Sold for:Sold Jun 1, 2026
$749,000

604 Settlers Ridge

Peterborough (Northcrest Ward 5), ON K9L 0G3

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 604 Settlers Ridge, Peterborough, Northcrest Ward 5

2026-05-26
2026-06-01
Sold
Price
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MLS#
x13175500

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About 604 Settlers Ridge, Peterborough, Northcrest Ward 5

Summarized Description

  • Custom built cabinetry enhances living room appeal.
  • Fully finished basement with in-law suite potential.
  • Two walk-in closets in primary bedroom.
  • Premium lot with no rear neighbours.
  • Two-tier deck ideal for entertaining.
  • Convenient second-floor laundry.
  • Steps from a large neighbourhood park.
  • Minutes from schools and amenities.

This 2020-built 3+1 bedroom home in Heritage Park is finished with a level of detail and care that sets it apart from the rest. From curb appeal to interior design, every space has been thoughtfully considered, with warm, inspiring finishes that carry through the home.The living room anchors the main floor with custom built-in cabinetry and shelving framing the stunning stone fireplace. Upstairs, the primary bedroom offers two walk-in closets with built-ins and a 4-piece ensuite, with the added convenience of second-floor laundry. The fully finished basement provides in-law capability, with a separate entrance from the garage offering flexibility for extended family. The premium lot offers no rear neighbours and a fully fenced back yard with a two-tier deck - open views and plenty of room to entertain or unwind. This home is just steps from a large neighbourhood park and just minutes to the Peterborough Zoo, schools, and the amenities of the north end.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,174
Land Transfer Tax Fee
$11,455

Rental Items

Rental Equipment
HEPA Filter, Hot water heater.
Under Contract
Hot Water Heater

Basement Type
Finished

Interior Features

Interior Extras
Auto Garage Door Remote, Sump Pump, ERV/HRV, On Demand Water Heater, In-Law Capability
View
Clear, Pasture
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Electric, Family Room, Living Room
Elevator
No

Exterior Features

Exterior Extras
Deck, Privacy, Lighting
Pool
None
Property Features
Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, School
Other Structures
Fence - Full, None

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
0-5

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
35.01 ft
Lot Depth
111.22 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, stove, microwave, dishwasher, washer, dryer, bathroom mirrors, shed, garage door opener, HEPA Filter (rental).

Exclusions

Exclusions
Skylight calendar, bar fridge, deep freezer in garage, window coverings, fridge in garage, Ring doorbell, Heated toilet seats, fridge in basement.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3 + 1
Washrooms
4
Kitchens
1

Room sizes

  • Foyer—
    Main level
  • Kitchen—
    Main level, W/O To Deck, Pantry, Open Concept
  • Living Room—
    Main level, B/I Shelves, Fireplace, Open Concept
  • Bathroom—
    Main level, 2 Pc Bath
  • Primary Bedroom—
    Second level, Walk-In Closet(s), 4 Pc Ensuite
  • Bathroom—
    Second level, 4 Pc Ensuite
  • Laundry—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Family Room—
    Basement level
  • Bedroom 4—
    Basement level
  • Bathroom—
    Basement level, 4 Pc Bath
  • Utility Room—
    Basement level
  • Other—
    Basement level

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 4-piece, Second
  • 4-piece, Basement

Municipality
Peterborough
Neighbourhood
Northcrest Ward 5
Main cross streets
Settlers Ridge x Voyageur St
Zoning
R1
Directions
Settlers Ridge x Voyageur St
Waterfront
None

MLS® number
X13175500
Data source
Toronto Regional Real Estate Board
Status change
2026-06-01
Listed on
2026-05-26
Days on market
6 days
Possession type
Flexible
Co-op commission
2.5% plus HST
Seller
Listed by
CENTURY 21 UNITED REALTY INC.

Home Market Value

Current home valuation for 604 Settlers Ridge, Peterborough, Northcrest Ward 5, Peterborough, ON. Listed for $749,000

HOMEH Estimate

?

$725,500

Estimated Sales Range

?

$573,145 - $877,855

HOMEH Estimate for 604 Settlers Ridge, Peterborough, Northcrest Ward 5

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$725,500Medium confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:6.7%

5% on first $500K + 10% on $249,000 over $500K

Minimum down payment

$49,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,953$20,897$17,826$0
=Total mortgage
$726,770$694,997$654,476$599,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,548monthly$3,393monthly$3,195monthly$2,926monthly
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Land Transfer Tax

Provincial

$11,455

Total Land Transfer Tax

$11,455

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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