Listed for:Listed Aug 9, 2026
$565,000

7 Cortland Terrace

St. Thomas, ON N5R 0J7

Freehold Townhouse For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 7 Cortland Terrace, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 7 Cortland Terrace, St. Thomas

Summarized Description

  • Beautifully finished interior townhouse in Orchard Park South
  • 2+1 bedrooms and 3 full bathrooms
  • Bright open-concept main floor with vaulted ceiling
  • High-end finishes with ceramic and hardwood floors
  • Spacious kitchen with quartz countertops and pantry
  • Finished basement with additional bedroom and rec room
  • Large deck and patio for outdoor enjoyment
  • Move-in ready with great curb appeal

Welcome to this beautifully finished interior townhouse in desirable Orchard Park South! This 2+1 bedroom, 3 full bathroom home offers comfort and efficiency in a sought-after, family-friendly neighbourhood. The bright, open-concept main floor features a vaulted ceiling in the living room, large windows. High-end finishes flow throughout, with ceramic and hardwood floors in the main living space. The kitchen impresses with a spacious pantry, tile backsplash, and quartz countertops. Main floor laundry adds everyday convenience. The lower level offers a full bath, an additional bedroom with another partially finished space, the second easily doubles as an office or flex space, and a large rec room - perfect for movie nights or a home gym. Step outside to a large deck plus patio. A single-car garage, covered front porch, and double-wide driveway complete the great curb appeal. All appliances included, plus loads of basement storage. Move-in ready and waiting for you!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,702
Land Transfer Tax Fee
$7,775

Basement Type
Finished

Interior Features

Interior Extras
Auto Garage Door Remote, ERV/HRV, In-Law Capability, Primary Bedroom - Main Floor, Sump Pump
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch
Pool
None

Building

Building Type
Freehold Townhouse
Building Style
1 Storey/Apt
Approx Age
6-15

Construction

Exterior Finish
Brick, Board & Batten
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Other

Lot

Lot Front
26.42 ft
Lot Depth
119.39 ft

Inclusions

Inclusions
DRYER, WASHER, STOVE, FRIDGE, DISHWASHER

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
2 + 1
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Ground level
  • Bathroom—
    Ground level
  • Bedroom 2—
    Ground level
  • Bathroom—
    Basement level
  • Bedroom 3—
    Basement level
  • Bedroom—
    Ground level

Washrooms

  • 3-piece, Ground
  • 3-piece, Ground
  • 3-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Peach Tree BLVD & Southdale Ave
Directions
Turn North on Peach tree from Southdale Ave and the east on Cortland Terrace

MLS® number
X13655172
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-09
Updated on
2026-08-09
Days on market
69 days
Possession date
2026-10-12
Possession type
60-89 days
Co-op commission
2%
Seller
Listed by
INITIA REAL ESTATE (ONTARIO) LTD

Home Market Value

Current home valuation for 7 Cortland Terrace, St. Thomas, St. Thomas, ON. Listed for $565,000

HOMEH Estimate

?

$555,685

Estimated Sales Range

?

$438,991 - $672,379

HOMEH Estimate for 7 Cortland Terrace, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$555,685Medium confidence
Based on 5 comparable properties
+ $9,315 (2%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.6%

5% on first $500K + 10% on $65,000 over $500K

Minimum down payment

$31,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,334$15,764$13,447$0
=Total mortgage
$554,694$524,264$493,697$452,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,708monthly$2,560monthly$2,410monthly$2,207monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,775

Total Land Transfer Tax

$7,775

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