
218 Jephson Street
Tay (Victoria Harbour), ON L0K 2A0
- 3+1Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $2,593Tax
- 66×162 ftLot Size
- Estimated Value:$631,672See Free Estimate Report

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About 218 Jephson Street, Tay, Victoria Harbour
Summarized Description
- All brick bungalow in quiet Victoria Harbour.
- Spacious family home with oversized garage.
- Newly renovated basement for multi-generational living.
- Eat-in kitchen with walkout to back deck.
- Large side yard perfect for outdoor activities.
- Accessible main bath with step-in tub/shower.
- Close to shopping, schools, and recreational trails.
- New shingles installed in 2023.
In the quiet village of Victoria Harbour this spacious family home is located at the end of a dead end road, with forested area across the road, walk to shopping, town dock, boat lunch and the Tay walking/bike trails, school is only a few blocks away. You have the bonus of living in town, but feels like country. All brick 3 +1 Bedroom Bungalow with attached oversize garage with steps to basement and back yard access. Eat in Kitchen walks out to back deck, large living room with picture window, 3rd bedroom had laundry added. Main bath has step in accessible tub/shower. Huge side yard with plenty of room for all your outdoor fun. The bright and spacious basement was just totally redone in June 2025, offers a great space for a multi-generation family, with large Livingroom with gas fireplace, kitchen, bedroom, den, 3pce bath and it's own laundry, has walk up steps to garage and main level. New shingles (2023) Heat Pump provides back up heat source and A/C.High Speed Internet Available
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,593
- Land Transfer Tax Fee
- $9,455
Rental Items
- Rental Equipment
- None
- Under Contract
- None
- Basement Type
- Full, Finished, Walk-Up
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- In-Law Capability, Primary Bedroom - Main Floor, Sump Pump
- View
- Trees/Woods
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio, Privacy
- Pool
- None
- Property Features
- Beach, Park, School, Place Of Worship, Fenced Yard, Cul de Sac/Dead End
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 162.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge(2), Stove (2), BI Dishwasher(Main Flr), Dishwasher(Basement(not installed), Amana Washer & Dryer (Basement), All Blinds and Window Coverings, All Electric Light Fixtures, Work bench and Cabinets in Garage, Wooden Storage Shelving in Garage
Exclusions
- Exclusions
- Samsung Washer and Dryer on Main Level, Gazebo in SIde yard.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Kitchen—Main level, Access To Garage, Laminate
- Dining Room—Main level, W/O To Deck, Laminate
- Living Room—Main level, Laminate
- Primary Bedroom—Main level, Laminate
- Bedroom 2—Main level, Laminate
- Bedroom 3—Main level, Laminate, Combined w/Laundry
- Recreation—Basement level, Gas Fireplace, Laminate
- Office—Basement level, Laminate
- Bedroom 4—Basement level, Laminate
- Kitchen—Basement level, Laminate
- Utility Room—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- Tay
- Neighbourhood
- Victoria Harbour
- Main cross streets
- Jephson and Park
- Zoning
- R2
- Directions
- Hwy 12 to Park St to Jephson
- MLS® number
- S12971778
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-10
- Listed on
- 2026-04-08
- Days on market
- 63 days
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 218 Jephson Street, Tay, Victoria Harbour, Tay, ON. Listed for $649,000
HOMEH Estimate
$631,672
Estimated Sales Range
$442,170 - $821,174
HOMEH Estimate for 218 Jephson Street, Tay, Victoria Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $149,000 over $500K
$39,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,350 | $18,107 | $15,446 | $0 |
=Total mortgage | $633,112 | $602,207 | $567,096 | $519,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,091monthly | $2,940monthly | $2,769monthly | $2,535monthly |
Land Transfer Tax
$9,455
$9,455
Around this home
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