
640 Heritage Trail
Peterborough (Northcrest Ward 5), ON K9L 0A7
- 3Bedrooms
- 3Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $6,617Tax
- 50×115 ftLot Size
- Estimated Value:$774,500See Free Estimate Report

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About 640 Heritage Trail, Peterborough, Northcrest Ward 5
Summarized Description
- Beautifully maintained bungalow in Heritage Park subdivision.
- Spacious open-concept kitchen with eating nook.
- Cozy family room with gas fireplace and vaulted ceiling.
- Finished lower level with super sized rec room.
- Professionally landscaped yard with covered deck.
- Double-car garage with mezzanine storage.
- Move-in ready home with ample parking.
A beautifully maintained bungalow located in the sought-after Heritage Park subdivision. Offering approximately 3,300 total square feet of thoughtfully designed living space, this warm and inviting family home blends comfort, functionality, and style. The main floor features a bright open-concept kitchen with an eating nook and patio doors leading to a covered deck, perfect for everyday living and easy entertaining. Open to the kitchen is a cozy family room with a gas fireplace and vaulted ceiling. A separate combined living and dining area provides additional space for gatherings and special occasions. The spacious primary bedroom includes a walk-in closet and private 4-piece ensuite, while two additional bedrooms and a second 4-piece bathroom complete the main level. The finished lower level adds excellent additional living space with a "super sized" rec room and office area. Highlighted by a floor-to-ceiling gas fireplace, the rec room will accommodate extra large gatherings. A spaciously finished laundry room with built-in cabinetry for storage, convenient 2-piece bathroom, along with added space for storage complete the basement. Enjoy outdoor living in the privacy of your professionally landscaped and fully fenced rear yard featuring a covered deck, and patio. Ideal for relaxing or entertaining throughout the day or in the evening with exterior lighting. A welcoming covered front porch compliments the professionally landscaped gardens and offers the perfect spot to enjoy a quiet morning coffee. Matching interlock driveway and gardens emphasize the attention to landscaping detail while providing parking for four cars in the driveway. A truly unique double-car garage so clean you will want to remove your shoes, finished with mezzanine storage and parking for two vehicles. An extremely well cared for and move-in ready home in a desirable residential neighborhood, offering space and comfort for the whole family.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,617
- Land Transfer Tax Fee
- $13,873
Rental Items
- Rental Equipment
- None
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Auto Garage Door Remote, ERV/HRV, Primary Bedroom - Main Floor, Storage, Suspended Ceilings, Sump Pump, Water Meter, Water Heater Owned
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Family Room, Natural Gas, Rec Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Landscape Lighting, Deck, Landscaped, Patio, Privacy, Porch, Year Round Living
- Pool
- None
- Property Features
- Golf, Hospital, Fenced Yard, Park, Public Transit, School
- Other Structures
- Fence - Full, Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 16-30
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 50.00 ft
- Lot Depth
- 114.83 ft
- Lot Size
- 0.131
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Kitchen Fridge & Stove, Dishwasher, Microwave, Laundry Room Washer & Dryer, Stand Alone Fridge & Freezer in Laundry Room, All Light Fixtures, All Mirrors, All Window Coverings, Garden Shed
Exclusions
- Exclusions
- Gulf Sign, Ken West Sign, Petro Canada sign in garage
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level, Vaulted Ceiling(s), Overlooks Family, W/O To Deck
- Bathroom—Main level, 4 Pc Bath
- Primary Bedroom—Main level, 4 Pc Ensuite, Walk-In Closet(s), Broadloom
- Laundry—Basement level, Dropped Ceiling, Pot Lights
- Family Room—Main level, Vaulted Ceiling(s), Gas Fireplace, Open Concept
- Bedroom 3—Main level, Broadloom
- Mud Room—Main level, Access To Garage
- Other—Basement level
- Dining Room—Main level, Hardwood Floor, Combined w/Living
- Breakfast—Main level, Vaulted Ceiling(s), Overlooks Family, W/O To Deck
- Bedroom 2—Main level, Broadloom
- Recreation—Basement level, Gas Fireplace, Dropped Ceiling, Pot Lights
- Bathroom—Main level, 4 Pc Ensuite, Separate Shower, Ceramic Floor
- Utility Room—Basement level
- Living Room—Main level, Hardwood Floor, Combined w/Dining
- Bathroom—Basement level, 2 Pc Bath
Washrooms
- 4-piece, Main
- 2-piece, Basement
- Municipality
- Peterborough
- Neighbourhood
- Northcrest Ward 5
- Main cross streets
- Water St and Carnegie Ave
- Zoning
- R1
- Directions
- Water St to Carnegie Ave to Heritage Trail
- MLS® number
- X13533726
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-28
- Listed on
- 2026-07-07
- Days on market
- 21 days
- Possession date
- 2026-08-27
- Possession type
- Flexible
- Co-op commission
- 2.0% + HST
- Seller
- Listed by
- EXIT REALTY LIFTLOCK
Home Market Value
Current home valuation for 640 Heritage Trail, Peterborough, Northcrest Ward 5, Peterborough, ON. Listed for $869,900
HOMEH Estimate
$774,500
Estimated Sales Range
$611,855 - $937,145
HOMEH Estimate for 640 Heritage Trail, Peterborough, Northcrest Ward 5
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $369,900 over $500K
$61,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $32,291 | $24,270 | $20,704 | $0 |
=Total mortgage | $839,558 | $807,180 | $760,119 | $695,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,099monthly | $3,941monthly | $3,711monthly | $3,398monthly |
Land Transfer Tax
$13,873
$13,873
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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