Listed for:Listed Sep 9, 2026
$419,900

849 Water Street

Peterborough (Northcrest Ward 5), ON K9H 3P1

Detached House For Sale
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Sale & Price History for 849 Water Street, Peterborough, Northcrest Ward 5

No listing history available

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About 849 Water Street, Peterborough, Northcrest Ward 5

Summarized Description

  • Ideal for first-time buyers and families.
  • Move-in ready with numerous updates.
  • Proximity to transit, shopping, and parks.
  • Detached garage with updated features.
  • New roof installed in 2025.
  • Strong rental appeal for investors.
  • Bright interior with fresh paint.
  • Extensive improvements for peace of mind.

Perfect for First-Time Buyers, Families, or Investors! This well-maintained 4-bedroom home offers exceptional value with numerous updates throughout, making it an ideal opportunity for first-time buyers, growing families, or investors seeking a turnkey rental property. With its proximity to city transit, shopping, restaurants, parks, walking trails, the beach, and a direct bus route to Trent University, this property offers both convenience and strong rental appeal. Step inside to discover a bright, clean interior featuring fresh paint and updated light fixtures. The home has benefited from extensive improvements over the years, providing peace of mind for its next owner. Updates include a gas furnace, newer windows (2011 and 2013), new siding in 2011, and a new roof in 2025.The detached garage renovations in 2011, including a new concrete slab, updated wiring with a 60-amp pony panel, and added insulation-making it an excellent space for storage, a workshop, or hobby area. Garage shingles new in 2016. Additional exterior improvements include a rear concrete porch, freshly painted front porch, newer concrete walkway, and updated front and rear doors. Whether you're looking for a family home in a convenient location or a solid investment opportunity with excellent potential for student or family rentals, this move-in-ready property checks all the boxes. Simply unpack, settle in, and enjoy everything this fantastic home and location have to offer.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,804
Land Transfer Tax Fee
$4,873

Rental Items

Rental Equipment
HWT

Basement Type
Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
Storage
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Deck
Pool
None
Property Features
Beach, Park, Public Transit, River/Stream
Other Structures
Fence - Partial

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
31.00 ft
Lot Depth
90.20 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Microwave, Washer, Dryer

Exclusions

Exclusions
Personal belongings

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3 + 1
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom 4—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Bedroom 3—
    Second level
  • Laundry—
    Main level
  • Primary Bedroom—
    Second level
  • Living Room—
    Main level
  • Bedroom 2—
    Second level
  • Kitchen—
    Main level
  • Bathroom—
    Second level, 4 Pc Bath

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
Peterborough
Neighbourhood
Northcrest Ward 5
Main cross streets
Water Street & Hilliard St
Directions
North on Water Street

MLS® number
X13759162
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-09
Updated on
2026-10-14
Days on market
38 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
EXIT REALTY LIFTLOCK

Home Market Value

Current home valuation for 849 Water Street, Peterborough, Northcrest Ward 5, Peterborough, ON. Listed for $419,900

HOMEH Estimate

?

$432,727

Estimated Sales Range

?

$341,854 - $523,600

HOMEH Estimate for 849 Water Street, Peterborough, Northcrest Ward 5

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$432,727Medium confidence
Based on 3 comparable properties
− $12,827 (3%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$20,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,956$11,715$9,994$0
=Total mortgage
$414,861$389,625$366,909$335,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,026monthly$1,902monthly$1,791monthly$1,640monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,873

Total Land Transfer Tax

$4,873

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