
35620 Fingal Line
Southwold (Fingal), ON N0L 1K0
- 4Bedrooms
- 2Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $2,076Tax
- 92×126 ftLot Size
- Estimated Value:$460,500See Free Estimate Report

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About 35620 Fingal Line, Southwold, Fingal
Summarized Description
- Extensively renovated 4-bedroom, 2-bathroom home.
- Move-in ready with modern updates throughout.
- Spacious corner lot in Southwold school district.
- Bright kitchen with quartz countertops and seating.
- Flexible office space or fourth bedroom available.
- Detached garage and generous yard for outdoor activities.
- Nearby sports park and community center for families.
- Convenient access to surrounding towns and amenities.
Looking for your first home or a place for your growing family? This charming and extensively renovated 4-bedroom, 2-bathroom home in Southwold offers the space, updates and peaceful setting you've been searching for all on a spacious quarter-acre corner lot in the Southwold school district. From the moment you arrive, you'll appreciate the welcoming covered front porch, concrete double driveway, detached garage and generous yard. Inside, this home has been thoroughly updated and is truly move-in ready. The bright, modern kitchen features quartz countertops with room for seating, included appliances and direct access to the covered back deck, a great spot for morning coffee, family dinners or entertaining friends. The main floor also offers a comfortable living room, a flexible office or fourth bedroom, convenient laundry with stackable washer/dryer and cabinetry, plus a beautifully renovated 4-piece bathroom with a tub/shower surround. Upstairs, you'll find three bedrooms, including a spacious primary suite with its own closet and private ensuite with shower. A large hallway linen closet provides additional storage. Extensive improvements include vinyl siding and windows, timber beams, laminate flooring, pot lights, modern doors and trim, new electrical service and panel, updated wiring, drywall and insulation, plus a vapour barrier in the crawl space. Outside, there's plenty to enjoy close to home. Families will appreciate the nearby sports park with tennis and baseball fields, the playground and park on Union Road, and the Shedden Variety & Community Centre just minutes away. Whether you're a first-time buyer looking for an affordable way into homeownership, a young family wanting more space, or simply looking for a quiet community with a large lot and convenient access to surrounding towns, this Southwold property is worth a look.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,076
- Land Transfer Tax Fee
- $6,673
Rental Items
- Rental Equipment
- hot water tank
- Under Contract
- Hot Water Heater
- Basement Type
- Crawl Space
Interior Features
- Interior Extras
- Carpet Free, Auto Garage Door Remote
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- School Bus Route
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Metal
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 91.90 ft
- Lot Depth
- 126.24 ft
Inclusions
- Inclusions
- Fridge, stove, microwave/range hood, stackable washer/dryer, dishwasher, shelves in the garage
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Septic
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Primary Bedroom—Second level, 3 Pc Ensuite
- Dining Room—Main level
- Room—Second level
- Bedroom—Main level
- Laundry—Main level
- Room—Second level
- Kitchen—Main level
- Living Room—Main level
Washrooms
- 3-piece, Second
- 4-piece, Main
- Municipality
- Southwold
- Neighbourhood
- Fingal
- Main cross streets
- Union Road
- Directions
- Union road turn West on Fingal Line
- MLS® number
- X13790502
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-14
- Listed on
- 2026-09-16
- Days on market
- 28 days
- Possession type
- Flexible
- Co-op commission
- 2
- Seller
- Listed by
- RIGHT AT HOME REALTY
Home Market Value
Current home valuation for 35620 Fingal Line, Southwold, Fingal, Southwold, ON. Listed for $509,900
HOMEH Estimate
$460,500
Estimated Sales Range
$363,795 - $557,205
HOMEH Estimate for 35620 Fingal Line, Southwold, Fingal
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $9,900 over $500K
$25,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,356 | $14,226 | $12,136 | $0 |
=Total mortgage | $503,251 | $473,136 | $445,551 | $407,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,457monthly | $2,310monthly | $2,175monthly | $1,992monthly |
Land Transfer Tax
$6,673
$6,673
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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