
652 Hortop Street
Oshawa (O'Neill), ON L1G 4N5
- 3Bedrooms
- 1Bathroom
- 1Garage
- 1100–1500Sq Ft
- $4,497Tax
- 40×118 ftLot Size
- Estimated Value:$540,500See Free Estimate Report

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About 652 Hortop Street, Oshawa, O'Neill
Summarized Description
- Built in 1927, rewired for modern living
- Vaulted upper level with flexible loft space
- Renovated four-piece bath with updated features
- Fully fenced private backyard for outdoor enjoyment
- Hardwood floors throughout open living spaces
- Refreshed kitchen with modern finishes
- Detached garage and long private drive
- Close to schools and amenities in Oshawa
Built in 1927 and rewired for modern living, this brick 1.5-storey sits on a deep 40 by 118 foot lot in an established north Oshawa pocket close to both DR S J PHILLIPS P.S. and O'NEILL C.V.I. Hardwood floors run through an open living and dining room lit by pot lights and oversized windows. A contemporary staircase with a black spindle railing climbs to a vaulted upper level: a flexible 22-foot loft for a home office, media room, or sitting area, plus an adjoining bedroom. The kitchen has been refreshed with pot lighting, a deep stainless sink, a white subway tile backsplash, and clean white cabinetry. Two main-floor bedrooms sit beside a renovated four-piece bath finished with a backlit mirror, new tile, and updated lighting. Outside, a fully fenced and private backyard gives you room for gardens, a patio, and quiet evenings, served by a long private drive and a detached garage. The big pieces are done: the home was rewired with a new breaker panel, with a furnace from 2021, central air from 2016, and roof shingles from 2019. The unfinished lower level holds the laundry and generous storage. You are close to Alexandra Park, Lakeridge Health Oshawa, Simcoe Street groceries, and several schools, with the Oshawa GO Station and Highway 401 a short drive south.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,497
- Land Transfer Tax Fee
- $8,473
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Primary Bedroom - Main Floor, Storage, Water Purifier, Water Softener
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Hospital, Level, Library, Place Of Worship, Public Transit, Fenced Yard
- Other Structures
- Gazebo
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 118.00 ft
- Lot Size
- 0.108
Inclusions
- Inclusions
- Existing refrigerator, existing deep freezer in basement, existing stove (sold as-is, oven not working), all existing window coverings, all existing electric light fixtures, gazebo in backyard.
Exclusions
- Exclusions
- All staging furniture, decor, and the seller's personal belongings.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Family Room—Second level, Closet, Pot Lights, Broadloom
- Primary Bedroom—Main level, Window, Closet, Hardwood Floor
- Kitchen—Main level, Undermount Sink, Pot Lights, Ceramic Backsplash
- Dining Room—Main level, Separate Room, South View, Hardwood Floor
- Living Room—Main level, W/O To Porch, Pot Lights, Hardwood Floor
- Bedroom 2—Main level, Window, Closet, Hardwood Floor
- Bedroom 3—Second level, Overlooks Frontyard, Closet, Broadloom
Washrooms
- 4-piece, Main
- Municipality
- Oshawa
- Neighbourhood
- O'Neill
- Main cross streets
- Rossland Rd and Simcoe St N
- Zoning
- R1-C
- Directions
- Go West on Rossland Rd W and then turn south on Hortop St and home will be on the west.
- MLS® number
- E13490812
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-22
- Listed on
- 2026-06-25
- Days on market
- 27 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 652 Hortop Street, Oshawa, O'Neill, Oshawa, ON. Listed for $599,900
HOMEH Estimate
$540,500
Estimated Sales Range
$426,995 - $654,005
HOMEH Estimate for 652 Hortop Street, Oshawa, O'Neill
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,900 over $500K
$34,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,580 | $16,737 | $14,278 | $0 |
=Total mortgage | $587,086 | $556,647 | $524,193 | $479,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,866monthly | $2,718monthly | $2,559monthly | $2,343monthly |
Land Transfer Tax
$8,473
$8,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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