Listed for:Listed Aug 28, 2026
$429,900

Unit 112, 85 Spruce Street

Cambridge (East Galt), ON N1R 4K4

Condo Apartment For Sale
The Spruce Street Lofts exteriorThe Spruce Street Lofts2 storeys, 27 suites, built 2009
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for Unit 112, 85 Spruce Street, Cambridge, East Galt

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 112, 85 Spruce Street, Cambridge, East Galt

Summarized Description

  • Stunning loft with 16ft ceilings and expansive windows
  • Polished concrete floors and exposed brick details
  • Chef's kitchen with granite countertops and custom cabinetry
  • Unique loft space currently used as a gym
  • Private ensuite in the upper primary suite
  • Convenient in-suite laundry and outdoor parking
  • Located steps from downtown and local amenities
  • Converted from a historic fabric weaving factory

MODERN LOFT LIVING! Welcome to this stunning loft, where soaring 16ft ceilings and expansive windows create a bright, airy ambiance. Featuring polished concrete floors, exposed brick, ducts, pipes, and iron columns, this space seamlessly blends original character with modern sophistication. Set within a 1910 fabric weaving factory stylishly converted into loft-style residences, Unit #112 offers over 1,250 sqft of thoughtfully designed living space. This one-bedroom plus den unit includes two full bathrooms, with the upper primary suite featuring a private ensuite. The kitchen is a chef's dream, boasting an eat-in island, granite countertops, under-cabinet lighting, custom cabinetry, and stainless steel appliances. Above the den, a unique loft space-currently used as a gym-offers endless possibilities, from a cozy reading nook to a creative retreat. Additional conveniences include in-suite laundry, a private front door entry, one outdoor parking space, and a storage unit. Building amenities include a gym and party room. Perfectly located just steps from downtown, enjoy locally roasted coffee, boutique shops, the library, and a leisurely walk across the Grand River Pedestrian Bridge. You'll also find Gaslight and Spruce Park mere minutes away. Experience the perfect blend of history, charm, and modern living-this loft is truly one of a kind!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,274
Land Transfer Tax Fee
$5,073

Condo/Maintenance Fee

Maintenance Fee
$819 /month

Included In Maintenance Fee

  • Common Elements Included
  • Parking Included
  • Building Insurance Included

Rental Items

Rental Equipment
Hot Water Heater

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Laundry Level
Main Level
Interior Extras
Water Softener
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
None

Building Amenities

  • Party Room/Meeting Room
  • Exercise Room

Building

Building Type
Condo Apartment
Building Style
2-Storey
Approx Age
16-30
Condo Corp Number
487

Construction

Exposure
West
Exterior Finish
Brick
Special Designation
Unknown

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
Owned
Parking Spaces
1
Total Garage And Parking Spaces
1

Lockers

Locker Type
Owned
Locker Number
56

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
1
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Den2.39 x 3.20
    Main level
  • Dining Room2.87 x 6.50
    Main level
  • Bedroom6.22 x 5.00
    Second level
  • Kitchen3.63 x 3.92
    Main level
  • Living Room3.48 x 6.96
    Main level

Washrooms

  • 3-piece, Main
  • 4-piece, Second

Area
Cambridge
Municipality
Cambridge
Neighbourhood
East Galt
Main cross streets
Dundas Street N
Zoning
RM3
Directions
DUNDAS STREET N

MLS® number
X13723450
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-28
Updated on
2026-09-15
Days on market
48 days
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
RE/MAX TWIN CITY FAISAL SUSIWALA REALTY

Home Market Value

Current home valuation for Unit 112, 85 Spruce Street, Cambridge, East Galt, Cambridge, ON. Listed for $429,900

HOMEH Estimate

?

$466,095

Estimated Sales Range

?

$368,215 - $563,975

HOMEH Estimate for Unit 112, 85 Spruce Street, Cambridge, East Galt

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$466,095Medium confidence
Based on 3 comparable properties
− $36,195 (8%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$21,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,336$11,994$10,232$0
=Total mortgage
$424,741$398,904$375,647$343,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,074monthly$1,948monthly$1,834monthly$1,679monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,073

Total Land Transfer Tax

$5,073

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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