
20 Niagara Street
St. Catharines (E. Chester), ON L2R 4K2
- 4Bedrooms
- 4Bathrooms
- 2Parking
- 2000–2500Sq Ft
- $3,710Tax
- 38×77 ftLot Size
- Free EstimateSee Free Estimate Report

Property not available for sale or for rent.
HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.
Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 20 Niagara Street, St. Catharines, E. Chester
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-04-14 | 2026-05-09 | Login to See Prices | Sold | x12994532 |
Real estate boards require you to or to see the full details of this property.
*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 20 Niagara Street, St. Catharines, E. Chester
Summarized Description
- Rare four-plex investment opportunity in St.
- Catharines.
- Fully tenanted with clear value-add potential.
- Located in a rapidly evolving downtown core.
- Strong future appreciation and rent growth potential.
- Proximity to transit and local amenities.
- Strategic acquisition for savvy investors.
- Community undergoing significant revitalization.
- Accessible price point for multi-residential market.
Welcome to 20 Niagara Street, a rare opportunity to secure a four-plex in one of St. Catharines' most rapidly evolving pockets. This property offers incredible upside for the savvy investor looking to capitalize on a city undergoing major revitalization and growth.Positioned in the downtown core, this property sits within a community that is seeing significant public and private investment, with ongoing development initiatives, infrastructure improvements, and a strong push for urban intensification. This is exactly the kind of location where buy-and-hold investors can benefit from long-term appreciation and future rent growth.The building itself consists of four units and is currently fully tenanted, presenting a clear value-add opportunity. Whether you're looking to expand your portfolio or enter the multi-residential market at an accessible price point, 20 Niagara Street offers.Strong future appreciation potential in a revitalizing downtown.Opportunity to increase rents and improve cash flow.A solid multi-unit asset with long-term upside. Proximity to transit, amenities, and the city's core developments.This is a strategic acquisition for investors who understand the power of location, timing, and vision. With St. Catharines on the rise, opportunities like this are becoming harder to find at this price point.Secure your foothold in a growing market-20 Niagara Street is full of potential waiting to be unlocked.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,710
- Land Transfer Tax Fee
- $7,273
Rental Items
- Rental Equipment
- Hot Water tank
- Basement Type
- Partial Basement
Interior Features
- Interior Extras
- Primary Bedroom - Main Floor
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Hospital, Golf, Library, Place Of Worship, Park, Public Transit
- Other Structures
- Fence - Full
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 37.50 ft
- Lot Depth
- 77.20 ft
Inclusions
- Inclusions
- 4- fridge 4- stove
Exclusions
- Exclusions
- tenants personal items
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 4
- Kitchens
- 4
Washrooms
- 4-piece
- Municipality
- St. Catharines
- Neighbourhood
- E. Chester
- Main cross streets
- between Church St and St. Paul
- Zoning
- M1
- Directions
- South of church street by fire station
- Waterfront
- None
- MLS® number
- X12994532
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-09
- Listed on
- 2026-04-14
- Days on market
- 25 days
- Possession date
- 2026-05-31
- Possession type
- Flexible
- Co-op commission
- 2%+ HST
- Seller
- Listed by
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Home Market Value
Current home valuation for 20 Niagara Street, St. Catharines, E. Chester, St. Catharines, ON. Listed for $539,900
HOMEH Estimate
—
Estimated Sales Range
—
HOMEH Estimate for 20 Niagara Street, St. Catharines, E. Chester
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
For the owner
Is this your home? Track its value.
Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $39,900 over $500K
$28,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,430 | $15,063 | $12,850 | $0 |
=Total mortgage | $531,175 | $500,973 | $471,765 | $431,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,593monthly | $2,446monthly | $2,303monthly | $2,109monthly |
Land Transfer Tax
$7,273
$7,273
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
Ask HOMEH
New!Hi there!
👋Text or call (416) 301-9001
Recommended for you
Based on homes you've looked at.
No recommended properties found.
Nearby similar homes
No nearby properties found.
More real estate resources
Other homes nearby
Explore this area
Nearby neighbourhoods
No nearby listings available.















