490 Niagara Street
St. Catharines (Vine/Linwell), ON L2M 3P5
- 3+1Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $5,352Tax
- 87×116 ftLot Size
Estimated Value:$589,846See Free Estimate Report
Sale & Price History for 490 Niagara Street, St. Catharines, Vine/Linwell
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 490 Niagara Street, St. Catharines, Vine/Linwell
Summarized Description
- Spacious 2,400 sqft family home in North End St Catharines
- Solid brick construction with four levels of living space
- New kitchen with quartz countertops and ample storage
- Potential for in-law suite with separate entrance
- Large fenced yard with fruit trees and vegetable garden
- Functional layout with multiple flexible living spaces
- Double attached garage and workshop room included
Incredible family home in North End St Catharines. Sitting on a good size irregular shaped lot (87ft x 150ft), this solid brick sidesplit boasts nearly 2,400sqft of living space including all four levels, plus a 3-season sunroom in the rear, and a double attached garage. Main floor is a functional design. Front facing living room with huge windows, formal dining leading into the kitchen. Overabundance of storage in the new kitchen cabinets, lots of counter space with quality quartz countertops. Upper level holds 3 good size bedrooms, each with large closets and windows. 3-piece bathroom with accessible shower. Lower level has a workshop room with an ensuite 3-piece bathroom. Another large room - which could be a 4th bedroom, family room or office. Basement has a rec room with wood burning fireplace, and a utility/laundry room. The lower level has separate entrance through a walk-up into the rear sunroom. This could be a functional space for in-law suite or separate unit. Amazing house layout provides some excellent potential for future usages/conversions or flexible living arrangements. 100AMP breakers. Sump pump. Forced air gas furnace & AC. HWT-Gas. Water Filtration System. Gutter leaf guards on eaves. Fully rear fenced yard. Harvest your own vegetables in the garden, and enjoy fresh fruit from 2 cherry trees in the front, and a mature apple tree in the rear yard.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,352
- Land Transfer Tax Fee
- $8,673
Rental Items
- Rental Equipment
- HWT
- Under Contract
- Hot Water Tank-Gas, Other
- Basement Type
- Full, Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Guest Accommodations, In-Law Capability, Workbench, Sump Pump
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood, Rec Room
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard, Public Transit, Place Of Worship, School, School Bus Route
Building
- Building Type
- Detached
- Building Style
- Sidesplit 4
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 87.00 ft
- Lot Depth
- 115.70 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- APPLIANCES, WINDOW COVERINGS, NEGOTIABLE
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Bedroom 4—Lower level
- Kitchen—Main level
- Sunroom—Main level
- Workshop—Lower level
- Dining Room—Main level
- Bathroom—Lower level, 3 Pc Bath
- Bedroom—Upper level
- Bedroom 3—Upper level
- Laundry—Basement level
- Recreation—Basement level
- Bathroom—Upper level, 3 Pc Bath
- Bedroom 2—Upper level
Washrooms
- 3-piece, Upper
- 3-piece, Lower
- Municipality
- St. Catharines
- Neighbourhood
- Vine/Linwell
- Main cross streets
- South of Linwell Rd, North of Scott St
- Zoning
- R1
- Directions
- South of Linwell Rd, North of Scott St
- MLS® number
- X14113496
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-23
- Updated on
- 2026-10-23
- Days on market
- 2 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE
Home Market Value
Current home valuation for 490 Niagara Street, St. Catharines, Vine/Linwell, St. Catharines, ON. Listed for $609,900
HOMEH Estimate
$589,846
Estimated Sales Range
$536,770 - $668,959
HOMEH Estimate for 490 Niagara Street, St. Catharines, Vine/Linwell
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $109,900 over $500K
$35,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,932 | $17,016 | $14,516 | $0 |
=Total mortgage | $596,238 | $565,926 | $532,931 | $487,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,911monthly | $2,763monthly | $2,602monthly | $2,382monthly |
Land Transfer Tax
$8,673
$8,673
Around this home
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