Listed for:Listed Jul 24, 2026
$724,000

401 Elgin St Street E

Oshawa (O'Neill), ON L1G 1V1

Detached House For Sale
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Sale & Price History for 401 Elgin St Street E, Oshawa, O'Neill

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 401 Elgin St Street E, Oshawa, O'Neill

Summarized Description

  • Well-kept detached house in Oshawa.
  • 3 bedrooms above ground, 1 in basement.
  • Upgraded kitchen and bathroom features.
  • New basement flooring installed in 2021.
  • 4 car parking spots with extended driveway.
  • Huge backyard perfect for family BBQs.
  • Quiet neighborhood close to amenities.
  • Move-in ready condition, ideal for families.

Very Well Kept North Facing Detached House In Quite Neighborhood Of Oshawa. This House Features 3 Bedrooms Above Ground & 1 Bedroom In Basement.Room On Main Floor For Convenience. Upgraded White Kitchen Cabinets. Upgraded Doors. Potlights & Living Area. Basement Features Side Entrance, 1 Bedroom, Kitchen & 3 Piece Washroom. Owned Hot Water, Newer Furnace, Vinyl Windows. Updated Upstairs Bathroom. New Basement Flooring (2021), Deck In Backyard (2023). New Extended Driveway, 4 Car Parking Spots. Enjoy BBQ In Huge Backyard With Your Family. Nestled In A Prime Oshawa Location Close To Schools, Parks, Shopping, And Transit,Costco. This Move-In-Ready Gem Is A Must-See.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,284
Land Transfer Tax Fee
$10,955

Basement Type
Finished, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
46.00 ft
Lot Depth
106.50 ft
Lot Size
46.00 x 106.50 Feet
Lot Size Code
46.00 x 106.50 Feet

Inclusions

Inclusions
S/S Fridge, Stove, Dishwasher, Washer, Dryer. White Stove, Fridge, Washer & Dryer In Basement. Hot Water Tank Owned.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 1
Washrooms
2
Kitchens
2

Room sizes

  • Laundry4.07 x 2.31
    Lower level
  • Bedroom 33.09 x 2.57
    Main level, Laminate, Overlooks Backyard, Closet
  • Bedroom 23.44 x 2.73
    Upper level, Closet
  • Kitchen5.34 x 3.04
    Main level, W/O To Deck, Overlooks Backyard, Laminate
  • Recreation5.24 x 3.08
    Lower level, Broadloom
  • Living Room4.64 x 3.70
    Main level, Large Window, Formal Rm, Laminate
  • Primary Bedroom4.26 x 3.45
    Upper level, Closet

Washrooms

  • 3-piece, Upper
  • 3-piece, Lower

Area
Oshawa
Municipality
Oshawa
Neighbourhood
O'Neill
Main cross streets
Ritson & Adelaide
Directions
Ritson & Adelaide

MLS® number
E13604454
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-24
Updated on
2026-08-09
Days on market
84 days
Possession type
Flexible
Co-op commission
2.5%+HST
Seller
Listed by
RE/MAX REAL ESTATE CENTRE INC.

Home Market Value

Current home valuation for 401 Elgin St Street E, Oshawa, O'Neill, Oshawa, ON. Listed for $724,000

HOMEH Estimate

?

$565,147

Estimated Sales Range

?

$495,147 - $745,990

HOMEH Estimate for 401 Elgin St Street E, Oshawa, O'Neill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$565,147Low confidence
Based on 15 comparable properties
+ $158,853 (28%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Oshawa, ON
Minimum Down Payment Required:6.5%

5% on first $500K + 10% on $224,000 over $500K

Minimum down payment

$47,400

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,049$20,200$17,231$0
=Total mortgage
$703,265$671,800$632,631$579,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,434monthly$3,280monthly$3,089monthly$2,828monthly
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Land Transfer Tax

Provincial

$10,955

Total Land Transfer Tax

$10,955

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