Sold for:Sold Jun 1, 2026
$629,900

632 Waterloo Street S

Cambridge (Preston Centre), ON N3H 1P5

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 632 Waterloo Street S, Cambridge, Preston Centre

2026-05-29
2026-06-01
Sold
Price
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MLS#
x13212382
2026-05-11
2026-05-29
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 632 Waterloo Street S, Cambridge, Preston Centre

Summarized Description

  • Beautiful brick bungalow in quiet Preston neighbourhood
  • Updated kitchen and sun-filled living room
  • Finished basement with in-law suite potential
  • Fenced backyard with entertainer's patio
  • Detached garage and parking for 4 vehicles
  • Close to schools, parks, and public transit
  • New windows and insulation for energy efficiency

Beautiful brick bungalow located in a quiet Preston neighbourhood just steps away from walking trails and the Grand River. Offering a detached garage (w/hydro) and parking for up to 4 vehicles, this carpet-free home features a main level with an updated kitchen, sun-filled living room, 3 generous sized bedrooms, and a 4-pc bath. The basement offers a large finished rec room with pot lights, a 2nd full bathroom, and multiple storage areas. The basement also has a separate entrance door, which would allow for an easy in-law suite conversion if desired. The large, fully fenced backyard features an entertainer's patio that provides the perfect place for family gatherings this summer. Neighbouring onto Preston High School, the home's terrific location also provides quick access to Highway 401, public transit, River Side Park, multiple elementary schools, and a wide variety of other popular local amenities! Additional Info: New Front Windows (2024), New Back Door (2024), Replaced Back Windows (2017), Spray Foam Insulation Installed in Basement (2017), Brand New Washer (2026).

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,829
Land Transfer Tax Fee
$9,073

Rental Items

Rental Equipment
Hot Water Tank (Reliance)
Under Contract
Hot Water Heater

Basement Type
Partially Finished, Full

Interior Features

Interior Extras
Water Softener
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Hospital, Fenced Yard

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
52.67 ft
Lot Depth
132.00 ft
Lot Size
132 x 52
Lot Size Code
132 x 52

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer/Dryer, Water Softener All Existing Light Fixtures

Exclusions

Exclusions
Curtains in the Master Bedroom

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Living Room10ft. 11in. X 13ft. 4in.
    Main level
  • Kitchen11ft. 11in. X 12ft. 8in.
    Main level
  • Bedroom9ft. 7in. X 8ft. 11in.
    Main level
  • Bedroom9ft. 7in. X 8ft. 9in.
    Main level
  • Primary Bedroom9ft. 10in. X 10ft. 11in.
    Main level
  • Bathroom9ft. 10in. X 5ft. 8in.
    Main level
  • Recreation10ft. 10in. X 20ft. 8in.
    Basement level
  • Bathroom9ft. 1in. X 8ft. 3in.
    Basement level
  • Utility Room—
    Basement level

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
Cambridge
Neighbourhood
Preston Centre
Main cross streets
King / Waterloo
Zoning
RES
Directions
King St/Rose St to Waterloo St S
Waterfront
None

MLS® number
X13212382
Data source
Toronto Regional Real Estate Board
Status change
2026-06-01
Listed on
2026-05-29
Days on market
3 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
Town Or Country Real Estate (Halton) Ltd., Brokerage

Home Market Value

Current home valuation for 632 Waterloo Street S, Cambridge, Preston Centre, Cambridge, ON. Listed for $629,900

HOMEH Estimate

?

$708,000

Estimated Sales Range

?

$559,320 - $856,680

HOMEH Estimate for 632 Waterloo Street S, Cambridge, Preston Centre

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$708,000Medium confidence
Based on 10 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $129,900 over $500K

Minimum down payment

$37,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,659$17,574$14,992$0
=Total mortgage
$615,135$584,484$550,407$503,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,003monthly$2,854monthly$2,687monthly$2,460monthly
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Land Transfer Tax

Provincial

$9,073

Total Land Transfer Tax

$9,073

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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