
849 Water Street
Peterborough (Northcrest Ward 5), ON K9H 3P1
- 3+1Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $3,804Tax
- 31×90 ftLot Size
- Estimated Value:$432,727See Free Estimate Report
Sale & Price History for 849 Water Street, Peterborough, Northcrest Ward 5
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 849 Water Street, Peterborough, Northcrest Ward 5
Summarized Description
- Ideal for first-time buyers and families.
- Move-in ready with numerous updates.
- Proximity to transit, shopping, and parks.
- Detached garage with updated features.
- New roof installed in 2025.
- Strong rental appeal for investors.
- Bright interior with fresh paint.
- Extensive improvements for peace of mind.
Perfect for First-Time Buyers, Families, or Investors! This well-maintained 4-bedroom home offers exceptional value with numerous updates throughout, making it an ideal opportunity for first-time buyers, growing families, or investors seeking a turnkey rental property. With its proximity to city transit, shopping, restaurants, parks, walking trails, the beach, and a direct bus route to Trent University, this property offers both convenience and strong rental appeal. Step inside to discover a bright, clean interior featuring fresh paint and updated light fixtures. The home has benefited from extensive improvements over the years, providing peace of mind for its next owner. Updates include a gas furnace, newer windows (2011 and 2013), new siding in 2011, and a new roof in 2025.The detached garage renovations in 2011, including a new concrete slab, updated wiring with a 60-amp pony panel, and added insulation-making it an excellent space for storage, a workshop, or hobby area. Garage shingles new in 2016. Additional exterior improvements include a rear concrete porch, freshly painted front porch, newer concrete walkway, and updated front and rear doors. Whether you're looking for a family home in a convenient location or a solid investment opportunity with excellent potential for student or family rentals, this move-in-ready property checks all the boxes. Simply unpack, settle in, and enjoy everything this fantastic home and location have to offer.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,804
- Land Transfer Tax Fee
- $4,873
Rental Items
- Rental Equipment
- HWT
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Storage
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Landscaped, Deck
- Pool
- None
- Property Features
- Beach, Park, Public Transit, River/Stream
- Other Structures
- Fence - Partial
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 31.00 ft
- Lot Depth
- 90.20 ft
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Microwave, Washer, Dryer
Exclusions
- Exclusions
- Personal belongings
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bedroom 4—Main level
- Bathroom—Main level, 2 Pc Bath
- Bedroom 3—Second level
- Laundry—Main level
- Primary Bedroom—Second level
- Living Room—Main level
- Bedroom 2—Second level
- Kitchen—Main level
- Bathroom—Second level, 4 Pc Bath
Washrooms
- 2-piece, Main
- 4-piece, Second
- Municipality
- Peterborough
- Neighbourhood
- Northcrest Ward 5
- Main cross streets
- Water Street & Hilliard St
- Directions
- North on Water Street
- MLS® number
- X13759162
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-09
- Updated on
- 2026-10-14
- Days on market
- 38 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- EXIT REALTY LIFTLOCK
Home Market Value
Current home valuation for 849 Water Street, Peterborough, Northcrest Ward 5, Peterborough, ON. Listed for $419,900
HOMEH Estimate
$432,727
Estimated Sales Range
$341,854 - $523,600
HOMEH Estimate for 849 Water Street, Peterborough, Northcrest Ward 5
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$20,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,956 | $11,715 | $9,994 | $0 |
=Total mortgage | $414,861 | $389,625 | $366,909 | $335,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,026monthly | $1,902monthly | $1,791monthly | $1,640monthly |
Land Transfer Tax
$4,873
$4,873
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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