Sold for:Sold Nov 14, 2025
$519,900

649 Charlotte Street

Peterborough (Town Ward 3), ON K9J 2X2

Multiplex SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 649 Charlotte Street, Peterborough, Town Ward 3

2025-10-30
2025-11-14
Sold
Price
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MLS#
x12495148

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 649 Charlotte Street, Peterborough, Town Ward 3

Introducing 649 Charlotte St, Peterborough - an exceptional fully tenanted triplex ideally located close to downtown, the hospital, and all of Peterborough's key amenities. This property combines modern updates, solid income, and investment versatility. The main 3-bedroom unit (approx. 1,200 sq. ft.) has been renovated top-to-bottom and is currently rented for $2,100/month plus hydro. It features its own forced-air gas furnace and separate hydro meter, ensuring efficient operation. The two bachelor apartments are fully leased at $863/month and $850/month (both inclusive), sharing a secondary gas furnace and also separately metered for hydro. With an annual gross income of $45,756 and estimated annual expenses of $14,223 (including taxes, utilities, and insurance), the property generates a strong net operating income of approximately $31,500. Parking is available at both the front and rear, providing convenience for tenants. This well-maintained, income-producing triplex offers an excellent opportunity to acquire a turnkey investment in a prime Peterborough location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,484
Land Transfer Tax Fee
$6,873

Basement Type
Full

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Multiplex
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
0.00 ft

Inclusions

Inclusions
APPLIANCES AS IS, AS SEEN

Parking & Garages

Garage Type
None
Garage Spaces
6
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
5
Washrooms
3
Kitchens
3
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level, Combined w/Dining
  • Living Room—
    Main level
  • Primary Bedroom—
    Second level, Walk-In Closet(s)
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level

Washrooms

  • 4-piece, Second
  • 4-piece, Main

Municipality
Peterborough
Neighbourhood
Town Ward 3
Main cross streets
CLONSILLA AVE AND CHARLOTTE ST
Zoning
R2
Directions
Clonsilla Ave & Charlotte St

MLS® number
X12495148
Data source
Toronto Regional Real Estate Board
Status change
2025-11-14
Listed on
2025-10-30
Days on market
15 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
AFFINITY GROUP PINNACLE REALTY LTD.

Home Market Value

Current home valuation for 649 Charlotte Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $519,900

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 649 Charlotte Street, Peterborough, Town Ward 3

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:5.2%

5% on first $500K + 10% on $19,900 over $500K

Minimum down payment

$26,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$19,715$14,505$12,374$0
=Total mortgage
$512,580$482,415$454,289$415,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,503monthly$2,355monthly$2,218monthly$2,031monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,873

Total Land Transfer Tax

$6,873

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