
326 Cochrane Street
Whitby (Rural Whitby), ON L1N 5J3
- 3+1Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $6,429Tax
- 69×136 ftLot Size
- Estimated Value:$825,834See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 326 Cochrane Street, Whitby, Rural Whitby
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About 326 Cochrane Street, Whitby, Rural Whitby
Summarized Description
- Beautifully maintained all-brick bungalow on a large lot.
- Custom closet systems in front hall and primary bedroom.
- Finished basement with additional bedroom and recreation room.
- Oversized backyard for entertaining or gardening.
- Potential for in-law suite or rental apartment.
- Located near top-tier elementary school and amenities.
- Room to grow and possibilities for future expansion.
Welcome to 326 Cochrane Street - where charm, space, and opportunity can come together. Rarely offered, this beautifully maintained all-brick bungalow sits on an impressive 69 x 136 ft. lot, perfectly positioned between Downtown Whitby and Lynde Creek. It's the kind of home that gives you room to grow, space to gather, and possibilities for the future. Inside, the bright main floor offers 3 bedrooms, inviting living spaces, and thoughtful updates, including custom closet systems in the front hall and primary bedroom (2026). The finished basement adds even more flexibility with an additional bedroom, office, large recreation room, playroom/den, and brand-new carpeting (2026). With its existing layout, it could also be converted into an in-law suite or income-generating apartment - perfect for multi-generational living or future rental potential. Outside, the oversized backyard offers endless possibilities - whether you're dreaming of entertaining, gardening, creating the ultimate family retreat, or even building a future addition to take advantage of the expansive lot. Across from a top-tier elementary school, minutes from Downtown Whitby, parks, shops, cafes, groceries, GO Transit and Highway 401. This isn't just a house - it's a place to put down roots, make memories, and build your future.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,429
- Land Transfer Tax Fee
- $12,475
Rental Items
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Separate Entrance, Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- In-Law Capability, Primary Bedroom - Main Floor
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Library, Public Transit, School, School Bus Route
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 69.00 ft
- Lot Depth
- 136.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge in kitchen and utility room, Stove, Dishwasher, Microwave, Washer, Dryer, All light fixtures, Curtain rods, Window coverings in basement
Exclusions
- Exclusions
- Hot water heater, Air conditioner
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Recreation—Basement level
- Den—Basement level
- Dining Room—Main level, Hardwood Floor
- Utility Room—Basement level
- Living Room—Main level, Hardwood Floor, Combined w/Dining
- Bathroom—Basement level, 3 Pc Bath
- Bedroom 2—Main level
- Kitchen—Main level
- Primary Bedroom—Main level
- Office—Basement level, French Doors
- Bedroom 4—Basement level
- Bathroom—Main level, 4 Pc Bath
- Bedroom 3—Main level
Washrooms
- 4-piece, Ground
- 3-piece, Basement
- Municipality
- Whitby
- Neighbourhood
- Rural Whitby
- Main cross streets
- Cochrane Street & Dundas Street
- Zoning
- R1
- Directions
- Head East on Dundas Street W and Turn Left on Cochrane Street
- MLS® number
- E13870474
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-14
- Listed on
- 2026-10-06
- Days on market
- 8 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- COLDWELL BANKER ELECTRIC REALTY
Home Market Value
Current home valuation for 326 Cochrane Street, Whitby, Rural Whitby, Whitby, ON. Listed for $799,999
HOMEH Estimate
$825,834
Estimated Sales Range
$652,409 - $999,259
HOMEH Estimate for 326 Cochrane Street, Whitby, Rural Whitby
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $299,999 over $500K
$55,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $29,792 | $22,320 | $19,040 | $0 |
=Total mortgage | $774,591 | $742,319 | $699,039 | $639,999 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,782monthly | $3,624monthly | $3,413monthly | $3,125monthly |
Land Transfer Tax
$12,475
$12,475
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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