Sold for:Sold Apr 29, 2026
$899,900

39349 Fingal Line

Southwold (Rural Southwold), ON N5P 3S5

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 39349 Fingal Line, Southwold, Rural Southwold

2026-04-08
2026-04-29
Sold
Price
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MLS#
x12971454
2025-11-17
2026-04-08
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 39349 Fingal Line, Southwold, Rural Southwold

Summarized Description

  • Charming 2-storey home on nearly an acre.
  • Private lot ideal for families and hobbyists.
  • Bright main floor with vaulted ceilings.
  • Updated kitchen with ample storage.
  • Primary bedroom on main floor with walk-in closet.
  • Unfinished basement offers expansion opportunities.
  • Quiet country living just minutes from St.
  • Thomas.
  • Perfect blend of rural lifestyle and modern comfort.

Escape to peaceful country living in this charming 2-storey home set on a spacious, private lot just under an acre, perfect for families, hobbyists, and anyone craving room to breathe. This property offers the ideal blend of quiet rural lifestyle with modern comfort and space to grow. Step inside to an inviting main floor featuring bright, open living areas, vaulted ceilings, large windows with beautiful views, and a warm, welcoming atmosphere. The updated kitchen provides plenty of storage and counter space, flowing naturally into the dining area - perfect for family meals or hosting friends. The primary bedroom is located conveniently on the main floor with a walk in closet and plenty of natural light. Upstairs, you'll find 2 generously sized bedrooms, perfect for your family or while hosting guests. The unfinished basement offers plenty of opportunity with a 2 piece bathroom rough-in, additional bedroom and family room, along with ample space, 2 cold cellars, and a 200 amp panel that can handle any additions you wish to make. The expansive lot gives you endless potential - whether it's gardening, outdoor entertaining, building the shop of your dreams, or letting the kids and pets run free. Enjoy quiet mornings on the porch, evenings under the stars, and the privacy only country living can provide. Located just minutes from St. Thomas, this property delivers the best of both worlds: space, freedom, and convenience. If you're searching for a well-kept country home with room to grow, this is one you won't want to miss. Book your private showing today!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,513
Land Transfer Tax Fee
$14,473

Basement Type
Unfinished, Full

Interior Features

Interior Extras
Carpet Free, Rough-In Bath, Water Heater Owned, Sump Pump, Primary Bedroom - Main Floor, ERV/HRV
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Other
Roof
Metal
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
80.15 ft
Lot Depth
433.04 ft
Lot Size
0.8

Inclusions

Inclusions
Washer, Dryer, Stove, Dishwasher, Oven, TV in Basement

Exclusions

Exclusions
Canoe Strap in Garage, Climbing Walls, Bee Hives

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
10
Total Garage And Parking Spaces
12

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Septic

Bedrooms
3
Washrooms
2
Kitchens
1

Washrooms

  • 4-piece, Main
  • 4-piece, Second

Municipality
Southwold
Neighbourhood
Rural Southwold
Main cross streets
Fingal Line
Directions
Head west on Fingal Line, the property is on the left hand side just before Lyle Road

MLS® number
X12971454
Data source
Toronto Regional Real Estate Board
Status change
2026-04-29
Listed on
2026-04-08
Days on market
21 days
Possession date
2026-05-08
Possession type
Flexible
Co-op commission
2% plus HST
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 39349 Fingal Line, Southwold, Rural Southwold, Southwold, ON. Listed for $899,900

HOMEH Estimate

?

$816,792

Estimated Sales Range

?

$571,754 - $1,061,830

HOMEH Estimate for 39349 Fingal Line, Southwold, Rural Southwold

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$816,792Low confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Southwold, ON
Minimum Down Payment Required:7.2%

5% on first $500K + 10% on $399,900 over $500K

Minimum down payment

$64,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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$33,368$25,107$21,418$0
=Total mortgage
$867,575$835,017$786,333$719,920
Amortization
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Payment frequency
=Mortgage payment
$4,236monthly$4,077monthly$3,839monthly$3,515monthly
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Land Transfer Tax

Provincial

$14,473

Total Land Transfer Tax

$14,473

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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6.0 /10

Southwold

Public·elementary·280m

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