forced-air gas furnace and separate hydro meter, ensuring efficient operation. The two bachelor apartments are fully leased at $863/month and $850/month (both inclusive), sharing a secondary gas furnace and also separately metered for hydro. With an annual gross income of $45,756 and estimated annual expenses of $14,223 (including taxes, utilities, and insurance), the property generates a strong net operating income of approximately $31,500. Parking is available at both the front and rear, providing convenience for tenants. This well-maintained, income-producing triplex offers an excellent opportunity to acquire a turnkey investment in a prime Peterborough location.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,484
- Land Transfer Tax Fee
- $6,873
- Basement Type
- Full
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Shingles
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 0.00 ft
Inclusions
- Inclusions
- APPLIANCES AS IS, AS SEEN
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 6
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 5
- Washrooms
- 3
- Kitchens
- 3
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level, Combined w/Dining
- Living Room—Main level
- Primary Bedroom—Second level, Walk-In Closet(s)
- Bedroom 2—Second level
- Bedroom 3—Second level
Washrooms
- 4-piece, Second
- 4-piece, Main
- Municipality
- Peterborough
- Neighbourhood
- Town Ward 3
- Main cross streets
- CLONSILLA AVE AND CHARLOTTE ST
- Zoning
- R2
- Directions
- Clonsilla Ave & Charlotte St
- MLS® number
- X12495148
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-14
- Listed on
- 2025-10-30
- Days on market
- 15 days
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- AFFINITY GROUP PINNACLE REALTY LTD.
Home Market Value
Current home valuation for 649 Charlotte Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $519,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 649 Charlotte Street, Peterborough, Town Ward 3
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $19,900 over $500K
$26,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,715 | $14,505 | $12,374 | $0 |
=Total mortgage | $512,580 | $482,415 | $454,289 | $415,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,503monthly | $2,355monthly | $2,218monthly | $2,031monthly |
Land Transfer Tax
$6,873
$6,873
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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