Sold for:Sold May 9, 2026
$539,900

20 Niagara Street

St. Catharines (E. Chester), ON L2R 4K2

Multiplex SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 20 Niagara Street, St. Catharines, E. Chester

2026-04-14
2026-05-09
Sold
Price
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MLS#
x12994532

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 20 Niagara Street, St. Catharines, E. Chester

Summarized Description

  • Rare four-plex investment opportunity in St.
  • Catharines.
  • Fully tenanted with clear value-add potential.
  • Located in a rapidly evolving downtown core.
  • Strong future appreciation and rent growth potential.
  • Proximity to transit and local amenities.
  • Strategic acquisition for savvy investors.
  • Community undergoing significant revitalization.
  • Accessible price point for multi-residential market.

Welcome to 20 Niagara Street, a rare opportunity to secure a four-plex in one of St. Catharines' most rapidly evolving pockets. This property offers incredible upside for the savvy investor looking to capitalize on a city undergoing major revitalization and growth.Positioned in the downtown core, this property sits within a community that is seeing significant public and private investment, with ongoing development initiatives, infrastructure improvements, and a strong push for urban intensification. This is exactly the kind of location where buy-and-hold investors can benefit from long-term appreciation and future rent growth.The building itself consists of four units and is currently fully tenanted, presenting a clear value-add opportunity. Whether you're looking to expand your portfolio or enter the multi-residential market at an accessible price point, 20 Niagara Street offers.Strong future appreciation potential in a revitalizing downtown.Opportunity to increase rents and improve cash flow.A solid multi-unit asset with long-term upside. Proximity to transit, amenities, and the city's core developments.This is a strategic acquisition for investors who understand the power of location, timing, and vision. With St. Catharines on the rise, opportunities like this are becoming harder to find at this price point.Secure your foothold in a growing market-20 Niagara Street is full of potential waiting to be unlocked.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,710
Land Transfer Tax Fee
$7,273

Rental Items

Rental Equipment
Hot Water tank

Basement Type
Partial Basement

Interior Features

Interior Extras
Primary Bedroom - Main Floor
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch
Pool
None
Property Features
Hospital, Golf, Library, Place Of Worship, Park, Public Transit
Other Structures
Fence - Full

Building

Building Type
Multiplex
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
37.50 ft
Lot Depth
77.20 ft

Inclusions

Inclusions
4- fridge 4- stove

Exclusions

Exclusions
tenants personal items

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
4
Kitchens
4

Washrooms

  • 4-piece

Municipality
St. Catharines
Neighbourhood
E. Chester
Main cross streets
between Church St and St. Paul
Zoning
M1
Directions
South of church street by fire station
Waterfront
None

MLS® number
X12994532
Data source
Toronto Regional Real Estate Board
Status change
2026-05-09
Listed on
2026-04-14
Days on market
25 days
Possession date
2026-05-31
Possession type
Flexible
Co-op commission
2%+ HST
Seller
Listed by
RE/MAX NIAGARA REALTY LTD, BROKERAGE

Home Market Value

Current home valuation for 20 Niagara Street, St. Catharines, E. Chester, St. Catharines, ON. Listed for $539,900

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 20 Niagara Street, St. Catharines, E. Chester

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $39,900 over $500K

Minimum down payment

$28,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,430$15,063$12,850$0
=Total mortgage
$531,175$500,973$471,765$431,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,593monthly$2,446monthly$2,303monthly$2,109monthly
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Land Transfer Tax

Provincial

$7,273

Total Land Transfer Tax

$7,273

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