
632 Union Street
Peterborough (Town Ward 3), ON K9H 3V5
- 2+2Bedrooms
- 3Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $3,874Tax
- 50×73 ftLot Size
- Estimated Value:$432,486See Free Estimate Report
Sale & Price History for 632 Union Street, Peterborough, Town Ward 3
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 632 Union Street, Peterborough, Town Ward 3
Summarized Description
- Turnkey duplex with two self-contained units.
- New roof installed in 2025.
- Private entrances and separate hydro meters.
- Projected rental income of $3,450/month.
- Detached garage for storage or rental income.
- Located near downtown and essential amenities.
- Stable tenants willing to stay with new owner.
- Ideal for investors or multi-generational families.
Excellent opportunity for investors or multi generational living. This well maintained duplex offers two fully self contained 2bedroom units in Peterborough's desirable North Central neighborhood steps to downtown amenities, transit, schools, Trent University, Fleming College, shopping, and parks. Unit A (Upper):2 bedrooms, 1 bathroom, kitchen, large foyer, and basement laundry. Unit B (Main):2bedrooms, 2 bathrooms, an oversized kitchen/living/dining/family area, plus in unit laundry. This turnkey duplex features a new roof (2025), private entrances, and separate hydro meters, making it an ideal fit for investors or multi generational families seeking rental support. Both units are occupied by cooperative, reliable tenants willing to stay on with the new owner, providing immediate, stable cash flow with projected rents of approximately $3,450/month. Outside, the property includes a detached double car garage. perfect for storage, a workshop, or additional rental income plus a large driveway accommodating 4+ vehicles. Located on a quiet, low traffic street beside a park, the home offers a peaceful setting while remaining close to everything that drives strong rental demand. This combination of location, condition, and income potential makes 632 Union St a standout opportunity in a high demand rental corridor. Whether you're expanding your portfolio, securing a reliable income property, or seeking a flexible multi unit home, this duplex delivers stability, versatility, and long term value. With major updates completed and income ready to go, this is a clean, low maintenance investment you won't want to miss.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,874
- Land Transfer Tax Fee
- $5,253
Rental Items
- Rental Equipment
- Water Heater Tank
- Basement Type
- Crawl Space, Unfinished
Interior Features
- Interior Extras
- Separate Hydro Meter
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 50.44 ft
- Lot Depth
- 73.31 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- This duplex comes with 2 x Fridge, 2 x Stove, 2 x Washer and 2 x Dryer, all ELFs, and all window coverings.
Exclusions
- Exclusions
- No Exclusion
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 2
- Washrooms
- 3
- Kitchens
- 2
Room sizes
- Bedroom 2—Main level, Laminate
- Dining Room—Main level, Laminate, Combined w/Living
- Bedroom—Upper level, Laminate
- Living Room—Main level, Laminate, Combined w/Dining
- Bedroom—Main level, Laminate
- Bedroom 2—Upper level, Laminate
- Kitchen—Main level, Laminate, Combined w/Dining
- Kitchen—Upper level, Laminate
Washrooms
- 4-piece, Upper
- 4-piece, Main
- 3-piece, Main
- Municipality
- Peterborough
- Neighbourhood
- Town Ward 3
- Main cross streets
- Union / Edinburg St
- Directions
- Union / Edinburg St
- MLS® number
- X13622860
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-07-30
- Updated on
- 2026-07-31
- Days on market
- 78 days
- Possession date
- 2026-10-30
- Possession type
- 60-89 days
- Co-op commission
- 2.5%- $50 mkt fee + hst
- Seller
- Listed by
- HOMELIFE/MIRACLE REALTY LTD
Home Market Value
Current home valuation for 632 Union Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $438,888
HOMEH Estimate
$432,486
Estimated Sales Range
$389,636 - $496,263
HOMEH Estimate for 632 Union Street, Peterborough, Town Ward 3
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,945
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,678 | $12,245 | $10,446 | $0 |
=Total mortgage | $433,622 | $407,244 | $383,501 | $351,110 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,117monthly | $1,988monthly | $1,872monthly | $1,714monthly |
Land Transfer Tax
$5,253
$5,253
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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