Listed for:Listed Jul 30, 2026
$438,888

632 Union Street

Peterborough (Town Ward 3), ON K9H 3V5

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 632 Union Street, Peterborough, Town Ward 3

No listing history available

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About 632 Union Street, Peterborough, Town Ward 3

Summarized Description

  • Turnkey duplex with two self-contained units.
  • New roof installed in 2025.
  • Private entrances and separate hydro meters.
  • Projected rental income of $3,450/month.
  • Detached garage for storage or rental income.
  • Located near downtown and essential amenities.
  • Stable tenants willing to stay with new owner.
  • Ideal for investors or multi-generational families.

Excellent opportunity for investors or multi generational living. This well maintained duplex offers two fully self contained 2bedroom units in Peterborough's desirable North Central neighborhood steps to downtown amenities, transit, schools, Trent University, Fleming College, shopping, and parks. Unit A (Upper):2 bedrooms, 1 bathroom, kitchen, large foyer, and basement laundry. Unit B (Main):2bedrooms, 2 bathrooms, an oversized kitchen/living/dining/family area, plus in unit laundry. This turnkey duplex features a new roof (2025), private entrances, and separate hydro meters, making it an ideal fit for investors or multi generational families seeking rental support. Both units are occupied by cooperative, reliable tenants willing to stay on with the new owner, providing immediate, stable cash flow with projected rents of approximately $3,450/month. Outside, the property includes a detached double car garage. perfect for storage, a workshop, or additional rental income plus a large driveway accommodating 4+ vehicles. Located on a quiet, low traffic street beside a park, the home offers a peaceful setting while remaining close to everything that drives strong rental demand. This combination of location, condition, and income potential makes 632 Union St a standout opportunity in a high demand rental corridor. Whether you're expanding your portfolio, securing a reliable income property, or seeking a flexible multi unit home, this duplex delivers stability, versatility, and long term value. With major updates completed and income ready to go, this is a clean, low maintenance investment you won't want to miss.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,874
Land Transfer Tax Fee
$5,253

Rental Items

Rental Equipment
Water Heater Tank

Basement Type
Crawl Space, Unfinished

Interior Features

Interior Extras
Separate Hydro Meter
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
50.44 ft
Lot Depth
73.31 ft
Lot Shape
Rectangular

Inclusions

Inclusions
This duplex comes with 2 x Fridge, 2 x Stove, 2 x Washer and 2 x Dryer, all ELFs, and all window coverings.

Exclusions

Exclusions
No Exclusion

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 2
Washrooms
3
Kitchens
2

Room sizes

  • Bedroom 2—
    Main level, Laminate
  • Dining Room—
    Main level, Laminate, Combined w/Living
  • Bedroom—
    Upper level, Laminate
  • Living Room—
    Main level, Laminate, Combined w/Dining
  • Bedroom—
    Main level, Laminate
  • Bedroom 2—
    Upper level, Laminate
  • Kitchen—
    Main level, Laminate, Combined w/Dining
  • Kitchen—
    Upper level, Laminate

Washrooms

  • 4-piece, Upper
  • 4-piece, Main
  • 3-piece, Main

Municipality
Peterborough
Neighbourhood
Town Ward 3
Main cross streets
Union / Edinburg St
Directions
Union / Edinburg St

MLS® number
X13622860
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-30
Updated on
2026-07-31
Days on market
78 days
Possession date
2026-10-30
Possession type
60-89 days
Co-op commission
2.5%- $50 mkt fee + hst
Seller
Listed by
HOMELIFE/MIRACLE REALTY LTD

Home Market Value

Current home valuation for 632 Union Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $438,888

HOMEH Estimate

?

$432,486

Estimated Sales Range

?

$389,636 - $496,263

HOMEH Estimate for 632 Union Street, Peterborough, Town Ward 3

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$432,486Low confidence
Based on 6 comparable properties
+ $6,402 (1%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$21,945

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,678$12,245$10,446$0
=Total mortgage
$433,622$407,244$383,501$351,110
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,117monthly$1,988monthly$1,872monthly$1,714monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,253

Total Land Transfer Tax

$5,253

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0/100Minimal Transit
80/100Very Bikeable
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