
7 Cortland Terrace
St. Thomas, ON N5R 0J7
- 2+1Bedrooms
- 3Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,702Tax
- 26×119 ftLot Size
- Estimated Value:$555,685See Free Estimate Report

Sale & Price History for 7 Cortland Terrace, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 7 Cortland Terrace, St. Thomas
Summarized Description
- Beautifully finished interior townhouse in Orchard Park South
- 2+1 bedrooms and 3 full bathrooms
- Bright open-concept main floor with vaulted ceiling
- High-end finishes with ceramic and hardwood floors
- Spacious kitchen with quartz countertops and pantry
- Finished basement with additional bedroom and rec room
- Large deck and patio for outdoor enjoyment
- Move-in ready with great curb appeal
Welcome to this beautifully finished interior townhouse in desirable Orchard Park South! This 2+1 bedroom, 3 full bathroom home offers comfort and efficiency in a sought-after, family-friendly neighbourhood. The bright, open-concept main floor features a vaulted ceiling in the living room, large windows. High-end finishes flow throughout, with ceramic and hardwood floors in the main living space. The kitchen impresses with a spacious pantry, tile backsplash, and quartz countertops. Main floor laundry adds everyday convenience. The lower level offers a full bath, an additional bedroom with another partially finished space, the second easily doubles as an office or flex space, and a large rec room - perfect for movie nights or a home gym. Step outside to a large deck plus patio. A single-car garage, covered front porch, and double-wide driveway complete the great curb appeal. All appliances included, plus loads of basement storage. Move-in ready and waiting for you!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,702
- Land Transfer Tax Fee
- $7,775
- Basement Type
- Finished
Interior Features
- Interior Extras
- Auto Garage Door Remote, ERV/HRV, In-Law Capability, Primary Bedroom - Main Floor, Sump Pump
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
Building
- Building Type
- Freehold Townhouse
- Building Style
- 1 Storey/Apt
- Approx Age
- 6-15
Construction
- Exterior Finish
- Brick, Board & Batten
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Other
Lot
- Lot Front
- 26.42 ft
- Lot Depth
- 119.39 ft
Inclusions
- Inclusions
- DRYER, WASHER, STOVE, FRIDGE, DISHWASHER
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 2 + 1
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bathroom—Ground level
- Bathroom—Ground level
- Bedroom 2—Ground level
- Bathroom—Basement level
- Bedroom 3—Basement level
- Bedroom—Ground level
Washrooms
- 3-piece, Ground
- 3-piece, Ground
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Peach Tree BLVD & Southdale Ave
- Directions
- Turn North on Peach tree from Southdale Ave and the east on Cortland Terrace
- MLS® number
- X13655172
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-08-09
- Updated on
- 2026-08-09
- Days on market
- 69 days
- Possession date
- 2026-10-12
- Possession type
- 60-89 days
- Co-op commission
- 2%
- Seller
- Listed by
- INITIA REAL ESTATE (ONTARIO) LTD
Home Market Value
Current home valuation for 7 Cortland Terrace, St. Thomas, St. Thomas, ON. Listed for $565,000
HOMEH Estimate
$555,685
Estimated Sales Range
$438,991 - $672,379
HOMEH Estimate for 7 Cortland Terrace, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $65,000 over $500K
$31,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,334 | $15,764 | $13,447 | $0 |
=Total mortgage | $554,694 | $524,264 | $493,697 | $452,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,708monthly | $2,560monthly | $2,410monthly | $2,207monthly |
Land Transfer Tax
$7,775
$7,775
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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