
22 Elgin Street
Kawartha Lakes (Lindsay), ON K9V 3W1
- 4Bedrooms
- 3Bathrooms
- 0Garage
- 2000–2500Sq Ft
- $4,454Tax
- 62×199 ftLot Size
- Estimated Value:$709,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 22 Elgin Street, Kawartha Lakes, Lindsay
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-17 | 2026-07-31 | Login to See Prices | Sold | x13455794 |
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About 22 Elgin Street, Kawartha Lakes, Lindsay
Summarized Description
- Timeless all-brick Heritage home with modern updates.
- Four spacious bedrooms and three bathrooms.
- Updated eat-in kitchen with fireplace.
- Inground pool and charming pool house.
- New heat pump for efficient heating and cooling.
- Exceptional natural light and soaring ceilings.
- Fully fenced yard with outdoor living spaces.
- Charming primary suite with updated ensuite.
Nestled in the heart of Lindsay, this timeless all-brick Heritage home blends historic charm with thoughtful modern updates. Offering 4 spacious bedrooms and 3 bathrooms, this beautifully decorated residence showcases character, warmth, and exceptional natural light throughout. Ten new windows enhance efficiency while highlighting stunning architectural features, including soaring ceilings and impressive palatial windows.The elegant dining room is a true showpiece, complete with a gas fireplace, dramatic ceiling height, and expansive windows that create an inviting setting for entertaining. The living room features a built-in library and oversized windows that flood the space with warm southwest light.Upstairs, you'll find four generously sized bedrooms, including a charming primary suite with oak flooring, a newly updated 2-piece ensuite, and a built-in closet. Comfort is enhanced year-round with a new heat pump providing efficient heating and cooling, while the hot water radiant system remains the primary heat source, complemented by two fireplaces.The updated eat-in kitchen offers its own fireplace and multiple dining options, with seamless access to outdoor living. Step out to the rear deck-perfect for alfresco dining-or relax on the newly finished lower deck overlooking the backyard retreat.Outside, the fully fenced yard is truly exceptional, featuring an inground pool, charming pool house, and a garden shed. Thoughtful upgrades include a new back deck railing and well-designed lounging areas, creating the perfect space for entertaining or relaxing on warm summer days.At the front of the home, a covered porch complete with a classic porch swing and cozy conversation area provides a peaceful place to unwind.A rare opportunity to own a stunning Heritage home offering exceptional indoor and outdoor living in a truly special setting.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,454
- Land Transfer Tax Fee
- $11,673
- Basement Type
- Crawl Space, Partial Basement, Unfinished
Interior Features
- Interior Extras
- Carpet Free, Water Heater Owned
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric, Living Room, Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Privacy, Porch, Year Round Living
- Pool
- Inground
- Property Features
- Fenced Yard, Hospital, Library, Park, Place Of Worship, Public Transit
- Other Structures
- Fence - Full, Garden Shed, Other
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Heritage
Lot
- Lot Front
- 62.01 ft
- Lot Depth
- 198.82 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Existing Appliances-fridge, stove, dishwasher, microwave, washer/dryer both new in '24. Existing light fixtures (see 2 exceptions under exclusions). Existing window coverings incl custom roman blinds in kitchen new in'25. Existing pool equipment-motorized pool cleaner, pool cover new in '23.
Exclusions
- Exclusions
- Dining Room Light-will be replaced; Primary Bdrm Ceiling Fan will be replaced with light before closing. Small white dresser inside closet in Primary Bdrm
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Heat Pump
- Air Conditioning
- Other
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Bathroom—Second level, 3 Pc Bath
- Bathroom—Second level, 2 Pc Bath
- Dining Room—Main level, Hardwood Floor, Gas Fireplace
- Den—Main level, Combined w/Dining, Gas Fireplace
- Living Room—Main level, Hardwood Floor, B/I Bookcase, Overlooks Frontyard
- Kitchen—Main level, B/I Dishwasher, Centre Island, Eat-in Kitchen
- Bathroom—Main level, 3 Pc Bath, West View
- Primary Bedroom—Second level, Hardwood Floor, B/I Closet, 2 Pc Ensuite
- Bedroom 2—Second level, Hardwood Floor, Walk-In Closet(s), East View
- Bedroom 3—Second level, Hardwood Floor, West View
- Bedroom 4—Second level, West View, Hardwood Floor
- Laundry—Basement level, B/I Shelves
Washrooms
- 3-piece, Main
- 2-piece, Second
- 4-piece, Second
- Municipality
- Kawartha Lakes
- Neighbourhood
- Lindsay
- Main cross streets
- William St N and Elgin St W
- Directions
- William St N and Elgin St W
- MLS® number
- X13455794
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-31
- Listed on
- 2026-06-17
- Days on market
- 44 days
- Possession date
- 2026-08-06
- Possession type
- 30-59 days
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- COLDWELL BANKER - R.M.R. REAL ESTATE
Home Market Value
Current home valuation for 22 Elgin Street, Kawartha Lakes, Lindsay, Kawartha Lakes, ON. Listed for $759,900
HOMEH Estimate
$709,500
Estimated Sales Range
$560,505 - $858,495
HOMEH Estimate for 22 Elgin Street, Kawartha Lakes, Lindsay
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $259,900 over $500K
$50,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $28,329 | $21,201 | $18,086 | $0 |
=Total mortgage | $736,556 | $705,111 | $664,001 | $607,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,596monthly | $3,443monthly | $3,242monthly | $2,968monthly |
Land Transfer Tax
$11,673
$11,673
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