
540 Niagara Street
St. Catharines (Vine/Linwell), ON L3M 3P6
- 2+1Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,327Tax
- 72×163 ftLot Size
- Estimated Value:$573,750See Free Estimate Report

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About 540 Niagara Street, St. Catharines, Vine/Linwell
Summarized Description
- Move-in ready with major updates completed.
- Private driveway with parking for 6+ vehicles.
- Renovated kitchen with quartz countertops.
- Bright three-season room for summer dining.
- Expansive backyard with mature trees.
- Lower level features large rec room and bedroom.
- Updated mechanicals including furnace and AC.
- Located in desirable North-end of St.
- Catharines.
Nothing to do but move in to this renovated home where almost every major mechanical and cosmetic update has already been completed. Arriving at the property, the curb appeal will immediately stand out featuring a private oversized double-wide driveway with parking for 6+ vehicles. Set back nicely from the road, the home is surrounded by mature trees, landscaped gardens and a newly built oversized front porch. You are welcomed by a bright foyer finished with new tile flooring, fresh paint and an updated exterior door. The oversized family room offers updated flooring, newer windows and a gas fireplace insert creating a inviting atmosphere. The renovated kitchen is finished with quartz countertops, new stainless steel appliances and updated lighting. Adjacent to the kitchen is a bright three-season room, perfect for summer dining while providing direct access to the private courtyard area outside. Originally designed as a three-bedroom home, one bedroom is currently being used as an oversized dining room and could easily be converted back if desired. The primary bedroom features double closets while a three-piece bathroom completes the main floor. The fully remodeled lower level offers a large rec room, additional bedroom, three-piece bathroom and laundry area finished with new tile flooring, pot lighting and fresh paint. The backyard is a standout feature offering both expansive green space with mature trees and a separate courtyard-style entertaining area complete with pergola lounge seating, bar seating and a serving window opening directly into the garage. Additional exterior features include updated soffits, a backyard pond and gated access to the larger yard area. Additional updates include furnace, central air and hot water tank (2024), along with the asphalt driveway, eavestroughs, siding and exterior deck spaces. Come see what this home has to offer today in the desirable North-end of St. Catharines.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,327
- Land Transfer Tax Fee
- $10,473
Rental Items
- Under Contract
- None
- Basement Type
- Full, Finished
Interior Features
- Interior Extras
- Primary Bedroom - Main Floor, Auto Garage Door Remote, Carpet Free, Water Heater
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Metal
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 72.00 ft
- Lot Depth
- 163.05 ft
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, Dishwasher
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Dining Room—Main level
- Sunroom—Main level
- Primary Bedroom—Main level
- Bedroom—Main level
- Recreation—Lower level
- Bedroom—Lower level
- Office—Lower level
- Family Room—Lower level
Washrooms
- 3-piece, Main
- 2-piece, Lower
- Municipality
- St. Catharines
- Neighbourhood
- Vine/Linwell
- Main cross streets
- Linwell Rd
- Zoning
- R1
- Directions
- Linwell Rd to Niagara St
- MLS® number
- X13175662
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-26
- Listed on
- 2026-05-26
- Days on market
- 92 days
- Possession type
- Flexible
- Co-op commission
- 2.0% + HST
- Seller
- Listed by
- RE/MAX HENDRIKS TEAM REALTY
Home Market Value
Current home valuation for 540 Niagara Street, St. Catharines, Vine/Linwell, St. Catharines, ON. Listed for $699,900
HOMEH Estimate
$573,750
Estimated Sales Range
$453,263 - $694,238
HOMEH Estimate for 540 Niagara Street, St. Catharines, Vine/Linwell
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,900 over $500K
$44,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,176 | $19,527 | $16,658 | $0 |
=Total mortgage | $680,582 | $649,437 | $611,573 | $559,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,323monthly | $3,171monthly | $2,986monthly | $2,734monthly |
Land Transfer Tax
$10,473
$10,473
Around this home
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