
42 Central Street
Waterloo, ON N2L 3A6
- 3+3Bedrooms
- 2Bathrooms
- 5Parking
- 1100–1500Sq Ft
- $5,484Tax
- 60×100 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 42 Central Street, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-01-24 | 2025-02-03 | Login to See Prices | Sold | x11940142 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 42 Central Street, Waterloo
**SOLD FIRM. Awaiting Depost. ** Welcome to 42 Central Street! This charming property offers over 2,200 finished square feet across two levels, featuring modern updates and a flexible layout. Recent updates include a new, stylish main unit kitchen, complete with a generous amount of contemporary white cabinetry, a completely renovated lower level three piece bathroom, four newly installed front windows as well as some newer flooring. The daylight basement boasts heat ducts in the floors, enhancing comfort throughout. Abundance of parking with long, double wide driveway. Nestled in the prestigious Albert-MacGregor Conservation District, this home is a perfect example of "Ranch-style architecture in sleek modern white brick"a must-see for architectural enthusiasts. The current layout consists of two, separate, three bedroom units legally duplexed by building permit in 2001. Each unit has a recently approved rental license. Note new washing machine and new fridge. With its unbeatable location just steps from Uptown Waterloo, mere seconds from Waterloo Park, and walking distance to Wilfrid Laurier University (WLU) and the University of Waterloo (UW), this home offers unparalleled convenience. You will also find an abundance of shops, restaurants, and bars nearby, making it ideal for those who enjoy urban city living. This property checks all the boxes for a variety of buyers: first-time homeowners looking for a mortgage helper, university or tech employees who want to live close to work, parents searching for a prime location for their university-bound children, or investors seeking a strong rental opportunity in one of Ontario's most desirable markets. Available for May closing! Don't miss out on this incredible opportunityschedule a private showing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,484
- Land Transfer Tax Fee
- $14,473
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Water Heater, Accessory Apartment, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
- Security Features
- Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch, Year Round Living
- Pool
- None
- Property Features
- Public Transit, Arts Centre, Place Of Worship, School, Rec./Commun.Centre, Library
Building
- Building Type
- Multiplex
- Building Style
- Bungalow-Raised
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Heritage
Lot
- Lot Front
- 60.15 ft
- Lot Depth
- 99.52 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- 2 Fridges, 2 Stoves, 1 Washing Machine, 1 Dryer, Gas Fire Place "as is"
Exclusions
- Exclusions
- Tenants' Possessions
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 3
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Bathroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Primary Bedroom—Main level
- Kitchen—Main level
- Living Room—Main level
- Bathroom—Basement level
- Bedroom—Basement level
- Bedroom 4—Basement level
- Bedroom 5—Basement level
- Kitchen—Basement level
- Utility Room—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- Waterloo
- Main cross streets
- Near Corner of Albert Street and Central Street, Two Minute Walk to WLU Main Campus
- Zoning
- RC1
- MLS® number
- X11940142
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-02-03
- Listed on
- 2025-01-24
- Days on market
- 10 days
- Possession date
- 2025-09-02
- Possession type
- September 2, 2025
- Co-op commission
- 2.0% + HST
- Seller
- Listed by
- ROYAL LEPAGE WOLLE REALTY
Home Market Value
Current home valuation for 42 Central Street, Waterloo, , . Listed for $899,900
HOMEH Estimate
—
Estimated Sales Range
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HOMEH Estimate for 42 Central Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $399,900 over $500K
$64,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $33,368 | $25,107 | $21,418 | $0 |
=Total mortgage | $867,575 | $835,017 | $786,333 | $719,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,236monthly | $4,077monthly | $3,839monthly | $3,515monthly |
Land Transfer Tax
$14,473
$14,473
Around this home
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