
164 Elgin Street E
Oshawa (O'Neill), ON L1G 1T3
- 5Bedrooms
- 3Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $4,868Tax
- 40×132 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 164 Elgin Street E, Oshawa, O'Neill
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-06-25 | 2025-09-25 | Login to See Prices | Expired | e12245715 |
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About 164 Elgin Street E, Oshawa, O'Neill
Welcome to this beautifully and recently fully renovated 2.5-storey single-family home, divided into two self-contained units ideal for extended families or investors. The entire property has been fully remodelled from top to bottom with brand-new materials, updated fixtures, and quality finishes throughout. The main floor unit features a spacious open-concept living, and dining area and an updated kitchen. A large master bedroom with a custom wall-to-wall closet organizer system and two glass doors leading to a private patio overlooking the backyard. A second room currently used as an office, and a stylish 3-piece bathroom with a stand-up shower. The upper unit spans the second and third floors, offering a bright open-concept kitchen and living room with built-in shelving, a spacious second-floor bedroom with a double closet and built-ins, and a beautifully updated 4-piece bathroom. The third floor has two additional bedrooms and an all-tiled bathroom with a glass-enclosed shower. A two-year-old ductless mini-split system provides efficient cooling for the third level during hot summer months. The basement has been professionally waterproofed and includes a sump pump for added protection. The home sits on a large lot with a generously sized backyard and a detached garage currently used for storage. Additional Highlights include two-year-old appliances, and move-in-ready spaces that blend modern comfort with character. Short walk to Costco, major shopping centres, and everyday amenities. Its also conveniently close to schools, Durham College, Ontario Tech University, parks, and public transit making it ideal for families, students, or commuters.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,868
- Land Transfer Tax Fee
- $13,473
- Basement Type
- Unfinished
Interior Features
- Interior Extras
- Water Heater Owned, Sump Pump
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.25 ft
- Lot Depth
- 132.00 ft
- Lot Size
- 5313
Inclusions
- Inclusions
- Upper level: washer dryer, fridge, stove, microwave, dishwasher. Lower level: washer dryer, fridge, stove, microwave, dishwasher. Washer in the basement.
Exclusions
- Exclusions
- Fridge in the basement, front hall ceiling lamp and all personnal items
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 9
- Total Garage And Parking Spaces
- 10
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 5
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level, Combined w/Dining, Open Concept, Large Window
- Dining Room—Main level, Combined w/Family, Combined w/Kitchen, Open Concept
- Kitchen—Main level, Combined w/Dining, Open Concept, Backsplash
- Primary Bedroom—Main level, Glass Doors, Overlooks Backyard, Closet Organizers
- Bedroom—Main level, Hardwood Floor, B/I Shelves
- Bathroom—Main level, Tile Floor
- Living Room—Second level, Open Concept, Combined w/Living, Hardwood Floor
- Kitchen—Second level, Open Concept, Combined w/Living, Hardwood Floor
- Bedroom—Second level, Closet, Hardwood Floor
- Bathroom—Second level, 4 Pc Bath, Tile Floor
- Bedroom—Third level, Large Window, Closet
- Bedroom—Third level, Above Grade Window, Closet
- Bathroom—Third level, Tile Floor
Washrooms
- 3-piece, Main
- 4-piece, Second
- 3-piece, Third
- Municipality
- Oshawa
- Neighbourhood
- O'Neill
- Main cross streets
- Mary St N / Adelaide Ave E
- Directions
- Mary St N / Adelaide Ave E
- MLS® number
- E12245715
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-09-25
- Listed on
- 2025-06-25
- Days on market
- 92 days
- Possession date
- 2025-09-25
- Possession type
- 60-89 days
- Co-op commission
- 2.5
- Seller
- Listed by
- RIGHT AT HOME REALTY
Home Market Value
Current home valuation for 164 Elgin Street E, Oshawa, O'Neill, Oshawa, ON. Listed for $849,900
HOMEH Estimate
—
Estimated Sales Range
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HOMEH Estimate for 164 Elgin Street E, Oshawa, O'Neill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $349,900 over $500K
$59,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $31,582 | $23,712 | $20,228 | $0 |
=Total mortgage | $821,139 | $788,622 | $742,643 | $679,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,009monthly | $3,850monthly | $3,626monthly | $3,320monthly |
Land Transfer Tax
$13,473
$13,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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