Listed for:Listed Sep 9, 2026
$1,149,900

510 Monaghan Road

Peterborough (Otonabee Ward 1), ON K9J 5H5

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 510 Monaghan Road, Peterborough, Otonabee Ward 1

No listing history available

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About 510 Monaghan Road, Peterborough, Otonabee Ward 1

Summarized Description

  • Exceptional waterfront living on the Otonabee River
  • Breathtaking views from almost every room
  • Luxurious primary suite with heated ensuite floors
  • Legal in-law suite with separate entrance
  • Stunning kitchen with quartz countertops and island
  • Direct access to private dock for swimming
  • Centrally located near amenities and transit
  • Spacious bedrooms with ensuite bathrooms

Welcome to the home that truly has it all. 510 Monaghan Road is simply stunning, offering exceptional waterfront living on the Otonabee River with breathtaking views from almost every room. From the moment you step through the front door, you'll appreciate the pride of ownership showcased through gleaming floors, floor-to-ceiling windows, and beautifully designed living spaces. The impressive kitchen is a showstopper with quartz countertops, built-in appliances, a large island, abundant storage, dining and breakfast areas, all overlooking the backyard and water. The stately fireplaces in both the great room and living room create warm and inviting spaces to relax while enjoying the incredible waterfront views. The main floor also features two spacious bedrooms, both with ensuite bathrooms, including a luxurious primary suite with a custom walk-through closet and heated floors in the 4-piece ensuite, laundry and a 2pb guest bath. The full lower level offers a recreation room, office, den, two additional guest rooms, 4-piece bath, workshop, ample storage, and walk-up access to the backyard. Adding even more versatility is the legal in-law suite with its own separate entrance, kitchen, living area, 4-piece bath, two bedrooms, and private deck. Centrally located with quick access to Hwy 115, amenities, transit, and walking trails, this incredible property also offers direct unobstructed waterfront access with a private dock, sandy bottom, and gradual entry - perfect for swimming and enjoying riverfront living at its finest.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$8,616
Land Transfer Tax Fee
$19,473

Rental Items

Rental Equipment
HWT

Basement Type
Full, Walk-Up, Partially Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Built-In Oven, In-Law Suite, Sump Pump, Storage, Water Heater, Workbench, Separate Hydro Meter, Separate Heating Controls, Primary Bedroom - Main Floor
View
River
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Family Room, Living Room, Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Public Transit, River/Stream, School Bus Route, Waterfront
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Block, Poured Concrete
Special Designation
Unknown

Lot

Lot Front
94.33 ft
Lot Depth
170.00 ft

Inclusions

Inclusions
MAIN HOUSE: FRIDGE, STOVE RANGE, BUILT-IN CONVECTION OVEN, BUILT-IN MICROWAVE, DISHWASHER, WASHER, DRYER, TWO WOODEN CABINETS IN STORAGE ROOM OFF OF THE WORKSHOP ROOM, IN-LAW SUITE: FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, ALARM SYSTEM (TRENT SECURITY), ROLLER TO RAKE OUT WEEDS IN RIVER

Exclusions

Exclusions
TENANTS BELONGINGS, PERSONAL CHATTEL, SAUNA, PANTRY STYLE CABINETS IN GARAGE, LOWER KITCHEN STYLE CABINETS IN GARAGE, ELECTRIC FIREPLACE IN BASEMENT, FRIDGE AND DEEP FREEZER IN BASEMENT

Parking & Garages

Garage Type
Attached
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
4 + 2
Washrooms
5
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Main level, 5 Pc Ensuite
  • Bathroom—
    Basement level, 4 Pc Bath
  • Bedroom 3—
    Main level
  • Office—
    Basement level
  • Recreation—
    Basement level
  • Kitchen—
    Main level
  • Breakfast—
    Main level
  • Bathroom—
    Main level, 4 Pc Ensuite
  • Kitchen—
    Main level
  • Utility Room—
    Basement level
  • Bathroom—
    Main level, 2 Pc Bath
  • Great Room—
    Main level
  • Family Room—
    Basement level
  • Laundry—
    Main level
  • Living Room—
    Main level
  • Foyer—
    Main level
  • Bedroom 2—
    Main level, 5 Pc Ensuite
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Bedroom 4—
    Main level
  • Bedroom 5—
    Basement level
  • Bathroom—
    Main level, 4 Pc Bath
  • Primary Bedroom—
    Main level, 4 Pc Ensuite, Walk-In Closet(s)
  • Workshop—
    Basement level
  • Den—
    Basement level

Washrooms

  • 2-piece, Main
  • 4-piece, Main
  • 5-piece, Main
  • 4-piece, Main
  • 4-piece, Basement

Municipality
Peterborough
Neighbourhood
Otonabee Ward 1
Main cross streets
MONAGHAN RD AND LANSDOWNE ST W
Zoning
R1R2-59
Directions
MONAGHAN RD AND LANSDOWNE ST W
Waterfront
Direct

MLS® number
X13759436
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-09
Updated on
2026-10-01
Days on market
41 days
Possession type
Flexible
Co-op commission
2.0
Seller
Listed by
FLAT RATE REALTY CORP.

Home Market Value

Current home valuation for 510 Monaghan Road, Peterborough, Otonabee Ward 1, Peterborough, ON. Listed for $1,149,900

HOMEH Estimate

?

$1,110,505

Estimated Sales Range

?

$666,303 - $1,554,707

HOMEH Estimate for 510 Monaghan Road, Peterborough, Otonabee Ward 1

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,110,505Low confidence
Based on 3 comparable properties
+ $39,395 (4%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:7.8%

5% on first $500K + 10% on $649,900 over $500K

Minimum down payment

$89,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$42,362$32,082$27,368$0
=Total mortgage
$1,101,420$1,066,992$1,004,783$919,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,378monthly$5,210monthly$4,906monthly$4,492monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$19,473

Total Land Transfer Tax

$19,473

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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