
128 Elgin Street E
Oshawa (O'Neill), ON L1G 1T3
- 7+1Bedrooms
- 4Bathrooms
- 0Garage
- 2000–2500Sq Ft
- $4,678Tax
- 29×135 ftLot Size
- Estimated Value:$700,000See Free Estimate Report

Sale & Price History for 128 Elgin Street E, Oshawa, O'Neill
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 128 Elgin Street E, Oshawa, O'Neill
Summarized Description
- Legal duplex with strong rental income potential.
- Large 7 plus 1 bedroom layout for versatility.
- Located near Costco, shopping, and restaurants.
- Easy access to Hwy 401 for commuting.
- Cash positive investment opportunity.
- Includes a basement apartment for additional income.
- 2.5 story design offers ample living space.
Client Remarks***Legal Duplex***This Large 7 Plus 1 bedroom "CASH POSITIVE!" 2.5 Story Great income and a Great Investment! Main Floor Features Living Room, Kitchen & 2 Bedrooms, 2nd Floor Has 2 More Bedrooms And Living Space, 3rd Floor Has Family Room And Another Bedroom. Basement Apartment. Amenities near by: Costco, Shopping, Restaurants & Entertainment. Easy Access To Hwy 401 Straight Down Ritson
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,678
- Land Transfer Tax Fee
- $10,455
- Basement Type
- Finished, Separate Entrance
Interior Features
- Interior Extras
- Carpet Free
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 29.41 ft
- Lot Depth
- 134.89 ft
- Lot Size
- 29.41 x 134.89 Feet
- Lot Size Code
- 29.41 x 134.89 Feet
Exclusions
- Exclusions
- Tenants Possessions
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 7 + 1
- Washrooms
- 4
- Kitchens
- 4
Room sizes
- Living Room4.79 x 3.56Main level
- Bedroom4.16 x 3.82Basement level
- Bedroom4.89 x 3.36Third level
- Living Room6.37 x 4.90Third level
- Bedroom4.58 x 3.07Main level
- Living Room4.83 x 3.64Basement level
- Kitchen3.66 x 2.93Basement level
- Bedroom4.79 x 3.13Second level
- Bedroom3.51 x 2.96Main level
- Kitchen4.17 x 3.05Main level
- Living Room4.84 x 4.35Second level
- Bedroom3.57 x 2.91Second level
Washrooms
- 4-piece, Main
- 2-piece, Second
- 3-piece, Third
- 4-piece, Basement
- Area
- Oshawa
- Municipality
- Oshawa
- Neighbourhood
- O'Neill
- Main cross streets
- Mary & Adelaide
- Directions
- Elgin off Division
- MLS® number
- E13854902
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-02
- Updated on
- 2026-10-02
- Days on market
- 13 days
- Possession date
- 2026-10-30
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- RE/MAX ULTIMATE REALTY INC.
Home Market Value
Current home valuation for 128 Elgin Street E, Oshawa, O'Neill, Oshawa, ON. Listed for $699,000
HOMEH Estimate
$700,000
Estimated Sales Range
$695,000 - $710,000
HOMEH Estimate for 128 Elgin Street E, Oshawa, O'Neill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,000 over $500K
$44,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,143 | $19,502 | $16,636 | $0 |
=Total mortgage | $679,708 | $648,602 | $610,786 | $559,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,319monthly | $3,167monthly | $2,982monthly | $2,730monthly |
Land Transfer Tax
$10,455
$10,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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