Listed for:Listed Aug 1, 2026
$298,000

Unit 710, 321 Spruce Street

Waterloo (Beechwood/University), ON N2L 0G4

Condo Apartment For Sale
U Plus exteriorU Plus7 storeys, 68 suites, built 2018
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for Unit 710, 321 Spruce Street, Waterloo, Beechwood/University

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 710, 321 Spruce Street, Waterloo, Beechwood/University

Summarized Description

  • Modern two-level loft in Waterloo's urban core
  • Open-concept design with abundant natural light
  • Private loft bedroom and flexible den space
  • Dual full bathrooms for convenience
  • Steps from major universities and amenities
  • Ideal for students and young professionals
  • Contemporary kitchen with stainless steel appliances
  • Vibrant location with cafés and shopping nearby

Urban Loft CondoModern two-level loft-style condo in the heart of Waterloo, steps from the University of Waterloo, Wilfrid Laurier University, and Conestoga College. This bright 1-bedroom + den (or second bedroom), 2-bathroom loft suite features an open-concept main floor with soaring windows and abundant natural light. The contemporary kitchen offers stainless steel appliances and flows into a spacious living area ideal for studying, relaxing, or entertaining. Upstairs, the private loft primary bedroom is complemented by a flexible den that serves as a second bedroom or home office. Dual full bathrooms (one on each level) and in-suite laundry provide everyday convenience.Located in Waterloo's vibrant urban core, enjoy cafés, restaurants, shopping, parks, and transit all within walking distance. Perfect for students or young professionals seeking style, flexibility, and an unbeatable location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,084
Land Transfer Tax Fee
$2,945

Condo/Maintenance Fee

Maintenance Fee
$746 /month

Included In Maintenance Fee

  • Heat Included

Basement Type
None

Interior Features

Pets Permitted
No
Laundry Features
Ensuite
Interior Extras
Built-In Oven, Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
None

Building Amenities

  • Bus Ctr (WiFi Bldg)
  • Concierge
  • Exercise Room
  • Gym
  • Recreation Room

Building

Building Type
Condo Apartment
Building Style
Apartment
Approx Age
0-5
Condo Corp Number
646

Construction

Exposure
North
Exterior Finish
Concrete
Special Designation
Unknown

Parking & Garages

Garage Type
Underground
Garage Spaces
0
Parking Type
None
Parking Spaces
0
Total Garage And Parking Spaces
0

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
1 + 1
Washrooms
2
Kitchens
1

Washrooms

  • 3-piece, Lower
  • 3-piece, Upper

Area
Waterloo
Municipality
Waterloo
Neighbourhood
Beechwood/University
Main cross streets
University Ave W & King St N
Directions
University Ave W & King St N

MLS® number
X13629528
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-01
Updated on
2026-08-02
Days on market
75 days
Possession date
2026-09-01
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
CENTURY 21 MYPRO REALTY

Home Market Value

Current home valuation for Unit 710, 321 Spruce Street, Waterloo, Beechwood/University, Waterloo, ON. Listed for $298,000

HOMEH Estimate

?

$308,033

Estimated Sales Range

?

$243,346 - $372,720

HOMEH Estimate for Unit 710, 321 Spruce Street, Waterloo, Beechwood/University

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$308,033Medium confidence
Based on 3 comparable properties
− $10,033 (3%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Waterloo, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$14,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$11,324$8,314$7,092$0
=Total mortgage
$294,424$276,514$260,392$238,400
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,438monthly$1,350monthly$1,271monthly$1,164monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$2,945

Total Land Transfer Tax

$2,945

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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