Listed for:Listed 13 days ago
$1,095,000

310 St. Paul Street

St. Catharines (Downtown), ON L2R 3M9

Store W Apt/Office For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 310 St. Paul Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 310 St. Paul Street, St. Catharines, Downtown

Summarized Description

  • Investment opportunity in Downtown St.
  • Catharines
  • Includes two commercial units and two apartments
  • Well-established restaurant with valuable fixtures
  • Potential to convert apartments for more income
  • 12 dedicated parking spaces enhance accessibility
  • Strong visibility in a vibrant area
  • Surrounded by retail and ongoing development
  • Separate utilities for commercial and residential units

TREMENDOUS INVESTMENT OPPORTUNITY in the vibrant heart of Downtown St. Catharines! This versatile mixed-use property features two ground-floor commercial units, including a well-established restaurant and bar, plus two upper-level residential apartments with separate hydro meters and individual gas furnaces. The restaurant portion includes furniture, fixtures and equipment, with an estimated value exceeding $200,000. The property offers a full basement, 12 dedicated parking spaces, including 10 at the rear, excellent street exposure, and a restored flat roof. The existing two apartments offer potential for renovation and conversion back to four residential units, creating additional income potential. Municipal services, separate utilities, strong visibility, and a strategic downtown location surrounded by restaurants, retail, services and ongoing development make this an attractive opportunity for investors seeking multiple revenue streams and long-term potential. Restaurant portion of the sale TBD and subject to HST.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$13,996
Land Transfer Tax Fee
$18,375

Interior Features

Security Features
No
Fireplace/Stove
No
Elevator
No

Building

Building Type
Store W Apt/Office

Lot

Lot Front
37.50 ft
Lot Depth
198.40 ft

Inclusions

Inclusions
Chattels included

Parking & Garages

Garage Type
Outside/Surface

Heating & Cooling

Heat Type
Gas Forced Air Closed
Air Conditioning
Yes
Water
Municipal

Washrooms
4

Washrooms

  • —-piece

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
St. Paul and Academy St
Zoning
C6
Directions
310 St. Paul Street

MLS® number
X13860828
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-02
Updated on
2026-10-05
Days on market
13 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 310 St. Paul Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $1,095,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 310 St. Paul Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

Insufficient Data
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Catharines, ON
Minimum Down Payment Required:7.7%

5% on first $500K + 10% on $595,000 over $500K

Minimum down payment

$84,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$40,384$30,551$26,061$0
=Total mortgage
$1,049,974$1,016,051$956,811$876,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,126monthly$4,961monthly$4,672monthly$4,277monthly
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Land Transfer Tax

Provincial

$18,375

Total Land Transfer Tax

$18,375

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