
9 River Street
Severn (Coldwater), ON L0K 1E0
- 4Bedrooms
- 3Bathrooms
- 0Garage
- 2500–3000Sq Ft
- $3,944Tax
- 96×231 ftLot Size
- Estimated Value:$1,156,873See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 9 River Street, Severn, Coldwater
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-12 | 2026-09-19 | Login to See Prices | Sold | s13440808 |
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About 9 River Street, Severn, Coldwater
Summarized Description
- Historic character home with modern updates.
- Original structure dating back to 1870.
- Spacious legal one-bedroom apartment for rental income.
- Exceptional kitchen with granite counters.
- High ceilings and vintage tin ceiling add charm.
- Located near Coldwater's unique amenities.
- Potential for home-based business or family suite.
- Generous trim and bay windows enhance appeal.
Visit the REALTOR website for further information about this listing. Quietly set just foot steps away from the Village of Coldwater's unique amenities including the famous Em's Cafe, Restaurants (Shannon's Kitchen, 4age, Tiffany's, the Legion), the Arena, Library, LCBO, Foodland, Post Office and many other shops, as well as the Coldwater Fall Fair! This character home features approx. 2,800 sq ft including nearly 1,800 sq ft of original home (c. 1870) tastefully updated by the architect-owner in recent years as well as nearly 700 sq ft legal and bright one bedroom apartment. The main home features 9 ft ceilings on the main floor with an exceptional kitchen with granite counters and an authentic vintage tin ceiling. Other rooms include three bedrooms, a bright office / den, a 3 piece washroom and powder room, as well as a dining room and living room both with bay windows. Tall baseboards and generous unique trim throughout. Laundry room is strategically located between the main house and the apartment. The generously sized apartment (recently vacated to sell) was created in 2020 and can generate considerable revenue. It features a huge window to the rear yard. Designed for sound isolation and flexibility to allow use as a rented legal apartment, a granny suite, or for other family members with a degree of independence or potential home based business.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,944
- Land Transfer Tax Fee
- $13,071
Rental Items
- Rental Equipment
- Hot water tank
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Accessory Apartment, Brick & Beam, Carpet Free, In-Law Capability, In-Law Suite, Other, Separate Heating Controls, Storage, Sump Pump, Upgraded Insulation, Ventilation System, Water Heater, Water Meter
- View
- Bridge, Park/Greenbelt, River, Trees/Woods, Water
- Security Features
- Carbon Monoxide Detectors, Heat Detector, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Porch, Recreational Area, Year Round Living
- Pool
- None
- Property Features
- Fenced Yard, Level, Library, Other, Rec./Commun.Centre, School
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Board & Batten , Brick
- Roof
- Metal, Shingles
- Foundation Details
- Concrete, Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 96.00 ft
- Lot Depth
- 231.00 ft
Inclusions
- Inclusions
- All appliances (both kitchens)
Exclusions
- Exclusions
- Contents, furniture, art, mirrors, etc.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Yes
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Den—Second level
- Bathroom—Second level
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bathroom—Main level
- Laundry—Main level
- Bedroom 4—Main level
- Great Room—Main level
Washrooms
- 3-piece, Second
- 2-piece, Main
- 3-piece, Main
- Municipality
- Severn
- Neighbourhood
- Coldwater
- Main cross streets
- River Street and Sturgeon Bay Road
- Zoning
- R1
- Directions
- River Street and Sturgeon Bay Road
- MLS® number
- S13440808
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-19
- Listed on
- 2026-06-12
- Days on market
- 99 days
- Possession type
- Flexible
- Co-op commission
- 2.5% Seller Direct; $2 Listing Brokerage
- Seller
- Listed by
- EASY LIST REALTY LTD.
Home Market Value
Current home valuation for 9 River Street, Severn, Coldwater, Severn, ON. Listed for $829,777
HOMEH Estimate
$1,156,873
Estimated Sales Range
$809,811 - $1,503,935
HOMEH Estimate for 9 River Street, Severn, Coldwater
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $329,777 over $500K
$57,978
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $30,868 | $23,151 | $19,749 | $0 |
=Total mortgage | $802,561 | $769,950 | $725,059 | $663,822 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,919monthly | $3,759monthly | $3,540monthly | $3,241monthly |
Land Transfer Tax
$13,071
$13,071
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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