
25 Central Street
Waterloo (Beechwood/University), ON N2L 3A5
- 4Bedrooms
- 2Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $5,500Tax
- 45×105 ftLot Size
- Estimated Value:$785,423See Free Estimate Report

Sale & Price History for 25 Central Street, Waterloo, Beechwood/University
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 25 Central Street, Waterloo, Beechwood/University
Summarized Description
- Beautifully updated century home in Uptown Waterloo
- Custom-designed kitchen with quartz countertops
- Original curved staircase adds character
- Versatile bedroom can serve as home office
- Bright sunroom with access to backyard
- Walking distance to restaurants and parks
- New hardwood flooring and high-efficiency HVAC
- Peaceful backyard with parking for two vehicles
Welcome to 25 Central Street, Waterloo-a beautifully updated century home offering timeless character, modern upgrades, and an unbeatable location in the heart of Uptown Waterloo. This charming 4-bedroom, 2-bathroom home boasts outstanding curb appeal with a spacious covered front porch, the perfect place to relax and enjoy the neighbourhood. Step inside and be welcomed by the home's stunning original curved staircase, setting the tone for the character and craftsmanship found throughout. To the right, the bright and inviting living room flows seamlessly into the formal dining room, creating an ideal space for everyday living and entertaining. Off the dining room, a second staircase leads to the upper level, adding both convenience and classic charm. The custom-designed kitchen has been thoughtfully renovated with quartz countertops, under-cabinet lighting, brand-new stainless steel appliances, and plenty of workspace. Just off the kitchen is a bright sunroom that provides additional living space and direct access to the peaceful backyard. The main floor also features a versatile bedroom that can easily serve as a home office, along with a convenient 3-piece bathroom. Upstairs you'll find three spacious bedrooms and an updated 4-piece bathroom. One of the upper bedrooms includes a staircase leading to the unfinished attic, offering excellent storage or future potential. Soaring 9-foot ceilings, new solid maple hardwood flooring, and new wood Thermopane windows throughout beautifully blend historic elegance with modern comfort. Additional updates include a recent high-efficiency forced air gas furnace and new central AC for year-round comfort. Outside, enjoy a quiet backyard complete with a garden shed and parking for two vehicles. Located in the centre of Uptown, this home is within walking distance of restaurants, shopping, Waterloo Park, Universities and countless other amenities. A rare opportunity to own a beautifully renovated character home in Waterloo!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,500
- Land Transfer Tax Fee
- $14,433
- Basement Type
- Walk-Out, Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Heater
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Property Features
- Park, Place Of Worship, School, Library, Other, Golf
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 45.00 ft
- Lot Depth
- 104.82 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Stove, Washer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bedroom—Second level
- Living Room—Main level
- Mud Room—Main level
- Foyer—Main level
- Bedroom—Main level
- Bedroom—Second level
- Kitchen—Main level
- Dining Room—Main level
- Primary Bedroom—Second level
- Bathroom—Main level
- Bathroom—Second level
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- Waterloo
- Neighbourhood
- Beechwood/University
- Main cross streets
- Central street and King street
- Zoning
- RC1
- Directions
- King Street to Central Street
- MLS® number
- X13792160
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-16
- Updated on
- 2026-09-16
- Days on market
- 29 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE WOLLE REALTY
Home Market Value
Current home valuation for 25 Central Street, Waterloo, Beechwood/University, Waterloo, ON. Listed for $897,888
HOMEH Estimate
$785,423
Estimated Sales Range
$620,484 - $950,362
HOMEH Estimate for 25 Central Street, Waterloo, Beechwood/University
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $397,888 over $500K
$64,789
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $33,294 | $25,051 | $21,370 | $0 |
=Total mortgage | $865,636 | $833,150 | $784,575 | $718,310 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,226monthly | $4,068monthly | $3,831monthly | $3,507monthly |
Land Transfer Tax
$14,433
$14,433
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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