
38236 Fingal Line
Southwold (Middlemarch), ON N5P 3S5
- 4Bedrooms
- 2Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $3,173Tax
- 90×240 ftLot Size
- Estimated Value:$500,135See Free Estimate Report
Sale & Price History for 38236 Fingal Line, Southwold, Middlemarch
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 38236 Fingal Line, Southwold, Middlemarch
Summarized Description
- Charming historic home with unique character.
- Flexible living space ideal for families.
- Large deck perfect for outdoor entertaining.
- Insulated shop offers hobby and workshop space.
- Generous lot size in peaceful country setting.
- Close proximity to local wildlife area.
- Antique built-ins add vintage appeal.
- Freestanding gas fireplace enhances cozy atmosphere.
Own a Little Piece of History in Middlemarch! A charming country family home with character, space, and a story to tell. Located just a 2-minute drive to Southwold PS, this beautiful 4-bedroom home sits on a generous 1/2 acre lot and has been lovingly owned by the same family for the past 50 years. Steeped in local history, the property was once home to a post office, general store, and blacksmith shop, and has since been the place where a family was raised. The flexible living space on the main floor includes a family room featuring a freestanding gas fireplace, and hardwood flooring. A second living area at the front of the home provides even more room for relaxing. The office could also serve as a 5th bedroom, making this home ideal for a growing family, guests, or those working from home.The bright eat-in kitchen features a quartz countertop and sliding doors leading to a large deck with a power awning, providing the perfect spot for outdoor entertaining, or simply shade and privacy. Conveniently located off the kitchen are the laundry area and mudroom/pantry. The 28'x16' storage area could be used for a home gym. Upstairs, you'll find a 4 pc bathroom and four generously sized bedrooms, including two bedrooms with charming antique built-in closets.The utility basement includes two sump pumps, an owned hot water tank, and a gas furnace. One of the true gems of this property is the impressive 26'x 29' insulated and heated shop with mezzanine. Heated by a high-efficiency propane furnace, the shop provides an incredible space for hobbies, projects, storage, or a home-based workshop.A dust collector and additional equipment may be included, making this an exciting opportunity for anyone looking for a property where they can truly spread out and pursue their passion. The surrounding grounds attract an endless variety of birds and other wildlife, offering a peaceful country setting right at home.Fingal Wildlife Management Area is only an 8-minute drive away.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,173
- Land Transfer Tax Fee
- $7,055
- Basement Type
- Partial Basement
Interior Features
- Interior Extras
- Water Heater Owned, Sump Pump, Upgraded Insulation
- View
- Garden
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Awnings
- Pool
- None
- Property Features
- School Bus Route, School
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block, Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 90.42 ft
- Lot Depth
- 240.14 ft
Inclusions
- Inclusions
- Refrigerator, Stove, Dishwasher, Freezer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 9
- Total Garage And Parking Spaces
- 9
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Septic
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bedroom—Second level
- Bedroom—Second level, Laminate, B/I Closet
- Dining Room—Main level, Sliding Doors, Combined w/Laundry
- Primary Bedroom—Second level, Laminate, Walk-In Closet(s)
- Kitchen—Main level, Granite Counters
- Room—Main level
- Family Room—Main level, Gas Fireplace, Hardwood Floor
- Office—Main level, Laminate
- Bedroom—Second level
- Bathroom—Main level, 2 Pc Bath
- Bathroom—Second level, 4 Pc Bath
- Mud Room—Main level, Pantry
- Other—Main level
Washrooms
- 4-piece, Second
- 2-piece, Main
- Municipality
- Southwold
- Neighbourhood
- Middlemarch
- Main cross streets
- John Wise Line
- Zoning
- R1
- Directions
- Located on the North West corner of Fingal Line and John Wise Line.
- MLS® number
- X13726666
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-08-31
- Updated on
- 2026-10-14
- Days on market
- 48 days
- Possession type
- 60-89 days
- Co-op commission
- 2%
- Seller
- Listed by
- ELGIN REALTY LIMITED
Home Market Value
Current home valuation for 38236 Fingal Line, Southwold, Middlemarch, Southwold, ON. Listed for $529,000
HOMEH Estimate
$500,135
Estimated Sales Range
$395,107 - $605,163
HOMEH Estimate for 38236 Fingal Line, Southwold, Middlemarch
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $29,000 over $500K
$27,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,039 | $14,759 | $12,590 | $0 |
=Total mortgage | $521,002 | $490,859 | $462,240 | $423,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,544monthly | $2,397monthly | $2,257monthly | $2,066monthly |
Land Transfer Tax
$7,055
$7,055
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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