Sold for:Sold Jun 24, 2026
$659,900

496 Settlers Ridge

Peterborough (Northcrest Ward 5), ON K9L 2A6

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 496 Settlers Ridge, Peterborough, Northcrest Ward 5

2026-05-07
2026-06-24
Sold
Price
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MLS#
x13095174

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 496 Settlers Ridge, Peterborough, Northcrest Ward 5

Summarized Description

  • Beautiful all-brick bungalow with 5 bedrooms.
  • Fully finished walkout basement with additional bedrooms.
  • Open concept living area with seamless flow.
  • In-law suite potential enhances versatility.
  • Located near Trent University and amenities.
  • East-facing deck perfect for entertaining.
  • Single-car garage and ample parking available.
  • Desirable location in Heritage Park.

Beautiful all-brick bungalow offering 5 bedrooms (2+3) with a fully finished walkout basement and excellent in-law suite potential. Situated in a desirable north-end neighbourhood, this home is just minutes form Trent University, the Peterborough Zoo, and nearby trails and amenities. Located in south-after Heritage Park on the edge of the city, this property combines space, and versatility. The open concept living, kitchen and dining area walks out to an east-facing deck, creating a bright and seamless space perfect for everyday living and entertaining. The fully finished walkout basement adds incredible flexibility with 3 additional bedrooms, a 4-piece bathroom, and a cozy family room. A separate walkout from the lower level enhances privacy and functionality. Additional highlights include a single-car garage, a double-wide paved driveway with ample parking, and a thoughtfully designed layout that adapts to a variety of living arrangements. A well-rounded home in a prime location, offering comfort, convenience, and long-term value.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,688
Land Transfer Tax Fee
$9,673

Rental Items

Rental Equipment
Hot Water Heater

Basement Type
Finished with Walk-Out, Full

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Greenbelt/Conservation, Place Of Worship, Park, Public Transit, River/Stream

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
35.01 ft
Lot Depth
96.93 ft
Lot Size
0.078
Lot Shape
Irregular

Inclusions

Inclusions
Dryer, Washer, Fridge x 2, Stove, Dishwasher, Window Coverings - All in as is condition.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 3
Washrooms
2
Kitchens
2

Room sizes

  • Primary Bedroom—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Bedroom—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Foyer—
    Main level
  • Living Room—
    Basement level
  • Kitchen—
    Basement level
  • Bedroom—
    Basement level
  • Bedroom—
    Basement level
  • Bedroom—
    Basement level
  • Bathroom—
    Basement level, 4 Pc Bath
  • Utility Room—
    Basement level

Washrooms

  • 4-piece, Main
  • 4-piece, Basement

Municipality
Peterborough
Neighbourhood
Northcrest Ward 5
Main cross streets
Heritage Trail and Settlers Ridge
Directions
Heritage Trail and Settlers Ridge

MLS® number
X13095174
Data source
Toronto Regional Real Estate Board
Status change
2026-06-24
Listed on
2026-05-07
Days on market
48 days
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
CENTURY 21 UNITED REALTY INC.

Home Market Value

Current home valuation for 496 Settlers Ridge, Peterborough, Northcrest Ward 5, Peterborough, ON. Listed for $659,900

HOMEH Estimate

?

$615,000

Estimated Sales Range

?

$485,850 - $744,150

HOMEH Estimate for 496 Settlers Ridge, Peterborough, Northcrest Ward 5

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$615,000Medium confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $159,900 over $500K

Minimum down payment

$40,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,733$18,411$15,706$0
=Total mortgage
$643,059$612,321$576,621$527,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,140monthly$2,990monthly$2,815monthly$2,578monthly
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Land Transfer Tax

Provincial

$9,673

Total Land Transfer Tax

$9,673

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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