109 White Oak Place
Waterloo (North Lakeshore), ON N2V 1B2
- 4Bedrooms
- 2Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $5,844Tax
- 48×178 ftLot Size
Estimated Value:$804,500See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 109 White Oak Place, Waterloo, North Lakeshore
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-08-20 | 2026-08-31 | Login to See Prices | Sold | x13698200 |
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About 109 White Oak Place, Waterloo, North Lakeshore
Summarized Description
- Oversized raised bungalow with over 2,500 sq. ft.
- Custom kitchen with stone countertops and gas stove.
- Bright family room with three skylights.
- Spacious yard ideal for entertaining.
- Lower level features recreation room and fireplace.
- Convenient access to expressway and LRT.
- Close to shopping and local schools.
- Recent upgrades enhance overall value.
Welcome to this gorgeous oversized raised bungalow situated on a quiet dead-end street. With over 2,500 sq. ft. of finished living space, this well appointed home offers 3+1 bedrooms, 2 full bathrooms, and plenty of room for the whole family. The main level features beautiful hardwood floors and a stylish custom kitchen complete with stone countertops and stainless-steel appliances, including a gas stove. The spacious family room is a true highlight, featuring three skylights that fill the space with natural light and a walkout to the backyard. Step outside to enjoy the peaceful, spacious yard, perfect for relaxing or entertaining. The lower level offers even more living space with a large recreation room featuring a real wood burning fireplace. This level also includes an additional bedroom, a 3-piece bathroom, and convenient access to the double car garage. Located in desirable Lakeshore North, this home offers excellent access to the expressway and LRT, with everyday amenities close by. Daycare, local schools, shopping at Conestoga Mall, Sobeys and the St. Jacobs Farmers Market are all within easy reach. Nature lovers will appreciate having Laurel Creek Conservation Area just up the road, making it easy to enjoy trails, green space and the outdoors. Recent improvements include: fresh paint, new rear stairs (2025), spray-foamed garage ceiling (2023), new heat pump (2023), new roof (2026), epoxy injection repair to cold-room foundation crack (2026), and new front stairs (2026).
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,844
- Land Transfer Tax Fee
- $11,455
- Basement Type
- Finished
Interior Features
- Interior Extras
- Auto Garage Door Remote, Water Heater, Water Softener, Sump Pump
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Cul de Sac/Dead End, Greenbelt/Conservation, Place Of Worship, Public Transit, School, Fenced Yard
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
Construction
- Exterior Finish
- Aluminum Siding, Brick Veneer
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 47.72 ft
- Lot Depth
- 177.69 ft
- Lot Shape
- Pie
Inclusions
- Inclusions
- Dishwasher, Dryer, Garage Door Opener, Gas Oven/Range, Microwave, Refrigerator, Washer, Window Coverings
Parking & Garages
- Garage Type
- Built-In
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Other
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Other—Basement level
- Kitchen—Main level, Open Concept, Double Sink, Tile Floor
- Living Room—Main level, Hardwood Floor
- Bathroom—Basement level, 3 Pc Bath
- Recreation—Basement level, Fireplace, Ceiling Fan(s), Carpet Free
- Family Room—Main level, Hardwood Floor, Skylight, Walk-Out
- Dining Room—Main level, Tile Floor
- Bedroom—Basement level, Carpet Free
- Utility Room—Basement level, Combined w/Laundry
- Primary Bedroom—Main level, Hardwood Floor
- Bedroom—Main level, Hardwood Floor
- Bathroom—Main level, 4 Pc Bath
- Bedroom—Main level, Hardwood Floor
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- Waterloo
- Neighbourhood
- North Lakeshore
- Main cross streets
- Black Oak
- Directions
- Northlake to Black Oak to White Oak
- MLS® number
- X13698200
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-31
- Listed on
- 2026-08-20
- Days on market
- 11 days
- Possession date
- 2026-09-01
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- ROYAL LEPAGE WOLLE REALTY
Home Market Value
Current home valuation for 109 White Oak Place, Waterloo, North Lakeshore, Waterloo, ON. Listed for $749,000
HOMEH Estimate
$804,500
Estimated Sales Range
$635,555 - $973,445
HOMEH Estimate for 109 White Oak Place, Waterloo, North Lakeshore
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $249,000 over $500K
$49,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,953 | $20,897 | $17,826 | $0 |
=Total mortgage | $726,770 | $694,997 | $654,476 | $599,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,548monthly | $3,393monthly | $3,195monthly | $2,926monthly |
Land Transfer Tax
$11,455
$11,455
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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