14 Oxford Terrace
St. Thomas, ON N5R 0B5
- 4+2Bedrooms
- 4Bathrooms
- 2Garage
- 2000–2500Sq Ft
- $5,717Tax
- 45×122 ftLot Size
Estimated Value:$761,250See Free Estimate Report
Sale & Price History for 14 Oxford Terrace, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 14 Oxford Terrace, St. Thomas
Summarized Description
- Exceptional 4+2 bedroom detached home in St.
- Thomas.
- Gourmet kitchen with large island and walk-in pantry.
- Professionally finished basement with separate entrance.
- Luxurious primary suite with walk-in closet.
- Located in Mitchell Hepburn School district.
- Open-concept design with 9-foot ceilings.
- Fully fenced backyard perfect for entertaining.
- Double-car garage for added convenience.
Welcome to this exceptional 4+2 bedroom, 4-bathroom detached home, built by the award-winning Doug Tarry Homes. This beautifully designed Edenbrook Model offers a double-car garage and is situated in one of the most sought-after communities in the southeast corner of St. Thomas, within the highly regarded Mitchell Hepburn School district. this home features a bright open-concept layout with 9-foot ceilings on the main floor, a grand open-to-above foyer, and a spacious family room complete with a cozy fireplace and pot lights. Elegant California shutters are installed throughout, while the convenient main-floor laundry room and interior access to the garage add everyday functionality. The gourmet eat-in kitchen boasts a large island, stylish backsplash, double sink, walk-in pantry, and a walkout to the fully fenced backyard with patio-perfect for entertaining. Upstairs, the generous primary suite offers a walk-in closet and a luxurious 5-piece ensuite. The professionally finished basement, complete with a separate entrance, includes 2 additional bedrooms, a full kitchen, a 3-piece bathroom, and laundry hookups, making it ideal for extended family or potential rental income. Additional highlights include gas lines for both the kitchen stove and backyard BBQ.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,717
- Land Transfer Tax Fee
- $10,975
Rental Items
- Rental Equipment
- Hot water heater
- Basement Type
- Finished, Separate Entrance
Interior Features
- Interior Extras
- Auto Garage Door Remote, In-Law Suite, On Demand Water Heater, Storage, Water Heater
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Other
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 45.09 ft
- Lot Depth
- 121.74 ft
Inclusions
- Inclusions
- SS Fridge (2), Stove (1), Dishwasher, Washer, Dryer, All Elf & shutters, 2 Garage Door Opener
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4 + 2
- Washrooms
- 4
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Kitchen—Basement level
- Bedroom 3—Second level, California Shutters, Closet, Broadloom
- Family Room—Main level, W/O To Patio, Sliding Doors, California Shutters
- Kitchen—Ground level, Pantry, Breakfast Bar, Backsplash
- Bedroom—Basement level
- Bedroom 2—Second level, California Shutters, Closet, Broadloom
- Bedroom 4—Second level, California Shutters, Closet, Broadloom
- Bathroom—Second level, 4 Pc Bath
- Bedroom 5—Basement level
- Bathroom—Basement level, 3 Pc Bath
- Primary Bedroom—Second level, 5 Pc Ensuite, Walk-In Closet(s), California Shutters
- Great Room—Ground level, Fireplace, Pot Lights, California Shutters
Washrooms
- 5-piece, Second
- 4-piece, Second
- 2-piece, Main
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Heading East On Elm St. Turn Right On Renaissance
- Directions
- Heading East On Elm St. Turn Right On Renaissance
- MLS® number
- X13864142
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-05
- Updated on
- 2026-10-05
- Days on market
- 13 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- UPSTATE REALTY INC.
Home Market Value
Current home valuation for 14 Oxford Terrace, St. Thomas, St. Thomas, ON. Listed for $725,000
HOMEH Estimate
$761,250
Estimated Sales Range
$601,388 - $921,113
HOMEH Estimate for 14 Oxford Terrace, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $225,000 over $500K
$47,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,086 | $20,228 | $17,255 | $0 |
=Total mortgage | $704,236 | $672,728 | $633,505 | $580,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,438monthly | $3,285monthly | $3,093monthly | $2,832monthly |
Land Transfer Tax
$10,975
$10,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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