Listed for:Listed 29 days ago
$897,888

25 Central Street

Waterloo (Beechwood/University), ON N2L 3A5

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 25 Central Street, Waterloo, Beechwood/University

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 25 Central Street, Waterloo, Beechwood/University

Summarized Description

  • Beautifully updated century home in Uptown Waterloo
  • Custom-designed kitchen with quartz countertops
  • Original curved staircase adds character
  • Versatile bedroom can serve as home office
  • Bright sunroom with access to backyard
  • Walking distance to restaurants and parks
  • New hardwood flooring and high-efficiency HVAC
  • Peaceful backyard with parking for two vehicles

Welcome to 25 Central Street, Waterloo-a beautifully updated century home offering timeless character, modern upgrades, and an unbeatable location in the heart of Uptown Waterloo. This charming 4-bedroom, 2-bathroom home boasts outstanding curb appeal with a spacious covered front porch, the perfect place to relax and enjoy the neighbourhood. Step inside and be welcomed by the home's stunning original curved staircase, setting the tone for the character and craftsmanship found throughout. To the right, the bright and inviting living room flows seamlessly into the formal dining room, creating an ideal space for everyday living and entertaining. Off the dining room, a second staircase leads to the upper level, adding both convenience and classic charm. The custom-designed kitchen has been thoughtfully renovated with quartz countertops, under-cabinet lighting, brand-new stainless steel appliances, and plenty of workspace. Just off the kitchen is a bright sunroom that provides additional living space and direct access to the peaceful backyard. The main floor also features a versatile bedroom that can easily serve as a home office, along with a convenient 3-piece bathroom. Upstairs you'll find three spacious bedrooms and an updated 4-piece bathroom. One of the upper bedrooms includes a staircase leading to the unfinished attic, offering excellent storage or future potential. Soaring 9-foot ceilings, new solid maple hardwood flooring, and new wood Thermopane windows throughout beautifully blend historic elegance with modern comfort. Additional updates include a recent high-efficiency forced air gas furnace and new central AC for year-round comfort. Outside, enjoy a quiet backyard complete with a garden shed and parking for two vehicles. Located in the centre of Uptown, this home is within walking distance of restaurants, shopping, Waterloo Park, Universities and countless other amenities. A rare opportunity to own a beautifully renovated character home in Waterloo!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,500
Land Transfer Tax Fee
$14,433

Basement Type
Walk-Out, Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Porch
Pool
None
Property Features
Park, Place Of Worship, School, Library, Other, Golf

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
45.00 ft
Lot Depth
104.82 ft
Lot Shape
Irregular

Inclusions

Inclusions
Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Stove, Washer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom—
    Second level
  • Living Room—
    Main level
  • Mud Room—
    Main level
  • Foyer—
    Main level
  • Bedroom—
    Main level
  • Bedroom—
    Second level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Main level
  • Bathroom—
    Second level

Washrooms

  • 3-piece, Main
  • 4-piece, Second

Municipality
Waterloo
Neighbourhood
Beechwood/University
Main cross streets
Central street and King street
Zoning
RC1
Directions
King Street to Central Street

MLS® number
X13792160
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-16
Updated on
2026-09-16
Days on market
29 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE WOLLE REALTY

Home Market Value

Current home valuation for 25 Central Street, Waterloo, Beechwood/University, Waterloo, ON. Listed for $897,888

HOMEH Estimate

?

$785,423

Estimated Sales Range

?

$620,484 - $950,362

HOMEH Estimate for 25 Central Street, Waterloo, Beechwood/University

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$785,423Medium confidence
Based on 5 comparable properties
+ $112,465 (14%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Waterloo, ON
Minimum Down Payment Required:7.2%

5% on first $500K + 10% on $397,888 over $500K

Minimum down payment

$64,789

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$33,294$25,051$21,370$0
=Total mortgage
$865,636$833,150$784,575$718,310
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,226monthly$4,068monthly$3,831monthly$3,507monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$14,433

Total Land Transfer Tax

$14,433

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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