Listed for:Listed 13 days ago
$699,000

128 Elgin Street E

Oshawa (O'Neill), ON L1G 1T3

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 128 Elgin Street E, Oshawa, O'Neill

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 128 Elgin Street E, Oshawa, O'Neill

Summarized Description

  • Legal duplex with strong rental income potential.
  • Large 7 plus 1 bedroom layout for versatility.
  • Located near Costco, shopping, and restaurants.
  • Easy access to Hwy 401 for commuting.
  • Cash positive investment opportunity.
  • Includes a basement apartment for additional income.
  • 2.5 story design offers ample living space.

Client Remarks***Legal Duplex***This Large 7 Plus 1 bedroom "CASH POSITIVE!" 2.5 Story Great income and a Great Investment! Main Floor Features Living Room, Kitchen & 2 Bedrooms, 2nd Floor Has 2 More Bedrooms And Living Space, 3rd Floor Has Family Room And Another Bedroom. Basement Apartment. Amenities near by: Costco, Shopping, Restaurants & Entertainment. Easy Access To Hwy 401 Straight Down Ritson

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,678
Land Transfer Tax Fee
$10,455

Basement Type
Finished, Separate Entrance

Interior Features

Interior Extras
Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
29.41 ft
Lot Depth
134.89 ft
Lot Size
29.41 x 134.89 Feet
Lot Size Code
29.41 x 134.89 Feet

Exclusions

Exclusions
Tenants Possessions

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
7 + 1
Washrooms
4
Kitchens
4

Room sizes

  • Living Room4.79 x 3.56
    Main level
  • Bedroom4.16 x 3.82
    Basement level
  • Bedroom4.89 x 3.36
    Third level
  • Living Room6.37 x 4.90
    Third level
  • Bedroom4.58 x 3.07
    Main level
  • Living Room4.83 x 3.64
    Basement level
  • Kitchen3.66 x 2.93
    Basement level
  • Bedroom4.79 x 3.13
    Second level
  • Bedroom3.51 x 2.96
    Main level
  • Kitchen4.17 x 3.05
    Main level
  • Living Room4.84 x 4.35
    Second level
  • Bedroom3.57 x 2.91
    Second level

Washrooms

  • 4-piece, Main
  • 2-piece, Second
  • 3-piece, Third
  • 4-piece, Basement

Area
Oshawa
Municipality
Oshawa
Neighbourhood
O'Neill
Main cross streets
Mary & Adelaide
Directions
Elgin off Division

MLS® number
E13854902
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-02
Updated on
2026-10-02
Days on market
13 days
Possession date
2026-10-30
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
RE/MAX ULTIMATE REALTY INC.

Home Market Value

Current home valuation for 128 Elgin Street E, Oshawa, O'Neill, Oshawa, ON. Listed for $699,000

HOMEH Estimate

?

$700,000

Estimated Sales Range

?

$695,000 - $710,000

HOMEH Estimate for 128 Elgin Street E, Oshawa, O'Neill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$700,000Low confidence
Based on 1 comparable property
− $1,000 (0%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Oshawa, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,000 over $500K

Minimum down payment

$44,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,143$19,502$16,636$0
=Total mortgage
$679,708$648,602$610,786$559,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,319monthly$3,167monthly$2,982monthly$2,730monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$10,455

Total Land Transfer Tax

$10,455

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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