Listed for:Listed 29 days ago
$629,900

41851 Ferguson Line

Southwold (Rural Southwold), ON N5P 3T1

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 41851 Ferguson Line, Southwold, Rural Southwold

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 41851 Ferguson Line, Southwold, Rural Southwold

Summarized Description

  • Move-in ready cozy cottage-style home
  • South-facing sunroom for year-round sunshine
  • Country kitchen with island and dining area
  • Flexible living area for entertaining guests
  • Three bedrooms and two bathrooms for family
  • Finished basement for additional space
  • Mature landscaping with field views
  • Convenient mudroom for outdoor gear

Have you ever dreamed of a life in the country? Now's your chance - this move-in-ready cozy-cottage-feeling home is waiting for you. Tucked between London to the north and St. Thomas to the south, you'll feel wonderfully secluded while still being close to everything. Mature landscaping and sweeping field views set the stage for private evenings sipping your favourite drink outdoors. On cooler days, retreat to the south-facing sunroom corner of the family room, where you can soak up the sunshine without ever stepping outside. The country kitchen, complete with an island and eat-in dining area, will have you dusting off the family cookbook and whipping up something special. Just off the kitchen, an additional living area offers the flexibility of a traditional living room or dining room - perfect for entertaining. The family room offers plenty of room for your favourite lounging spot, home entertainment setup, or cozy game nights by the gas stove. With three bedrooms and two bathrooms, there's room to grow - whether that means a full family or a dedicated hobby nook of your own - and the basement adds even more room to spread out for play, storage, or hobbies. Out back, a garden shed keeps tools, gear, and all your gardening essentials close at hand. The thoughtfully designed mudroom keeps outdoor gear organized and out of sight, while giving your four-legged friends the perfect spot to wipe their paws before coming inside.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,301
Land Transfer Tax Fee
$9,073

Basement Type
Crawl Space, Partially Finished

Interior Features

Interior Extras
Carpet Free, Central Vacuum, Sump Pump, Water Heater, Water Softener, Water Treatment
View
Garden
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch
Pool
None
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Sidesplit
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding, Brick
Roof
Metal
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
125.00 ft
Lot Depth
140.00 ft

Inclusions

Inclusions
Window treatments, window plant boxes (exterior, front of house), and rain barrel (back deck). Kitchen appliances: fridge, dishwasher, built-in oven, stove top, counter/slide-in microwave (above oven). Ceiling mounted pot rack. Bathroom mirrors. Basement appliances: fridge, chest freezer, washer, gas dryer. Laundry tub. Dehumidifier.

Exclusions

Exclusions
Decorative stove in dining room/living room off of kitchen, decorative mirrors, bird houses, landscaping decorations.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
7
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Ground level
  • Bedroom 3—
    Upper level
  • Mud Room—
    Ground level
  • Recreation—
    Basement level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Upper level
  • Family Room—
    Ground level
  • Bedroom 2—
    Upper level
  • Bathroom—
    Upper level
  • Dining Room—
    Main level
  • Living Room—
    Main level

Washrooms

  • 4-piece, Upper
  • 3-piece, Ground

Municipality
Southwold
Neighbourhood
Rural Southwold
Main cross streets
Wellington Road and Ferguson Line
Zoning
A1
Directions
From London - drive south on Wellington Road and turn right onto Ferguson Line. From St. Thomas - drive north on Wellington Road and turn left onto Ferguson Line.

MLS® number
X13790058
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-16
Updated on
2026-10-05
Days on market
29 days
Possession date
2026-10-01
Possession type
Flexible
Co-op commission
2
Seller
Listed by
SHOWCASE EAST ELGIN REALTY INC

Home Market Value

Current home valuation for 41851 Ferguson Line, Southwold, Rural Southwold, Southwold, ON. Listed for $629,900

HOMEH Estimate

?

$630,000

Estimated Sales Range

?

$378,000 - $882,000

HOMEH Estimate for 41851 Ferguson Line, Southwold, Rural Southwold

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$630,000Low confidence
Based on 10 comparable properties
− $100 (0%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Southwold, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $129,900 over $500K

Minimum down payment

$37,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,659$17,574$14,992$0
=Total mortgage
$615,135$584,484$550,407$503,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,003monthly$2,854monthly$2,687monthly$2,460monthly
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Land Transfer Tax

Provincial

$9,073

Total Land Transfer Tax

$9,073

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