Sold for:Sold 11 days ago
$509,900

35620 Fingal Line

Southwold (Fingal), ON N0L 1K0

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 35620 Fingal Line, Southwold, Fingal

2026-09-16
2026-10-14
Sold
Price
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MLS#
x13790502
2025-10-08
2025-12-08
Sold
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 35620 Fingal Line, Southwold, Fingal

Summarized Description

  • Extensively renovated 4-bedroom, 2-bathroom home.
  • Move-in ready with modern updates throughout.
  • Spacious corner lot in Southwold school district.
  • Bright kitchen with quartz countertops and seating.
  • Flexible office space or fourth bedroom available.
  • Detached garage and generous yard for outdoor activities.
  • Nearby sports park and community center for families.
  • Convenient access to surrounding towns and amenities.

Looking for your first home or a place for your growing family? This charming and extensively renovated 4-bedroom, 2-bathroom home in Southwold offers the space, updates and peaceful setting you've been searching for all on a spacious quarter-acre corner lot in the Southwold school district. From the moment you arrive, you'll appreciate the welcoming covered front porch, concrete double driveway, detached garage and generous yard. Inside, this home has been thoroughly updated and is truly move-in ready. The bright, modern kitchen features quartz countertops with room for seating, included appliances and direct access to the covered back deck, a great spot for morning coffee, family dinners or entertaining friends. The main floor also offers a comfortable living room, a flexible office or fourth bedroom, convenient laundry with stackable washer/dryer and cabinetry, plus a beautifully renovated 4-piece bathroom with a tub/shower surround. Upstairs, you'll find three bedrooms, including a spacious primary suite with its own closet and private ensuite with shower. A large hallway linen closet provides additional storage. Extensive improvements include vinyl siding and windows, timber beams, laminate flooring, pot lights, modern doors and trim, new electrical service and panel, updated wiring, drywall and insulation, plus a vapour barrier in the crawl space. Outside, there's plenty to enjoy close to home. Families will appreciate the nearby sports park with tennis and baseball fields, the playground and park on Union Road, and the Shedden Variety & Community Centre just minutes away. Whether you're a first-time buyer looking for an affordable way into homeownership, a young family wanting more space, or simply looking for a quiet community with a large lot and convenient access to surrounding towns, this Southwold property is worth a look.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,076
Land Transfer Tax Fee
$6,673

Rental Items

Rental Equipment
hot water tank
Under Contract
Hot Water Heater

Basement Type
Crawl Space

Interior Features

Interior Extras
Carpet Free, Auto Garage Door Remote
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
School Bus Route

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
91.90 ft
Lot Depth
126.24 ft

Inclusions

Inclusions
Fridge, stove, microwave/range hood, stackable washer/dryer, dishwasher, shelves in the garage

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Septic

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Primary Bedroom—
    Second level, 3 Pc Ensuite
  • Dining Room—
    Main level
  • Room—
    Second level
  • Bedroom—
    Main level
  • Laundry—
    Main level
  • Room—
    Second level
  • Kitchen—
    Main level
  • Living Room—
    Main level

Washrooms

  • 3-piece, Second
  • 4-piece, Main

Municipality
Southwold
Neighbourhood
Fingal
Main cross streets
Union Road
Directions
Union road turn West on Fingal Line

MLS® number
X13790502
Data source
Toronto Regional Real Estate Board
Status change
2026-10-14
Listed on
2026-09-16
Days on market
28 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
RIGHT AT HOME REALTY

Home Market Value

Current home valuation for 35620 Fingal Line, Southwold, Fingal, Southwold, ON. Listed for $509,900

HOMEH Estimate

?

$460,500

Estimated Sales Range

?

$363,795 - $557,205

HOMEH Estimate for 35620 Fingal Line, Southwold, Fingal

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$460,500Medium confidence
Based on 5 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Southwold, ON
Minimum Down Payment Required:5.1%

5% on first $500K + 10% on $9,900 over $500K

Minimum down payment

$25,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$19,356$14,226$12,136$0
=Total mortgage
$503,251$473,136$445,551$407,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,457monthly$2,310monthly$2,175monthly$1,992monthly
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Land Transfer Tax

Provincial

$6,673

Total Land Transfer Tax

$6,673

Around this home

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0/100Minimal Transit
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